Current Events > Seriously. How much money do you have, and how do you feel about that? How old?

(+) Yeah! (+)

How much personal wealth do you have? Are you a saver, or a spender, or what? Do you think having money saved up is important? Do you plan to save up and one day buy a house, and start a family?

I have about 100 pounds in my bank account. I'm in my 30s. It's funny. When I was much younger, about 23, I had roughly 20000 in my bank account. For most people, I suspect, it's the other way around. They go out a lot when very young and enjoy themselves, then at some point hunker down and start building up personal wealth, so that (eventually) they can buy property and all that other adult stuff. Of course, I've had many setbacks.

Thoughts?


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35, not enough, it feels bad but has definitely got better because I've made huge strides the past few years. My entire 20s was a masterclass on how to blow money on stupid s***

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45
Have 343 dollars left for the month
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28

$2900 in the bank
$2000 in medical debt
$4600 in credit card debt

Own a nice big house though. Hopefully gonna be paying off all that debt in the next couple of months

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34, net worth is about $370,000. $130,000 of that was gained this past year. I'm feeling pretty good about the rate of growth, and I look forward to investing more every week.

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About to become 30 and I have about R$ 70000 (approx. U$ 14000) in the bank. I haven't invested because I feel like it's a dumb meme that I can invest R$ 10000 and come out with like R$ 15000 in 2 years (or something like that), but I keep looking at Bitcoin and being like "oh shit this went up 10% in a week"

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sauceje posted...

About to become 30 and I have about R$ 70000 (approx. U$ 14000) in the bank. I haven't invested because I feel like it's a dumb meme that I can invest R$ 10000 and come out with like R$ 15000 in 2 years (or something like that), but I keep looking at Bitcoin and being like "oh shit this went up 10% in a week"

I got into cryptocurrency 2 years ago and I'm up about $53,000 right now. Definitely risky tho.

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Bump.

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if i answer this question i'll be superhated as opposed to just "go away and stop being annoying"

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Yeah I'm not telling CE how much money I have.

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The Trent posted...

if i answer this question i'll be superhated as opposed to just "go away and stop being annoying"

Do it
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27, was a typical 50k millionaire after graduating but the pandemic made me get my act together

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The Trent posted...

if i answer this question i'll be superhated as opposed to just "go away and stop being annoying"

Strider102 posted...

Yeah I'm not telling CE how much money I have.

These two have $50 combined

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BignutzisBack posted...

These two have $50 combined

Yes, let's go with this.

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BignutzisBack posted...

These two have $50 combined

times gone bad. have 50$ to get through the month because of the pandemic.
note: we'll get through it. every bad situation i have gotten through.
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$29000~ but no real assets except mandatory pension investment.

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Ruined early on by debt for art college. Biggest mistake of my life.

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I'm in a better financial position than a lot of people but it's not as good as I would like it to be. I had a lot of fun in my early 20s and had some expensive habits that delayed some savings and investing but overall I'm on track for a decent retirement. I have minimal debt, make six figures and should only make more going forward.

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negative 6000

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BignutzisBack posted...

These two have $50 combined

technically i have 0 and he has 50

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whitelytning posted...

I'm in a better financial position than a lot of people but it's not as good as I would like it to be. I had a lot of fun in my early 20s and had some expensive habits that delayed some savings and investing but overall I'm on track for a decent retirement. I have minimal debt, make six figures and should only make more going forward.

how old are you. I did a lot of dumb stuff in my twenties

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$20,000 in the bank
$35,000 in investments

Already own a vehicle and home
Mortgage is the only debt I carry (about $80k equity in my house)

34 years old


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I'm 34 and including retirement accounts I've got over $500k.

I'm 32 and my wife is 30. We have about 10k in our account. Its impossible for us to save money with how little we make.

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29.

$70 in checking. Down to $150 in savings lmfaooo

topics like this make me want to play in traffic

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I'm 23 and I have 10 grand. But no assets lol

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we have enough

mid 30s

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33
46,123,001 in checking
69, 069 in savings


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Eh between savings 401k and assets probably about 100 k. Im 36. Could be better. Could be worse. I could be the kid i my office with the "401k is dumb! I dont need the money in 50 years i need it now!"

