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TopicFactors that affect credit score
LadyVyxx
11/16/19 2:37:45 PM
#6:


800-plus: Exceptional. Less than 1 percent of borrowers in this range are likely to become seriously delinquent. Theyll easily be approved for the lowest rates.
740-799: Very good. One percent of borrowers in this category are likely to become seriously delinquent. They could be offered the lowest rates from lenders, but its not a given.
670-739: Good. Eight percent could become seriously delinquent. This stratum includes the average U.S. credit score. People in this range are considered an acceptable lending risk.
580-669: Fair. An estimated 27 percent of the people in this group could become seriously delinquent, making them likely candidates for subprime loans at higher rates.
579 and below: Poor. This group is considered a poor lending risk: Roughly 62 percent could become seriously delinquent. They will be eligible only for the highest interest rates, if they can get credit at all.

huh, well my score is apparently 812 so sweeeet
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