Current Events > I have about 20k saved up.

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JagerBomberz 09/12/17 11:28:21 AM #1:	I really want to get a house next year, but I don't think dropping all of it on a house plus the closing costs are smart. Home owners of CE - what's a good cushion to start really looking? --- Currently Playing: Overwatch, Fallout 4 Miami Heat: 2006 I 2012 I 2013 NBA Champions <cite>JagerBomberz posted [p:886462648] in I have abo... [t:75766827]...</cite> <quote>I really want to get a house next year, but I don't think dropping all of it on a house plus the closing costs are smart. Home owners of CE - what's a good cushion to start really looking?</quote> ... Copied to Clipboard!
GODTIER 09/12/17 11:29:06 AM #2:	You should throw a 20 thousand dollar crack party --- #freesquader <cite>GODTIER posted [p:886462683] in I have abo... [t:75766827]...</cite> <quote>You should throw a 20 thousand dollar crack party</quote> ... Copied to Clipboard!
DifferentialEquation 09/12/17 11:31:07 AM #3:	I haven't bought a house yet but have been looking. At the very least, make sure you put down enough to avoid permanent PMI. --- "If the day does not require an AK, it is good." The Great Warrior Poet, Ice Cube <cite>DifferentialEquation posted [p:886462787] in I have abo... [t:75766827]...</cite> <quote>I haven't bought a house yet but have been looking. At the very least, make sure you put down enough to avoid permanent PMI.</quote> ... Copied to Clipboard!
_OujiDoza_ 09/12/17 11:31:54 AM #4:	Psh. Check-to-check Master Race --- R.I.P. Bilbo-Swaggins: Victim of the CommunistFAQS Regime \|Brian-Dawkins\|http://i.imgtc.com/5yil6xS.jpg. <cite>_OujiDoza_ posted [p:886462833] in I have abo... [t:75766827]...</cite> <quote>Psh. Check-to-check Master Race</quote> ... Copied to Clipboard!
AlternativeFAQS 09/12/17 11:32:39 AM #5:	do not buy a house with only 20k in the bank <cite>AlternativeFAQS posted [p:886462872] in I have abo... [t:75766827]...</cite> <quote>do not buy a house with only 20k in the bank</quote> ... Copied to Clipboard!
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DoGCyN 09/12/17 11:37:49 AM #7:	AlternativeFAQS posted... do not buy a house with only 20k in the bank Ignore this. --- --- <cite>DoGCyN posted [p:886463146] in I have abo... [t:75766827]...</cite> <quote><cite>AlternativeFAQS posted...</cite> <quote>do not buy a house with only 20k in the bank</quote> Ignore this.</quote> ... Copied to Clipboard!
bluezero 09/12/17 11:39:49 AM #8:	I bought a house without having a job ~~not recommended~~ --- http://i.imgur.com/VleHYd3.png http://steamsigmaker.de/std/_bluezero_.png <cite>bluezero posted [p:886463235] in I have abo... [t:75766827]...</cite> <quote>I bought a house without having a job not recommended</quote> ... Copied to Clipboard!
AceAttorneyist 09/12/17 11:40:29 AM #9:	DoGCyN posted... AlternativeFAQS posted... do not buy a house with only 20k in the bank Ignore this. Ignore this person saying to ignore. --- (... D-Do I really inspire this sort of frothing desire from the female masses?) <cite>AceAttorneyist posted [p:886463271] in I have abo... [t:75766827]...</cite> <quote><cite>DoGCyN posted...</cite> <quote><cite>AlternativeFAQS posted...</cite> <quote>do not buy a house with only 20k in the bank</quote> Ignore this.</quote> Ignore this person saying to ignore.</quote> ... Copied to Clipboard!
