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Topic | just paid $22.40 for 2 business class tickets to South Korea. |
_BlueMonk 10/10/17 5:25:47 PM #31: | Muffinz0rz posted... _BlueMonk posted...-snip- if you can't get the sign up bonus, then don't get the card. you can always get this later (granted you stay under 5/24, and don't get a Reserve) it's up to you, of course. the spending categories can be great, but really only if you hit the upper limits of the 1500 that they limit you to. like, if you don't spend a lot of money at walmart (its current category), then i wouldn't do it. we don't know the future categories, but you can view this past year's categories: https://creditcards.chase.com/freedom/calendarreminder they tend to repeat so yeah. if you don't think you'll hit the 5% categories a lot, then go for the freedom unlimited. or... what i would do.... it get both. you can get 2 chase cards in a 30 day period. also, if you apply for a card, and then another in the same day, they will combine the hard pull (so you'll only see one hard pull from chase on your report). what you do is apply for one card, and once that's approved (sometimes you need to call in, called reconning.) you apply for the other one. but since your credit is new (i think), it might be hard to do. heads up, since this is your first card with chase, it might go into pending and then they'll call you to verify your identity. chase didn't do this for me, but American Express did. --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard! |
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