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rogerskg1979 08/31/18 8:33:47 PM #51: |
DPsx7 posted...
rogerskg1979 posted...DPsx7 posted...Then think of how much you hold up the line waiting for the transaction all because you can't carry $20... I don't sign anything with my card. I literally do just scan and go. I pretty much always use the self-checkout lanes too whenever they are available, and I am in and out of there so quick it would blow your mind. ... Copied to Clipboard!
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aurick79 08/31/18 8:44:54 PM #52: |
DPsx7 posted...
You know, except all the other reasons people gave... --- 3DS FC Scott 0533-5781-3558 Pokemon: Pidgey, Woobat, Rufflet ... Copied to Clipboard!
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AllstarSniper32 08/31/18 8:46:39 PM #53: |
rogerskg1979 posted...
and I am in and out of there so quick it would blow your mind. It blows my mind that you're wasting your time trying to explain to them. --- If the people only understood the rank injustice of our money and banking systems, there would be a revolution before morning - Andrew Jackson ... Copied to Clipboard!
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Cacciato 08/31/18 8:53:04 PM #54: |
DPsx7 posted...
I sure did, when do you plan on leaving then? Dunno. Maybe Ill go hang out with you on retromags or something. --- "I properly understand when a woman wants my dick and I can do whatever I want to them, and then do it." OmegaTomHank ... Copied to Clipboard!
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rogerskg1979 08/31/18 8:54:17 PM #55: |
AllstarSniper32 posted...
rogerskg1979 posted...and I am in and out of there so quick it would blow your mind. Eh, it's Friday night and I have nothing better to do. lol ... Copied to Clipboard!
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Cacciato 08/31/18 8:55:18 PM #56: |
rogerskg1979 posted...
AllstarSniper32 posted...rogerskg1979 posted...and I am in and out of there so quick it would blow your mind. It's the same approach he takes every time he's in an argument. helly shut him down when kept saying cellphones were too expensive and then there's the constant anti-Steam obsession he has. --- "I properly understand when a woman wants my dick and I can do whatever I want to them, and then do it." OmegaTomHank ... Copied to Clipboard!
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aurick79 08/31/18 8:59:13 PM #57: |
Cacciato posted...
We know we're right, that's what matters, right? --- 3DS FC Scott 0533-5781-3558 Pokemon: Pidgey, Woobat, Rufflet ... Copied to Clipboard!
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Cacciato 08/31/18 9:00:20 PM #58: |
aurick79 posted...
Cacciato posted... I guess. Its just weird seeing another user with the same Ico/NMB-level of denial. --- "I properly understand when a woman wants my dick and I can do whatever I want to them, and then do it." OmegaTomHank ... Copied to Clipboard!
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WastelandCowboy 08/31/18 9:05:09 PM #59: |
I use cash for small transactions that I don't want to spend more than needed as I usually budget $100 for two weeks of purchases.
Drive-thru for lunch if I didn't bring my own? Cash, but no more than $10. Groceries? Clothing? Refill gas tank? Credit. ... Copied to Clipboard!
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Joshs Name 08/31/18 9:14:12 PM #60: |
I rarely had cash in my wallet until I started working in the city next to China town.
The cafe in my office is digital only and everywhere for lunch is cash only. --- So I was standing still at a stationary store... ... Copied to Clipboard!
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wwinterj25 08/31/18 10:46:59 PM #61: |
Zeus posted...
Because you can't just use cash as a backup? Well you could go to a ATM and draw money out then go back into the shop I suppose. Seems a bit of a hassle to me though. If you're suggesting I'd have cash on me when I plan on using my card that kinda defeats the point in having a card on me in the first place. Zeus posted... You need a pin for debit so they can't access your bank account and credit cards aren't linked directly to your bank account. Direct debit cards are directly linked to your bank account over here and it's possible to use a bank card you've found/stolen online to buy whatever you please without pin numbers. I mean that's why you stop your bank card ASAP when it's lost/stolen. I'd imagine there is ways for folk to use your credit card if found too but I wouldn't know as I've never had a credit card. Zeus posted... If you're a cash guy and get robbed, you're likely losing at least a hundred bucks. If you're a card guy, you're losing the spare $20-30 you keep in your wallet for emergencies and then nothing on the cards. I don't tend to carry 100 around on me. Most days I'd carry a few quid. If I'm on a night out it's anywhere from 40 to 80 most the time. Still carrying cash on you while using your card again seems to defeat the point of using your card. Zeus posted... Not to mention that you can't be shortchanged by a clerk with a card. Good job a easy fix for that is to actually count your change and make sure your receipt is correct. Chewster posted... Except that if you lose cash you lose that money, period. If you lose the card you can just call and cancel it Except losing your card is a bigger deal. You'll also have to wait a few days for a new card to be sent to you so won't have access to your account during that time period unless you make a trip into the bank and they know you. I'm not trying to turn this into a pissing contest. You do you if you love cards. I certainly don't. --- One who knows nothing can understand nothing. http://psnprofiles.com/wwinterj - https://imgur.com/kDysIcd ... Copied to Clipboard!
