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Topic | just paid $22.40 for 2 business class tickets to South Korea. |
CableZL 10/10/17 3:23:01 PM #22: | Muffinz0rz posted... This is what makes no damn sense to me lmao what a weird-ass industry A hard inquiry is when a lender pulls your credit information because you're applying for credit with them. Like when you apply for a credit card, apply for a credit increase on a credit card, apply for a loan, etc. These have a negative effect on your credit score, but as long as you don't have too many recent ones, then the negative effect is minimal. A soft inquiry is like when you or someone else is simply checking your credit score. Background checks, credit score checks, and when a lender preapproves you for a loan or credit card are all soft inquiries. These don't hurt you at all. --- ... Copied to Clipboard! |
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