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Jagr_68 posted...

33
46,123,001 in checking
69, 069 in savings

are you saying you have 46 million of some currency in a checking account?
what is happening here

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Are we including Runescape GP and Neopoints in this?

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Positive. $2400 in cash and $2600 in Crypto. $500 in Stocks. $13000 in 401K

Negative. $9500 in credit card debt and taxes.

Age 27.

I made 85k this year at Costco plus 5k from when I was working a second job for a bit due to lack of hours and full time status. Got 8k in the bank at the moment, will be 10k next check then putting at least 7,probably 8 towards my student loans as the covid deferment thing ends new years day. With any luck I'll be student debt free by April which is when I get my bonuses and such. I'm 31, birthday yesterday

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23 making $24k soon to be $27k a year

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27

$8k

I am not a saver.

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Less than I had about a year ago because I got a mortgage for a home and put some money down etc.

Between $3 and 3 million.

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34yo and only $100 in my bank account. Broke af

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Enough to cover the mortgage for a few years without touching retirement funds if both my wife and i lost our jobs
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Age:29
Bank accounts: 2500
401k: 14000
Investments:15000
With a 2013 car fully paid off

I was a truck driver quit and will be going to school to become a heavy equipment operator. Although my cdl and this are compatible which will further help in my career opportunitys post graduation.

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30

My mint account shows my net worth at ~$200,000 rn which is $370k house - $245k mortgage, $15k owed on my car, $15k in cash, and $75k in investments

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My wife and I are both 28. We have a net worth of about $220k right now (see below for the breakdown). I'm pretty happy at where I am. I have colleagues that are much better off than me, as well as colleagues that are much worse off than me, but I think I'm leading a normal, average "white collar" life.

I absolutely think having money saved up is important. I absolutely do not want my child to have to be required to take care of me... I want to be self-sufficient.

In our early 20s, my wife and I blew a lot of money on vacations; we went overseas almost every few months, spending like $15k/trip. Didn't save a lot during those times... but now, we've settled down somewhat, and are focused on saving more money so that we can have a child within a couple of years.

I still feel "nervous", that I can have all these things taken away from me from bad luck (e.g., laid off, lawsuits for whatever reason, accidents, health issues, etc.).

Properties: $153,400
According to an appraiser during our house refinance this year in June, our house is worth $540,000. Our mortgage remaining balance is $418,500. So net $121,500.

According to an appraiser during our second house purchase this year (for investment purposes) in July, the property is worth $118,000. The mortgage remaining balance is $91,400. So net $26,600.

We have two MY2019 vehicles. According to Carvana's "sell your car" offer, Carvana offered:
Car 1: $28,500. Remaining car loan balance is $28,400. So net $100.
Car 2: $30,200. Remaining car loan balance is $25,000. So net $5,200.

Cash: $28,000
In our bank accounts, we have $28,000.

Investments: $115,000
In our investments (401ks, IRAs, HSAs, and non-tax-advantaged accounts), we have a total of $115,000.

Student Loans: -$75,800
My wife and I both have student loans. The current balance total is $75,800. We do not have any other debt (except as shown above; e.g., we do not have credit card debt, personal loan debt, etc.).

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~9k in checking
~3k in my roth ira
~3k in my stock account.

I'm 34.

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im 33 and idk how much exactly but its around 2000
i hate money

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are we including my student loan debt I have zero intention of ever repaying?

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Around $90 in cash and $300 in savings. I do not have any income. I'm in my mid 30s. I am dreading the fact that I have no employment history nor experience and how am I going to be able to get a job like this and how will I cope with a job and not get fired. It's a scary prospect and I don't really know exactly what to do about it.

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nfearurspecimn posted...

Around $90 in cash and $300 in savings. I do not have any income. I'm in my mid 30s. I am dreading the fact that I have no employment history nor experience and how am I going to be able to get a job like this and how will I cope with a job and not get fired. It's a scary prospect and I don't really know exactly what to do about it.

Well what skills do you have? Are you certified in anything, or have a degree? If not, then start small (sales, stock room associate, cashier, etc.), and work your way from there.

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