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Topic	just paid $22.40 for 2 business class tickets to South Korea.
Muffinz0rz 10/10/17 3:27:39 PM #25:	_BlueMonk posted... Muffinz0rz posted... What is a "hard pull"? a hard pull is an indication your report that you applied for credit. it says that this bank/company was contacted by you to recieve your credit report. they lower your score, but only by a little. the opposite is a soft pull, where companies just go ahead and look at your score and offer you preapprovals or let you view your report/score, etc. hey don't show up on your report because they are not an indication of you applying for credit, but was still accessed. you can see them on some reports if you're curious. Thanks for the clarification. I've been curious about going for a second one. I only got my first one a few months ago through my bank because I kept getting shut down everywhere else due to lack of history (my bank even declined me outright the first time, but I called to "contest" or w/e and the guy who answered was like bruh you've had an account with us for years and you've obviously got money and whatnot so here's a card for you). What's a good second card when I hit that point? Like something within grasp for someone with a good score and some history, but also has good rewards? --- Not removing this until Pat Benatar is in Super Smash Bros. (Started 8/31/2010) FantaCE Football Squad (3-2): https://i.imgur.com/FgBERjy.png (Updated Weekly) <cite>Muffinz0rz posted [p:888177778] in just paid ... [t:75864607]...</cite> <quote><cite>_BlueMonk posted...</cite> <quote><cite>Muffinz0rz posted...</cite> <quote>What is a "hard pull"?</quote> a hard pull is an indication your report that you applied for credit. it says that this bank/company was contacted by you to recieve your credit report. they lower your score, but only by a little. the opposite is a soft pull, where companies just go ahead and look at your score and offer you preapprovals or let you view your report/score, etc. hey don't show up on your report because they are not an indication of you applying for credit, but was still accessed. you can see them on some reports if you're curious.</quote> Thanks for the clarification. I've been curious about going for a second one. I only got my first one a few months ago through my bank because I kept getting shut down everywhere else due to lack of history (my bank even declined me outright the first time, but I called to "contest" or w/e and the guy who answered was like bruh you've had an account with us for years and you've obviously got money and whatnot so here's a card for you). What's a good second card when I hit that point? Like something within grasp for someone with a good score and some history, but also has good rewards? --- Not removing this until Pat Benatar is in Super Smash Bros. (Started 8/31/2010) FantaCE Football Squad (3-2): https://i.imgur.com/FgBERjy.png (Updated Weekly)</quote> ... Copied to Clipboard!
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