LogFAQs > #930223116

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Topic	Factors that affect credit score
geshkigal 11/16/19 1:17:01 PM #4:	Smashingpmkns posted... After a year I went from poor to great credit just by using my credit card like I would my debit card. And also paying off some loans, removing 1 wrong derogatory. I have a meh card with ridiculously high apr, cash back, and a $40 a year fee. Now I need to figure out how I'm gonna cancel this card lol Don't cancel it anytime soon. Just get a better credit card and slowly wean off your first one before closing it. --- http://i178.photobucket.com/albums/w258/geshkigal/GIFs/mawilenr7.gif <cite>geshkigal posted [p:930223116] in Factors th... [t:78166164]...</cite> <quote>Smashingpmkns posted...</cite> <quote>After a year I went from poor to great credit just by using my credit card like I would my debit card. And also paying off some loans, removing 1 wrong derogatory. I have a meh card with ridiculously high apr, cash back, and a $40 a year fee. Now I need to figure out how I'm gonna cancel this card lol</quote> Don't cancel it anytime soon. Just get a better credit card and slowly wean off your first one before closing it. --- http://i178.photobucket.com/albums/w258/geshkigal/GIFs/mawilenr7.gif </quote> ... Copied to Clipboard!
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