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Darkman124 07/17/17 12:12:44 PM #52: |
I Like Toast posted...
Romulox28 posted... indeed: the issue is access. --- And when the hourglass has run out, eternity asks you about only one thing: whether you have lived in despair or not. ... Copied to Clipboard!
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Transcendentia 07/17/17 12:13:03 PM #53: |
Sir Will posted...
Making things bigger will increase overhead. Shocking! What an amazing revelation... that means exactly jack and s*** without comparing it to alternatives. who is going to pay for all of that and how? Darkman124 posted... again i'm skeptical, because of this: http://money.cnn.com/2016/03/30/news/economy/obamacare-patients-blue-cross-blue-shield/index.html the additional population is going to use more medical facilities and services than you think. also factor in the impending retirement crisis as a bunch more people retire and depend on the government for their expensive healthcare needs to be met. it's definitely going to be a huge increase in spending. ... Copied to Clipboard!
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Darkman124 07/17/17 12:16:28 PM #54: |
Transcendentia posted...
the new obamacare patients were 20% more expensive we're talking about a comparison to medicare/medicaid patients that are more like 500% more expensive --- And when the hourglass has run out, eternity asks you about only one thing: whether you have lived in despair or not. ... Copied to Clipboard!
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Life Sympathy 07/17/17 12:17:48 PM #55: |
Transcendentia posted...
What percentage of your total income was it? Around 5% --- We're surrounding you. We see you, but you probably don't see us. And if you see us, we're not letting on that we see you. ... Copied to Clipboard!
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I Like Toast 07/17/17 12:19:59 PM #56: |
Darkman124 posted...
A lot of it is self inflicted by American culture. Especially our lack of worker rights. People don't want to take a day off to see a doctor preemptively. Between the idea of we should only use a sick day if we're physically unable to get out of bed and the lack of pto we have, few people want to waste one of their days on it either. Even if we magically made health care free without changing anything, we'd still have large issues to tackle. But cost is a good start --- If you do things right, people won't be sure you've done anything at all ... Copied to Clipboard!
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Transcendentia 07/17/17 12:20:45 PM #57: |
Darkman124 posted...
Transcendentia posted... the point is that the american population is more unhealthy and sick than we realized. which is why providing everyone with medicare would probably bankrupt us. even if the most expensive people are already covered under medicare, adding more people (many of which will be a lot sicker than expected, as we see with Obamacare) could result in spending 4x-5x more than what we currently spend. still disagree? Life Sympathy posted... Transcendentia posted...What percentage of your total income was it? seems pretty substantial to me. ... Copied to Clipboard!
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creativerealms 07/17/17 12:21:31 PM #58: |
Transcendentia posted...
Reminder that every leftist attempt at improving access to healthcare has made it more expensive. And attempting to hide that behind taxation wouldn't make it any cheaper. Only because they had to compromise as to make businesses happy. Single payer universal health is shown to being very cost efficient by comparison but even most democrats don't want that. The ACA is crap but until the Republicans can come up with a better plan we are stuck with it. So far the Republicans plans have been worse. --- when you stub your toes it's the SJWs fualt. ... Copied to Clipboard!
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Life Sympathy 07/17/17 12:22:42 PM #59: |
Transcendentia posted...
seems pretty substantial to me. It does not bother me and the numerical amount was extremely pathetic compared to what I pay for my own health expenses. --- We're surrounding you. We see you, but you probably don't see us. And if you see us, we're not letting on that we see you. ... Copied to Clipboard!
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Transcendentia 07/17/17 12:23:20 PM #60: |
creativerealms posted...
Transcendentia posted...Reminder that every leftist attempt at improving access to healthcare has made it more expensive. And attempting to hide that behind taxation wouldn't make it any cheaper. wow i wonder why you guys were too busy conflating ACA with "affordable healthcare" then. sure was plenty of yall preaching about affordable healthcare and Obamacare for a couple years at least. ... Copied to Clipboard!
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Transcendentia 07/17/17 12:23:46 PM #61: |
Life Sympathy posted...
Transcendentia posted...seems pretty substantial to me. wow i guess you must be enough of a high roller that 5% doesn't even phase you ... Copied to Clipboard!
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Darkman124 07/17/17 12:24:20 PM #62: |
Transcendentia posted...
the point is that the american population is more unhealthy and sick than we realized. which is why providing everyone with medicare would probably bankrupt us. even if the most expensive people are already covered under medicare, adding more people (many of which will be a lot sicker than expected, as we see with Obamacare) could result in spending 4x-5x more than what we currently spend. still disagree? yes, because we currently subsidize 50% of all employer plans by making them pretax expenditures for businesses and individuals pretty much the key part of any 'covers everyone' plan will be an elimination of that tax credit (and of the requirement that businesses provide it). it is actually something the investor class will appreciate as it will make labor cheaper. your numbers are made up and ignore the parts we already are paying for if you want an honest highly conservative estimate sum medicare+medicaid+obamacare exchanges with the per-person numbers for private insurance times the number of privately insured dont just multiply medicare/medicaid by 5, because that's stupid and nonsensical. --- And when the hourglass has run out, eternity asks you about only one thing: whether you have lived in despair or not. ... Copied to Clipboard!
