Yeah. It's a bit strange when the people who control your financial well-being are not held accountable to anybody else *and* they lack any legal authority to prosecute identity theft
The problem here is that the data isn't stored in a single place - that's why prosecuting identity theft is so difficult and coming back from it is ridiculously costly. Even if you get your bank accounts in order, one of the credit agencies might not fix the erroneous information on your report (given what's happened with Equifax it's pretty clear they're quite incompetent), and sometimes that can be a years-long battle with the credit agencies, since it seems it is *extremely* difficult to prove to them that you did not buy or spend whatever the identity thief did.
