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_BIueMonk 05/27/18 12:32:58 AM #1: |
as a native californian, im better than all of you
im really drunk fuck me someone fuck me my girlfriend is a pillow --- DAHYUN = <3 https://imgur.com/eF0cTqK ... Copied to Clipboard!
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RebelElite791 05/27/18 12:34:10 AM #2: |
_BIueMonk posted...
my girlfriend is a pillow Quoting this so you can't delete --- https://imgur.com/MS5SvzN Take better care of your teeth and f***, a lot more. ... Copied to Clipboard!
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chill02 05/27/18 12:36:24 AM #3: |
_BIueMonk posted...
as a native californian, im better than all of you it's like a reserve player for the Warriors claiming they're a vital part of the team --- Blow your trumpets, Gabriel. ... Copied to Clipboard!
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PIITB415 05/27/18 12:37:42 AM #4: |
I too am a Californian but I'm actually in the Bay area. Therefore, I truly am blessed. *makes 6 figures still is broke*
--- ... Copied to Clipboard!
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catboy0_0 05/27/18 12:38:11 AM #5: |
_BIueMonk posted...
my girlfriend is a pillow same --- https://imgur.com/a/YXM2bZn Dai Grepher: I am an idiot. I am wrong. My entire theory is incorrect. Zero Mission IS a remake of Metroid. ... Copied to Clipboard!
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_BIueMonk 05/27/18 12:50:20 AM #6: |
PIITB415 posted...
I too am a Californian but I'm actually in the Bay area. Therefore, I truly am blessed. *makes 6 figures still is broke* <_< >_> --- DAHYUN = <3 https://imgur.com/eF0cTqK ... Copied to Clipboard!
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dib153 05/27/18 12:50:48 AM #7: |
Dethklok is the 3rd
--- "Dib is my new hero. Epic insult man, epic to the max" ~ Drakona ... Copied to Clipboard!
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Sativa_Rose 05/27/18 12:55:35 AM #8: |
If you make six figures in the Bay Area and you're broke, you are doing something wrong (unless you have dependents)
--- I may not go down in history, but I will go down on your sister. ... Copied to Clipboard!
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GymTanSoccer 05/27/18 12:58:00 AM #9: |
PIITB415 posted...
I too am a Californian but I'm actually in the Bay area. Therefore, I truly am blessed. *makes 6 figures still is broke* Do you live in a luxury apartment in downtown sf? ... Copied to Clipboard!
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PIITB415 05/27/18 1:14:26 AM #10: |
GymTanSoccer posted...
PIITB415 posted...I too am a Californian but I'm actually in the Bay area. Therefore, I truly am blessed. *makes 6 figures still is broke* That's irrelevant. --- ... Copied to Clipboard!
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PIITB415 05/27/18 1:16:15 AM #11: |
Sativa_Rose posted...
If you make six figures in the Bay Area and you're broke, you are doing something wrong (unless you have dependents) Well not broke, broke but I'm only able to save around $2500-2800 a month after bills. It's going to take a while to buy a house. This includes contributing to my 401k/ira (which I Max out every year). --- ... Copied to Clipboard!
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DarthAragorn 05/27/18 1:17:56 AM #12: |
chill02 posted...
_BIueMonk posted...as a native californian, im better than all of you more like "a guy who went to a game a couple times" --- A thousand eyes, and one. ... Copied to Clipboard!
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clearaflagrantj 05/27/18 1:18:55 AM #13: |
PIITB415 posted...
Sativa_Rose posted...If you make six figures in the Bay Area and you're broke, you are doing something wrong (unless you have dependents) Smart man Max out that retirement ... Copied to Clipboard!
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PIITB415 05/27/18 1:21:53 AM #14: |
clearaflagrantj posted...
PIITB415 posted...Sativa_Rose posted...If you make six figures in the Bay Area and you're broke, you are doing something wrong (unless you have dependents) Absolutely. Most people don't save and we get older a lot faster than we realize. It's the best investment to make. --- ... Copied to Clipboard!
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Pharrell3 05/27/18 1:26:35 AM #15: |
clearaflagrantj posted...
PIITB415 posted...Sativa_Rose posted...If you make six figures in the Bay Area and you're broke, you are doing something wrong (unless you have dependents) Why? --- Killmonger ... Copied to Clipboard!
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Sativa_Rose 05/27/18 1:31:21 AM #16: |
"broke but I can only save over $2500 a month"
Statements like this reveal that there are people who will always think they are broke. --- I may not go down in history, but I will go down on your sister. ... Copied to Clipboard!
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clearaflagrantj 05/27/18 1:35:23 AM #17: |
Pharrell3 posted...
clearaflagrantj posted...PIITB415 posted...Sativa_Rose posted...If you make six figures in the Bay Area and you're broke, you are doing something wrong (unless you have dependents) Because compound interest. A dollar saved today grows the longer it is invested. So if you save enough while you're young you can guarantee retirement. ... Copied to Clipboard!
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PIITB415 05/27/18 1:49:02 AM #18: |
Sativa_Rose posted...
"broke but I can only save over $2500 a month" It's subjective. If I lived in the middle of no where that had properties going for 180k I would agree, but saving 30k a year conservatively in an area where trash homes are around 900k-1.2mil it isn't much. Here's an example, my father purchased his home for 800k years ago and remodeled it. Currently it is valued at over 3.8million. The average square foot cost is $1,480 on average homes. Again, this is subjective. I plan on semi retiring young (early 50s) and getting out of the area and live like a king. --- ... Copied to Clipboard!
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clearaflagrantj 05/27/18 9:20:42 AM #19: |
PIITB415 posted...
Sativa_Rose posted..."broke but I can only save over $2500 a month" What are your typical annual expenses? What net worth do you need to retire? ... Copied to Clipboard!
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PIITB415 05/27/18 7:07:59 PM #20: |
clearaflagrantj posted...
PIITB415 posted...Sativa_Rose posted..."broke but I can only save over $2500 a month" Approximately $80k a year. This includes maxing out 401/IRA, rent, misc bills, insurance, going out, gas, etc. My yearly bonus varies anywhere from 20k-50k but I typically use the majority to invest and the remaining amount for a trip or a new toy. I haven't really thought of a networth value to retire. As of right, if I won 8 million after tax I would still continue to invest and work. My plan as I said, is to semi retire in my early 50s and cut back to 3 days a week. --- ... Copied to Clipboard!
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BloodyNate 05/27/18 7:14:03 PM #21: |
PIITB415 posted...
Sativa_Rose posted..."broke but I can only save over $2500 a month" hi, you're not broke. you're living below where you want to be, but you're not broke. a car problem wouldn't ruin you financially. you can have an accident and miss work for a month and probably still be okay. these would be inconveniences for you. these would force people who are actually broke into homelessness. --- Be nice and spread positivity! ... Copied to Clipboard!
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Unknown5uspect 05/27/18 7:30:59 PM #22: |
PIITB415 posted...
Sativa_Rose posted...If you make six figures in the Bay Area and you're broke, you are doing something wrong (unless you have dependents) Wish I could be that broke. ... Copied to Clipboard!
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PIITB415 05/27/18 9:59:28 PM #23: |
BloodyNate posted...
PIITB415 posted...Sativa_Rose posted..."broke but I can only save over $2500 a month" Valid points. --- ... Copied to Clipboard!
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GiftedACIII 05/27/18 10:01:19 PM #24: |
RebelElite791 posted...
_BIueMonk posted...my girlfriend is a pillow The confession --- </topic> ... Copied to Clipboard!
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