Board 8 > LOLOL My bank account was compromised

(+) Yeah! (+)

so uh yea

Remember how I made a fucking dollar on youtube yesterday?

Well life was like CAN"T LET THAT FUCKER BE HAPPY as usual



some jackass stole over 900 dollars from me, but the kicker is I DIDN"T EVEN HAVE THAT MUCH

I'm fucking Negative

I talked to my bank and they set up the investigation and shit, and THEY STOLE EVEN MORE MONEY FROM ME TODAY. THE BANK DIDN"T EVEN FREEZE THE DAMN ACCOUNT

SO YEA

I get paid next week, but I'm more than likely still gonna be negative. The bank is gonna restore my funds two weeks from now

I haven't gone grocery shopping in two weeks. I was planning on doing that Friday >_>. No food in two weeks.
its the beginning of the month and I still had to pay my bills. THE FUCKING TAXES ON MY HOUSE

its all gonna be late

no gas money


no nothing


I seriously can't believe this is happening. I haven't shopped anywhere weird, I haven't ordered anything off a random website. This just HAPPENED

I'm not looking for sympathy...I just want a god damn witness to see how my life just shits on me when I have a slight ray of happiness
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yep this happened to me a year ago

took about 2 weeks to get my money back and then I had to change all my info
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My understanding from knowing multiple people this has happened to is that you pretty much never actually lose money from it. It'll be a little while but you should get the money back. Like SHINE said though you'll have to go and change all of your info. Still really sucks with that timing, though. X_X
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dont use your debit card for anything ever
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KingBartz posted...

dont use your debit card for anything ever

Withdraw money each time?
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So I got the new charges taken care of


Its just

what a fucking way to go


I guess I'm definitely not getting that new dog LOL
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Punnyz posted...

KingBartz posted...

dont use your debit card for anything ever

Withdraw money each time?

Actually, if the fraudulent transactions were in-store purchases or withdrawals, then it's probably a skimming device on a cash machine that got you.
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I meant, does he want me to go to my bank every time? Not ATM

I don't like to carry cash on me, I've been mugged at least 5 times in my life, with mixed results. Thats why I usually don't do that

Damned if you do damned if you don't
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whats the point of stealing from poor people lulz
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SmartMuffin posted...

whats the point of stealing from poor people lulz

Well I know you're just bein a jerk =(

but considering they were still withdrawing shit, even though it was negative

All they need is an account. Anybody would do
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I'm thinking about reading up online and try to find out how to ID this "skimming" thing, then set out to go find it


......but I'm so hungry
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Punnyz posted...

I'm thinking about reading up online and try to find out how to ID this "skimming" thing, then set out to go find it


......but I'm so hungry

be sure to bring your sword

or possibly a brick

#lifeofpun
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I don't believe you
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masterplum posted...

I don't believe you

I actually thought of you. I thought you didn't post anymore so I didn't think I'd see you


Yea, I GUESS this is less extraordinary than my dad passing away and funeral expenses and my dad's debt's and the house payments plummeting me into chaos


but you thought I made that up too!
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SmartMuffin posted...

Punnyz posted...

I'm thinking about reading up online and try to find out how to ID this "skimming" thing, then set out to go find it


......but I'm so hungry

be sure to bring your sword

or possibly a brick

#lifeofpun

Actually the sword was taken from me the second time the burglars came to my house
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I'm sorry this has happened to you, man.
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actually now that I think about it, setting out probably won't work anyways


I talked to someone about this and he said its possible they've been sitting on my info for months, or even longer, and just got around to using\selling it

it could've seriously been anywhere if we're looking at that timeframe
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Use credit card and leave your debit at home. They can't steal money you don't have.
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I don't have a credit card

being in debt those 6 years ago destroyed my credit
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I don't either. Similar reasons.

Pun, I really want to fix my credit. It's abysmal. Without good credit, I'm locked out of a metric ton of opportunities in life. I'm not happy about it. Who would be? I've started taking steps toward amending it. This will be a long journey but I hope I can make it out.

We should both strive for it.
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Also, can someone really NOT steal a credit card?

JUST because its not actual money?

I kinda have doubts about that >_>

Can't they just steal it and charge it anyways?
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Punnyz posted...