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Sir Will 07/17/17 12:25:02 PM #63: |
Transcendentia posted...
who is going to pay for all of that and how? And who pays the insurance overhead? Who pays for those without insurance who get emergency care? And everyone pays more because preventative medicine is cheaper than reactionary. --- River Song: Well, I was off to this gay gypsy bar mitzvah for the disabled when I thought 'Gosh, the Third Reich's a bit rubbish, I think i'll kill the Fuhrer' ... Copied to Clipboard!
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Life Sympathy 07/17/17 12:25:47 PM #64: |
Transcendentia posted...
wow i guess you must be enough of a high roller that 5% doesn't even phase you Not really. I'm just good at financial management. --- We're surrounding you. We see you, but you probably don't see us. And if you see us, we're not letting on that we see you. ... Copied to Clipboard!
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Transcendentia 07/17/17 12:32:53 PM #65: |
Darkman124 posted...
Transcendentia posted...the point is that the american population is more unhealthy and sick than we realized. which is why providing everyone with medicare would probably bankrupt us. even if the most expensive people are already covered under medicare, adding more people (many of which will be a lot sicker than expected, as we see with Obamacare) could result in spending 4x-5x more than what we currently spend. still disagree? your formula seems to assume that the costs will scale linearly as we add people. i'm of the opinion and gut feeling that it'll be more of an exponential growth in costs. how much "americans are sicker than we thought" are you accounting for in your estimate? what about the increase in retirees over the next decade or two? Sir Will posted... Transcendentia posted...who is going to pay for all of that and how? so how much do you want to increase people's income taxes by? Life Sympathy posted... Transcendentia posted...wow i guess you must be enough of a high roller that 5% doesn't even phase you nah i think if you had a tight budget that was under control, you'd still notice 5%. the fact that you don't means you're making a lot. is that true for everyone else, though? what about for the self employed that are going to get shafted even more if we increase those taxes? ... Copied to Clipboard!
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iosifsvoboda 07/17/17 12:47:02 PM #66: |
I am too young to know what the insurance environment was prior to the ACA--how did someone insure themselves and their families? How expensive was it?
--- ^_^ ... Copied to Clipboard!
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Darkman124 07/17/17 12:55:52 PM #67: |
Transcendentia posted...
your formula seems to assume that the costs will scale linearly as we add people. i'm of the opinion and gut feeling that it'll be more of an exponential growth in costs. how much "americans are sicker than we thought" are you accounting for in your estimate? what about the increase in retirees over the next decade or two? there is a huge difference between covering people who had no insurance and covering people who have insurance that is unreasonably expensive generally the economy of scale effect will apply to a 300 million person plan, making it far cheaper per capita than any 1000 person plan --- And when the hourglass has run out, eternity asks you about only one thing: whether you have lived in despair or not. ... Copied to Clipboard!
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Transcendentia 07/17/17 12:58:22 PM #68: |
Darkman124 posted...
Transcendentia posted...your formula seems to assume that the costs will scale linearly as we add people. i'm of the opinion and gut feeling that it'll be more of an exponential growth in costs. how much "americans are sicker than we thought" are you accounting for in your estimate? what about the increase in retirees over the next decade or two? insurance that is unreasonably expensive (coupled with high deductibles) is effectively the same as no insurance, except in the case where you get in a car accident and need the insurance. most americans aren't getting their day-to-day health needs taken care of. and we're unhealthy as a people. hence why it's going to be the case that everyone is much more unhealthy than we realize. we have more than 300 million people. as of 2015 it's 321 million. add in 10 to 15 illegal immigrants and we're quite a big nation. and it being cheaper per capita is a poor measurement imo. it doesn't adequately take into account the way that increased costs are going to affect individuals, especially individuals who don't actually make that much money. it's going to affect the middle class most. ... Copied to Clipboard!
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Darkman124 07/17/17 1:53:27 PM #69: |
Transcendentia posted...
i think you misunderstood me i'm speaking of the employer plans that actually are pretty decent for the people using them, because they're not actually paying much of their annual cost the federal government is effectively paying about half by making it a tax deduction. the employer is paying about 30-40%. those people? not a significant cost to add on. they're where you get savings, because now you're negotiating fees with a much larger pool, and the people in that pool still don't use it frequqently simply put- americans aren't particularly healthy, but we're not the dumpster fire that the high risk pool represents, nation-wide. my wife is home so stop being a dick --- And when the hourglass has run out, eternity asks you about only one thing: whether you have lived in despair or not. ... Copied to Clipboard!
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MutantJohn 07/17/17 1:54:00 PM #70: |
Best healthcare but no one can access it
--- "Oh, my mother; oh, my friends, ask the angels, will I ever see heaven again?" - Laura Marling ... Copied to Clipboard!
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YookaLaylee 07/17/17 2:01:02 PM #71: |
NibeIungsnarf posted...
Do such studies take into consideration the high rate of Christian dumbos in America who would rather pray over a dying child than take them to hospital skewering the mortality rate? no, because almost nobody is like that --- ... Copied to Clipboard!
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Life Sympathy 07/17/17 11:59:03 PM #72: |
Looks like the ACA repeal bill has died.
--- We're surrounding you. We see you, but you probably don't see us. And if you see us, we're not letting on that we see you. ... Copied to Clipboard!
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PtlessAgmnts 07/20/17 4:15:11 AM #73: |
lol
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