1995 to early/mid 00s - the internet ushers in a new era of commerce, causing tons of new businesses and expanding older ones. Very few problems, aside from ones like the "dot com" bust around 1999/2000.
mid 00s to about 2008- these businesses over expand, have to deal with the internet becoming a waning novelty, and collapse
2009- obama bails out industries, employment starts to come back
dot com bust was a significant problem, and was really the end for that internet commerce stuff.
the marketing of debt is the major problem last decade, mixed in with a little bit of "American car companies are dumb and stubborn"
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Donny: Are they gonna hurt us, Walter?
Walter: No, Donny. These men are cowards.