AlephZero 09/12/17 11:41:32 AM #10:	invest in bitcoin --- "There is value in segregation." - qwertyman2002 01001100 01010101 01000101 00100000 00110100 00110000 00110010 <cite>AlephZero posted [p:886463328] in I have abo... [t:75766827]...</cite> <quote>invest in bitcoin</quote> ... Copied to Clipboard!
pikachupwnage 09/12/17 11:42:36 AM #11:	AceAttorneyist posted... DoGCyN posted... AlternativeFAQS posted... do not buy a house with only 20k in the bank Ignore this. Ignore this person saying to ignore. Ignore this person saying to ignore this person saying to ignore. --- I'm Mary Poppins y'all. http://i2.kym-cdn.com/photos/images/newsfeed/000/665/328/d75.gif <cite>pikachupwnage posted [p:886463375] in I have abo... [t:75766827]...</cite> <quote><cite>AceAttorneyist posted...</cite> <quote><cite>DoGCyN posted...</cite> <quote><cite>AlternativeFAQS posted...</cite> <quote>do not buy a house with only 20k in the bank</quote> Ignore this.</quote> Ignore this person saying to ignore.</quote> Ignore this person saying to ignore this person saying to ignore.</quote> ... Copied to Clipboard!
Dustin1280 09/12/17 11:43:43 AM #12:	pikachupwnage posted... AceAttorneyist posted... DoGCyN posted... AlternativeFAQS posted... do not buy a house with only 20k in the bank Ignore this. Ignore this person saying to ignore. Ignore this person saying to ignore this person saying to ignore. agreed with this person The sooner you are paying off a mortgage instead of wasting money on rent, the better off you will be. You DO need to have your finances in check though, a steady job, and make absolutely sure you don't get a house you cannot actually afford, you will likely get approved for MUCH higher then you can truly afford. EDIT: You also shouldn't be living check to check, in case of unexpected house expenses... --- Smash DS Code: 4554-0120-5368 SB4 Name: Roz RIP: Orlando of the Axe Karma: 1642 --he delivered! <cite>Dustin1280 posted [p:886463431] in I have abo... [t:75766827]...</cite> <quote><cite>pikachupwnage posted...</cite> <quote><cite>AceAttorneyist posted...</cite> <quote><cite>DoGCyN posted...</cite> <quote><cite>AlternativeFAQS posted...</cite> <quote>do not buy a house with only 20k in the bank</quote> Ignore this.</quote> Ignore this person saying to ignore.</quote> Ignore this person saying to ignore this person saying to ignore.</quote> agreed with this person The sooner you are paying off a mortgage instead of wasting money on rent, the better off you will be. You DO need to have your finances in check though, a steady job, and make absolutely sure you don't get a house you cannot actually afford, you will likely get approved for MUCH higher then you can truly afford. EDIT: You also shouldn't be living check to check, in case of unexpected house expenses...</quote> ... Copied to Clipboard!
JagerBomberz 09/12/17 12:12:39 PM #13:	I make about 70k a year, and i'm about to pay off my car that costs 250 a month this February. My lease is up next September so I think I may be able to start looking if I save enough money. My rent plus utilities usually runs me around 850ish. --- Currently Playing: Overwatch, Fallout 4 Miami Heat: 2006 I 2012 I 2013 NBA Champions <cite>JagerBomberz posted [p:886464830] in I have abo... [t:75766827]...</cite> <quote>I make about 70k a year, and i'm about to pay off my car that costs 250 a month this February. My lease is up next September so I think I may be able to start looking if I save enough money. My rent plus utilities usually runs me around 850ish.</quote> ... Copied to Clipboard!
lww99 09/12/17 12:22:07 PM #14:	Do FHA. Only need 3.5% for a down payment. --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:886465272] in I have abo... [t:75766827]...</cite> <quote>Do FHA. Only need 3.5% for a down payment.</quote> ... Copied to Clipboard!
DoGCyN 09/12/17 1:20:28 PM #15:	Dustin1280 posted... You DO need to have your finances in check though, a steady job, and make absolutely sure you don't get a house you cannot actually afford, you will likely get approved for MUCH higher then you can truly afford. Don't ignore this --- --- <cite>DoGCyN posted [p:886468313] in I have abo... [t:75766827]...</cite> <quote><cite>Dustin1280 posted...</cite> <quote>You DO need to have your finances in check though, a steady job, and make absolutely sure you don't get a house you cannot actually afford, you will likely get approved for MUCH higher then you can truly afford.</quote> Don't ignore this</quote> ... Copied to Clipboard!
AlternativeFAQS 09/12/17 1:21:25 PM #16:	you make 70k and you only have 20k saved up? <cite>AlternativeFAQS posted [p:886468372] in I have abo... [t:75766827]...</cite> <quote>you make 70k and you only have 20k saved up?</quote> ... Copied to Clipboard!
