Poll of the Day > i'm gonna be getting my health insurance for $35 a month this upcoming year....

(+) Yeah! (+)

>_>

they just released the new plan prices and my plan has gone down by like over $100. i was really skeptical because the benefits looked the same so i called the insurance company and the only differences are:

- copay for urgent care has gone up by $25 (i go maybe 6 times a year at most)
- the deductible is waived for ER visits
- generic medicine copay is $10 now

the plan is $49 now instead of $154

and i did the wellness assessment this year to get a $15 a month discount. so i'm getting my health insurance for $35 a month.

$500 deductible, max $2k out of pocket expenses. insurance covers 80% of everything and i pay 20% up til that $2k then they cover 100% of everything including copays.

i feel like that's too inexpensive >_>
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I pay about $36 a month right now I think. I hate my job but it has great benefits.

We just found out we're switching from Anthem BCBS to Cigna, which I don't know if it's better.

In our team meeting they told us to check and make sure if our doctors were still covered. I was the only one in the room that was like "well shit, I guess I should get a doctor".

this one is a local in network hmo so i can only use banner health service providers but it's one of the dominant providers down here so i don't have an issue finding any.

they offer a PPO as well but that has a high deductible so i don't like it
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I only pay like 15 bucks a month with wellness, but my deductible is a bitch. I think it's like 3k with a 6k out of pocket.

I don't really care much because I never get sick, but it's still a pain in the ass. My coworkers with families have it much worse.
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Smarkil posted...

I only pay like 15 bucks a month with wellness, but my deductible is a bitch. I think it's like 3k with a 6k out of pocket.

I don't really care much because I never get sick, but it's still a pain in the ass. My coworkers with families have it much worse.

Yep, I pay $1.29 per month for insurance but I can never, ever get sick or I'll be hacking off limbs to pay the medical bills.
One guy I work with has 8 kids and his insurance costs are basically his entire check. Couldn't imagine.
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DocDelicious posted...

I pay $1.29 per month for insurance but I can never, ever get sick or I'll be hacking off limbs to pay the medical bills.

what kind of insurance is that? why bother at that point? just to not get the fine?
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Jen0125 posted...

DocDelicious posted...

I pay $1.29 per month for insurance but I can never, ever get sick or I'll be hacking off limbs to pay the medical bills.

what kind of insurance is that? why bother at that point? just to not get the fine?

Probably

I just left my job so I have to shop around now that u mention this topic
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We just found out we're switching from Anthem BCBS to Cigna, which I don't know if it's better.

My company just did that too, mostly due to this:

https://en.wikipedia.org/wiki/Anthem_medical_data_breach
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Dikitain posted...

We just found out we're switching from Anthem BCBS to Cigna, which I don't know if it's better.

My company just did that too, mostly due to this:

https://en.wikipedia.org/wiki/Anthem_medical_data_breach

That's make sense I guess. I literally was sitting on the couch watching tv when Cigna's celebrity doctor commercial came on and I realized that's who I was getting