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TopicCredit Card Appreciation Topic!
SkynyrdRocker
10/04/18 11:28:22 PM
#1:


Credit cards are the best! I love them. They force a company to pay them for the privilege of taking my money and then when I pay my balance off in full every month, the credit card company pays me for the privilege of me using them to buy stuff with. I have 7, 1 of which I'm trying to cancel even though I know they say not to do that. I did call and cancel but I have no idea when that actually kicks in because that card sucks ass. Of the 6 I actually care about, I have:

Citi Double Cash Card (1% cashback when you buy, 1% when you pay, so effectively 2% on everything as long as you don't suck and pay your bill in full every month)
Costco Anywhere Visa (4% on gas, 3% on restaurants, 2% on Costco, 1% on everything else)
Amazon Prime Rewards Visa (5% on Amazon.com and Whole Foods (lol who cares). You can also get one without a Prime Membership and it's 3% back)
American Express Blue Cash Everyday (3% on groceries, 2% on idk who cares I have a card that is effectively 2% on everything so why would I bother using that for this, 1% on everything else)
Discover It Card (5% on rotating quarterly categories. This one would be good but I always forget which category is currently in effect and then I do something like buy gas with my Costco card instead of this one when it's 5% on gas)
and the newest one:
Uber Visa Card (4% on restaurants, 3% on hotels and airface, 2% on online purchases, 1% on everything else)

I don't even have an Uber account lol

So what are your feelings on credit cards? Do you not trust yourself to only use them for purchases you can afford to pay off every month so you think they are bad? Do you use a card that doesn't give you rewards because you like flushing money down the toilet?
... Copied to Clipboard!
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