DreadedWave 09/12/17 1:22:13 PM #17:	Buy 20,000 one dollar prostitutes or 20 one thousand dollar prostitutes. --- https://i.imgur.com/E6BqEBZ.jpg <cite>DreadedWave posted [p:886468422] in I have abo... [t:75766827]...</cite> <quote>Buy 20,000 one dollar prostitutes or 20 one thousand dollar prostitutes.</quote> ... Copied to Clipboard!
Solid Snake07 09/12/17 1:23:40 PM #18:	I Think you'd be better served investing that 20k into some cash generating assets instead of a house --- "People incapable of guilt usually do have a good time" -Detective Rust Cohle <cite>Solid Snake07 posted [p:886468501] in I have abo... [t:75766827]...</cite> <quote>I Think you'd be better served investing that 20k into some cash generating assets instead of a house</quote> ... Copied to Clipboard!
Giant_Aspirin 09/12/17 1:24:43 PM #19:	DifferentialEquation posted... At the very least, make sure you put down enough to avoid permanent PMI. i've never heard of "permanent PMI". PMI is something you pay when your down payment is less than 20% of the value of the home. once your total amount invested into the property exceeds 20%, the PMI is dropped. --- Now Playing: Nier: Automata (PC) *(~);} - Get out the pans, don't just stand there dreamin' - {;(~)* <cite>Giant_Aspirin posted [p:886468537] in I have abo... [t:75766827]...</cite> <quote><cite>DifferentialEquation posted...</cite> <quote>At the very least, make sure you put down enough to avoid permanent PMI.</quote> i've never heard of "permanent PMI". PMI is something you pay when your down payment is less than 20% of the value of the home. once your total amount invested into the property exceeds 20%, the PMI is dropped.</quote> ... Copied to Clipboard!
JagerBomberz 09/12/17 1:59:52 PM #20:	AlternativeFAQS posted... you make 70k and you only have 20k saved up? I just started this job a month ago. My prior job I made much less. --- Currently Playing: Overwatch, Fallout 4 Miami Heat: 2006 I 2012 I 2013 NBA Champions <cite>JagerBomberz posted [p:886470477] in I have abo... [t:75766827]...</cite> <quote><cite>AlternativeFAQS posted...</cite> <quote>you make 70k and you only have 20k saved up?</quote> I just started this job a month ago. My prior job I made much less.</quote> ... Copied to Clipboard!
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Cj_WlLL_VVlN 09/12/17 2:25:28 PM #23:	Do you live in the middle of butt fuck nowhere fly over state? --- The gamefaqs moderation team knows dogs capable of being offended, cant laugh at a joke, and like to punish jokes that are acceptable on prime time TV pg shows. <cite>Cj_WlLL_VVlN posted [p:886471939] in I have abo... [t:75766827]...</cite> <quote>Do you live in the middle of butt fuck nowhere fly over state?</quote> ... Copied to Clipboard!
DifferentialEquation 09/12/17 2:28:46 PM #24:	Giant_Aspirin posted... DifferentialEquation posted... At the very least, make sure you put down enough to avoid permanent PMI. i've never heard of "permanent PMI". PMI is something you pay when your down payment is less than 20% of the value of the home. once your total amount invested into the property exceeds 20%, the PMI is dropped. I've been told that if you put down less than a certain percent than PMI stays for the life of the mortgage. --- "If the day does not require an AK, it is good." The Great Warrior Poet, Ice Cube <cite>DifferentialEquation posted [p:886472134] in I have abo... [t:75766827]...</cite> <quote><cite>Giant_Aspirin posted...</cite> <quote><cite>DifferentialEquation posted...</cite> <quote>At the very least, make sure you put down enough to avoid permanent PMI.</quote> i've never heard of "permanent PMI". PMI is something you pay when your down payment is less than 20% of the value of the home. once your total amount invested into the property exceeds 20%, the PMI is dropped.</quote> I've been told that if you put down less than a certain percent than PMI stays for the life of the mortgage.</quote> ... Copied to Clipboard!
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Current Events > I have about 20k saved up. (+) Yeah! (+)

Current Events > I have about 20k saved up.