I don't have a credit card

being in debt those 6 years ago destroyed my credit

Get a secured credit card to build credit. Building credit is a long but relatively easy process.
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they can steal a credit card but the difference is they can't access your actual money. So if they just used a credit card then your bank account would be untouched
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In a really weird and sick way, I'm getting almost nostalgic over this

I haven't been this poor in a while


I found around 50 cents around my house in pennies and nickels

if I find like 30 more cents, I can buy a loaf of bread.

I can probably make that last me one week. and I can worry about the next week when we get there



but once I do find this money, I'm gonna have to think about conserving gas. I might have to walk several miles into town to go buy a loaf of bread >_>
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I can send you a few bucks on Monday if we can figure out the details.
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Punnyz posted...

In a really weird and sick way, I'm getting almost nostalgic over this

I haven't been this poor in a while


I found around 50 cents around my house in pennies and nickels

if I find like 30 more cents, I can buy a loaf of bread.

I can probably make that last me one week. and I can worry about the next week when we get there



but once I do find this money, I'm gonna have to think about conserving gas. I might have to walk several miles into town to go buy a loaf of bread >_>

How bad is ur credit?
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Corrik posted...

Punnyz posted...

In a really weird and sick way, I'm getting almost nostalgic over this

I haven't been this poor in a while


I found around 50 cents around my house in pennies and nickels

if I find like 30 more cents, I can buy a loaf of bread.

I can probably make that last me one week. and I can worry about the next week when we get there



but once I do find this money, I'm gonna have to think about conserving gas. I might have to walk several miles into town to go buy a loaf of bread >_>

How bad is ur credit?

I tried getting a loan one time and they were like lol no

I tried getting a card one time and they were like lol no
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Jeff Zero posted...

I can send you a few bucks on Monday if we can figure out the details.

don't worry about it. I have the weekend off so I'm trying to not use gas if I don't have to

once I get to work, I'll probably have to sell some of my games. 20 games for 5 bucks is probably whats gonna happen

I'll have to take a hit because Ebay will probably take too long

the problem is most of my games are digital now. One of the many reasons digital sucks. You can't pawn them
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literally just got an email saying my netflix auto payment was declined

wellllll I'm about to lose my TV
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Punnyz posted...

Corrik posted...

Punnyz posted...

In a really weird and sick way, I'm getting almost nostalgic over this

I haven't been this poor in a while


I found around 50 cents around my house in pennies and nickels

if I find like 30 more cents, I can buy a loaf of bread.

I can probably make that last me one week. and I can worry about the next week when we get there



but once I do find this money, I'm gonna have to think about conserving gas. I might have to walk several miles into town to go buy a loaf of bread >_>

How bad is ur credit?

I tried getting a loan one time and they were like lol no

I tried getting a card one time and they were like lol no

Why do you literally not know what you credit score is? Get your free credit report. Get a secured credit card.
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Whoops, sorry. Ignore my PM, haha.
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Punnyz posted...

literally just got an email saying my netflix auto payment was declined

wellllll I'm about to lose my TV

Who needs Netflix when you have Board 8 for entertainment!
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And, yeah. I started going digital too and ran into a similar problem when things were really rough for me last year. :/
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Corrik posted...

Punnyz posted...

Corrik posted...

Punnyz posted...

In a really weird and sick way, I'm getting almost nostalgic over this

I haven't been this poor in a while


I found around 50 cents around my house in pennies and nickels

if I find like 30 more cents, I can buy a loaf of bread.

I can probably make that last me one week. and I can worry about the next week when we get there



but once I do find this money, I'm gonna have to think about conserving gas. I might have to walk several miles into town to go buy a loaf of bread >_>

How bad is ur credit?

I tried getting a loan one time and they were like lol no

I tried getting a card one time and they were like lol no

Why do you literally not know what you credit score is? Get your free credit report. Get a secured credit card.

honestly its been years since I checked

and since I've been unable to literally do anything about it, I'm sure its exactly where I left it

not being able to do anything with it
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psaltery posted...

Punnyz posted...

literally just got an email saying my netflix auto payment was declined

wellllll I'm about to lose my TV

Who needs Netflix when you have Board 8 for entertainment!

true but yall have been really slow lately
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Jeff Zero posted...

