Board 8 > Does Paypal seriously deduct funds from your savings account...

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tereziWright
04/17/12 10:17:00 AM
#1:


...when it auto transfers money for a paypal transaction?

That's....very inconvenient. They just turned an $8 album into a $37 one. Why?

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Psycho_Kenshin
04/17/12 10:34:00 AM
#2:


This is confusing, if you got charged 37 for an 8 dollar purchase, you should contact paypal, only the seller has to give paypal a little cut.

I use ebay and whatnot, paypal seems to just take from the paypal balance and leave the bank account alone unless there's not enough in the paypal.

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WazzupGenius00
04/17/12 11:26:00 AM
#3:


and that's why I don't link my bank accounts to my paypal

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Psycho_Kenshin
04/17/12 11:27:00 AM
#4:


I told paypal my bank account so I could get money from paypal into my bank account, that's how they get ya.

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LordoftheMorons
04/17/12 11:34:00 AM
#5:


ColoUrs and Mayhem?
Can you buy those with just a credit card, or do you need to use paypal?

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ExThaNemesis
04/17/12 11:35:00 AM
#6:


uh paypal has never charged me and they take funds directly from my checking acct every time I make a purchase.

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Punnyz
04/17/12 11:35:00 AM
#7:


my paypal has never done this

what?

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Punnyz
04/17/12 11:39:00 AM
#8:


maybe you somehow accidentally agreed to a Cash Advancement? ...or something?

>_>

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GuessMyUserName
04/17/12 11:42:00 AM
#9:


From: ExThaNemesis | Posted: 4/17/2012 2:35:06 PM | #006
uh paypal has never charged me and they take funds directly from my checking acct every time I make a purchase.


yeah this

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tereziWright
04/17/12 12:48:00 PM
#10:


LordoftheMorons posted...
ColoUrs and Mayhem?
Can you buy those with just a credit card, or do you need to use paypal?


Yep.

And it was $37 because of the $29 overdraft that resulted from them charging my savings account.

I usually use Paupal for convenience...but not anymore.

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Weakupedia
04/17/12 12:51:00 PM
#11:


uh

wouldn't that be your fault for spending more than you had in the first place?

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tereziWright
04/17/12 12:56:00 PM
#12:


I have $1247 in my checking account, which is where I would assume any normal transaction would deduct from.

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Weakupedia
04/17/12 12:57:00 PM
#13:


i don't think paypal would randomly decide to take money from your savings account unless you specifically told it to

i'm still thinking user error for this.

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Achromatic
04/17/12 12:58:00 PM
#14:


You chose the wrong account for paypal to automatically take from. Not their fault.

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CherryCokes
04/17/12 12:59:00 PM
#15:


From: Weakupedia | #013
i don't think paypal would randomly decide to take money from your savings account unless you specifically told it to


ding ding ding

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tereziWright
04/17/12 12:59:00 PM
#16:


It was never something I was even asked.

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CherryCokes
04/17/12 1:05:00 PM
#17:


It definitely was. You pretty much are required to do it to enable PayPal transactions

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Midgar Zachnorn
04/17/12 1:06:00 PM
#18:


Why not complain to PayPal and your bank? I'm sure PayPal can reverse the charge to your savings account, charge your checking, and then you could explain the situation to your bank so they can reverse the overdraft charge.

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tereziWright
04/17/12 1:14:00 PM
#19:


I'll give all this stuff a look see when I get home.

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KingButz
04/17/12 1:15:00 PM
#20:


You would have had to link PayPal to your savings account at some point for them to take money from it.

My PayPal is only linked to my credit card.

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Weakupedia
04/17/12 1:19:00 PM
#21:


If there is any place I would trust to not randomly charge things to my accounts, it's Paypal.

They're so careful and deliberate about everything, which is why they're so trusted pretty much everywhere.

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The Mana Sword
04/17/12 1:20:00 PM
#22:


why do you have a savings account with 0 dollars in it

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Midgar Zachnorn
04/17/12 1:23:00 PM
#23:


Better question: Why do you have a savings account with $0 (or at least less than $8) but have a checking account with over $1,200 in it?

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