LogFAQs > #882210823

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TopicGot into my first car accident.
Dynalo
07/02/17 3:23:18 PM
#15:


Kevman510 posted...
I've never been in an accident, but when there is one, how do they prove who was at fault unless someone has a dashcam or there is a witness nearby? Do they just assume that where the person hit you is indication enough?


In that situation you just have to hope people are honest. Otherwise they're often forced to call it "50-50" and just say both people are at fault (and usually insurance penalizes you less if the cops deem both people to be at fault rather than just you. For example, my insurance uses a demerit point system. An at fault accident is 6 points against you, a 50-50 accident is only 3).

Often the location where you got hit isn't good enough (other than rear ending someone). Take my incident for example. If he said I ran the red light and I said he ran the red light... the cops would have literally no way to tell who was telling the truth.

I'm annoyed that despite like 6 other vehicles being around at the time of the incident, no one stopped to offer to be a witness. But the guy who hit me fessed up to the cops, so looks like it should be fine.
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