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Topic	How much credit card debt do you have?
ParanoidObsessive 03/09/18 12:44:12 PM #2:	Technically, I currently have about a $700 credit, so they're in debt to ME. But functionally, zero debt. I don't use my credit card unless I know I have money in savings to back up my purchase, and I pay my bills the month they come, so I never accrue late fees or interest. And my credit card doesn't have membership fees, so I essentially pay nothing to own/use it. Over the last 20 years or so, I've only paid late fees/interest about twice (and both were kind of exceptional situations). And in each case, the debt was cleared within the next month. --- "Wall of Text'D!" --- oldskoolplayr76 "POwned again." --- blight family <cite>ParanoidObsessive posted [p:897474484] in How much c... [t:76397755]...</cite> <quote>Technically, I currently have about a $700 credit, so they're in debt to ME. But functionally, zero debt. I don't use my credit card unless I know I have money in savings to back up my purchase, and I pay my bills the month they come, so I never accrue late fees or interest. And my credit card doesn't have membership fees, so I essentially pay nothing to own/use it. Over the last 20 years or so, I've only paid late fees/interest about twice (and both were kind of exceptional situations). And in each case, the debt was cleared within the next month. --- "Wall of Text'D!" --- oldskoolplayr76 "POwned again." --- blight family</quote> ... Copied to Clipboard!
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