LogFAQs > #886618542

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Topic	PSA: If you affected by the Equifax hack (you are) freeze your credit ASAP
Paragon21XX 09/14/17 8:51:26 PM #136:	My Discover card already provides identity theft protection, and Capital One's CreditWise gives me detailed credit reports weekly, so I can act very quickly to minimize damages if anything does happen. Corrupt_Power posted... samurai bandit posted... Remember that in order to unfreeze your credit, you will also need to pay them... double as you will need to freeze it again as for sure whomever stole our data is never going to trash it. I wish that due to they mistake doing a freeze would become free everywhere... but money. Btw, I read somewhere that if you set a fraud alert on one of the companies, they notify the other 2? O am i expected to set the alert on all 3? A "thaw" is a temporary unfreeze between two set dates, that only costs the $10 per bureau. doug123 posted... If 140 million people have their SSN compromised I feel like the government should be doing something, like issuing everyone new numbers. Or better yet, scrap the system and come up with something better. Great idea. Do you have any idea how completely entrenched the social security number system is, though? I completely agree that it needs to be replaced, but it would be literally the biggest upheaval our country has ever seen. We'd be fighting growing pains over the entire generation that happens to be alive once the switch is made. The better option would be to simply require biometric proof alongside a PIN anytime your SSN is required. So even if your SSN was compromised but not both of the other two factors, it would still be very difficult for someone to spoof your identity successfully. --- Hmm... <cite>Paragon21XX posted [p:886618542] in PSA: If yo... [t:75754517]...</cite> <quote>My Discover card already provides identity theft protection, and Capital One's CreditWise gives me detailed credit reports weekly, so I can act very quickly to minimize damages if anything does happen. <cite>Corrupt_Power posted...</cite> <quote><cite>samurai bandit posted...</cite> <quote>Remember that in order to unfreeze your credit, you will also need to pay them... double as you will need to freeze it again as for sure whomever stole our data is never going to trash it. I wish that due to they mistake doing a freeze would become free everywhere... but money. Btw, I read somewhere that if you set a fraud alert on one of the companies, they notify the other 2? O am i expected to set the alert on all 3?</quote> A "thaw" is a temporary unfreeze between two set dates, that only costs the $10 per bureau. <cite>doug123 posted...</cite> <quote>If 140 million people have their SSN compromised I feel like the government should be doing something, like issuing everyone new numbers. Or better yet, scrap the system and come up with something better.</quote> Great idea. Do you have any idea how completely entrenched the social security number system is, though? I completely agree that it needs to be replaced, but it would be literally the biggest upheaval our country has ever seen. We'd be fighting growing pains over the entire generation that happens to be alive once the switch is made.</quote> The better option would be to simply require biometric proof alongside a PIN anytime your SSN is required. So even if your SSN was compromised but not both of the other two factors, it would still be very difficult for someone to spoof your identity successfully. --- Hmm...</quote> ... Copied to Clipboard!
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