And, yeah. I started going digital too and ran into a similar problem when things were really rough for me last year. :/

man I don't like that you've been in similar shit as me because I don't anybody to have a hard time

but god damn I have to say its comforting someone knows the struggle around here
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a secured credit card is a good idea. it's basically prepaid so they will let you have it even with garbage credit
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with netflix about to be cut, It just occurred to me that two weeks from now is the end of the month

I'm gonna lose my internet, my phone, and other first world shit


also the lawyers are gonna come after me once more if I start missing my house payments again


.....starting to think selling my games for a few bucks isn't gonna help
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Punnyz posted...

Corrik posted...

Punnyz posted...

Corrik posted...

Punnyz posted...

In a really weird and sick way, I'm getting almost nostalgic over this

I haven't been this poor in a while


I found around 50 cents around my house in pennies and nickels

if I find like 30 more cents, I can buy a loaf of bread.

I can probably make that last me one week. and I can worry about the next week when we get there



but once I do find this money, I'm gonna have to think about conserving gas. I might have to walk several miles into town to go buy a loaf of bread >_>

How bad is ur credit?

I tried getting a loan one time and they were like lol no

I tried getting a card one time and they were like lol no

Why do you literally not know what you credit score is? Get your free credit report. Get a secured credit card.

honestly its been years since I checked

and since I've been unable to literally do anything about it, I'm sure its exactly where I left it

not being able to do anything with it

GET A SECURE CREDIT CARD. Lol..
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Punnyz posted...

man I don't like that you've been in similar shit as me because I don't anybody to have a hard time

but god damn I have to say its comforting someone knows the struggle around here

I know what you mean. D: I guess I feel the same way.

Punnyz posted...

with netflix about to be cut, It just occurred to me that two weeks from now is the end of the month

I'm gonna lose my internet, my phone, and other first world shit


also the lawyers are gonna come after me once more if I start missing my house payments again


.....starting to think selling my games for a few bucks isn't gonna help

Will it help if you reach out to the lawyers ahead of time and explain the setback? That's probably a daunting, miserable idea, though. Bleh.
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Yea, they're actually pretty unreasonable and aggressive


They'll just see it as a sign of instability and attack me harder

yet they'll do the same if I don't do anything either



fuck those guys
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took more than 4 hours to go and back but I got my loaf of bread!


Didn't take as long as I thought
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Why don't you live with your parents?
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I inherited this house from my dad when he passed away


My mom DOES live in town

I've actually considered asking my mom to move in with me in the past but haven't brought it up.
Also I sorta like my single, isolated life. >_>. Going halvsies on the bills would be a god send though...hmm...

Whats the social opinion on having a parent live with you, anyways?

also I'm turnin 30 this year
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Whats the social opinion on having a parent live with you, anyways?

It's about as cool as being dirt poor and unable to afford internet
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Yeah IMO just do it if you have to. Seems like it would certainly help you gain a bit of stability back, and eventually you can get out on your own again. I imagine a big chunk of the population would do it being placed in your situation.

EDIT: I suppose it is the house you inherited, so it wouldn't be getting out on your own again, it would be your mom getting out on her own again.
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well I think it's an important distinction that your parent is living with you, and not the other way around

if it's your house then it's not like you are leaching off your parent, which is I think the stigma
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SmartMuffin posted...

Whats the social opinion on having a parent live with you, anyways?

It's about as cool as being dirt poor and unable to afford internet

phew

I'm not one of those internet-less losers!
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Punnyz posted...

I inherited this house from my dad when he passed away


My mom DOES live in town

I've actually considered asking my mom to move in with me in the past but haven't brought it up.
Also I sorta like my single, isolated life. >_>. Going halvsies on the bills would be a god send though...hmm...

Whats the social opinion on having a parent live with you, anyways?

also I'm turnin 30 this year

If your finances are in that bad of shape and your relationship with her is even remotely decent/she's willing, please do this. You'll lose out on the independence of living alone, but you'll have so much less stress from your reduced expenses and by saving money you'll have the ability to, as mentioned, get a secured credit card and start rebuilding credit.

Once you get that settled, if you want to be serious about your credit (you should), pull a credit report and make sure there's nothing on it that isn't actually you.
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Yo, I found some Chik Fil A sauce in the back of my fridge

this bread is gonna be bomb
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