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Chewster 08/31/18 10:49:59 PM #62: |
What do you mean by the bank has to "know" you? Do you mean you have to actually go to the bank for which you're a customer? Because yeah, that's usually how it works. They have these things called account numbers (or you can just use your ID or something) that allow them to easily access your info
... Copied to Clipboard!
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Cacciato 08/31/18 10:58:34 PM #63: |
wwinterj25 posted...
Except losing your card is a bigger deal. You'll also have to wait a few days for a new card to be sent to you so won't have access to your account during that time period unless you make a trip into the bank and they know you. Losing your card is a bigger deal? Only if you bank with someone that doesnt have local facilities, like I do. What the hell does know you mean? This isnt the early 1900s. There are things like ID cards nowadays. --- "I properly understand when a woman wants my dick and I can do whatever I want to them, and then do it." OmegaTomHank ... Copied to Clipboard!
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wwinterj25 08/31/18 11:03:31 PM #64: |
Chewster posted...
What do you mean by the bank has to "know" you? I mean if the clerk knows you it'll be more easy to access your account without a card. Chewster posted... They have these things called account numbers (or you can just use your ID or something) that allow them to easily access your info I never said you couldn't access your account. Clearly it's more easy and convenient with your card though and that is why one of the reasons losing/having your card stolen is worse than cash. Other reasons is online fraud, getting access to your account, possible online shopping sprees and so on. Cacciato posted... Losing your card is a bigger deal? Only if you bank with someone that doesnt have local facilities, like I do. I don't know what the last part of your comment means. --- One who knows nothing can understand nothing. http://psnprofiles.com/wwinterj - https://imgur.com/kDysIcd ... Copied to Clipboard!
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Cacciato 08/31/18 11:05:29 PM #65: |
wwinterj25 posted...
I mean if the clerk knows you it'll be more easy to access your account without a card. Do you bank with a drug dealer? --- "I properly understand when a woman wants my dick and I can do whatever I want to them, and then do it." OmegaTomHank ... Copied to Clipboard!
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wwinterj25 08/31/18 11:06:41 PM #66: |
Cacciato posted...
Do you bank with a drug dealer? Doesn't everyone? --- One who knows nothing can understand nothing. http://psnprofiles.com/wwinterj - https://imgur.com/kDysIcd ... Copied to Clipboard!
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Cacciato 08/31/18 11:07:40 PM #67: |
wwinterj25 posted...
Cacciato posted...Losing your card is a bigger deal? Only if you bank with someone that doesnt have local facilities, like I do. I bank with USAA. They dont have physical facilities where I live anymore, i.e. literal banks. So I basically do online banking with them. So I have to wait until they send me a new card, which is a big deal because I have to find alternate ways to get cash from my bank account, like transferring through Venmo or something. If I banked with someone like Navy Federal I could just walk in, show them my ID, and make a withdrawal. --- "I properly understand when a woman wants my dick and I can do whatever I want to them, and then do it." OmegaTomHank ... Copied to Clipboard!
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wwinterj25 08/31/18 11:09:39 PM #68: |
Cacciato posted...
I bank with USAA. They dont have physical facilities where I live anymore, i.e. literal banks. So I basically do online banking with them. So I have to wait until they send me a new card, which is a big deal because I have to find alternate ways to get cash from my bank account, like transferring through Venmo or something. Ah gotcha. That sounds like a pain in the arse tbh. I certainly wouldn't have it as bad as that if I lost my card/had it stolen. --- One who knows nothing can understand nothing. http://psnprofiles.com/wwinterj - https://imgur.com/kDysIcd ... Copied to Clipboard!
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M0NSTER_ 08/31/18 11:12:20 PM #69: |
I will charge a 10 cent transaction to my card if given the opportunity.
... Copied to Clipboard!
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DPsx7 08/31/18 11:15:28 PM #70: |
rogerskg1979 posted...
DPsx7 posted...rogerskg1979 posted...SunWuKung420 posted...I was just getting gas. 3.09 a gallon if cash, 3.17 if you use a card. You bet your ass I drove 2 blocks to my bank to get cash. What's the big deal with a few coins? My god you're lazy. I don't pinch pennies but I'm not careless either. Name calling is always called for. Otherwise people never learn. Like that yutz who wants me to be wrong for once. Poor sod. So salty. ... Copied to Clipboard!
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Cacciato 08/31/18 11:29:21 PM #71: |
Lol, Said the self-proclaimed friendless virgin.
--- "I properly understand when a woman wants my dick and I can do whatever I want to them, and then do it." OmegaTomHank ... Copied to Clipboard!
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DPsx7 08/31/18 11:41:44 PM #72: |
Cacciato posted...
rogerskg1979 posted...AllstarSniper32 posted...rogerskg1979 posted...and I am in and out of there so quick it would blow your mind. And I trashed his link because it was using a guessed average for the writer's area. Totally incorrect data. So far nobody has proven me wrong about Steam. It's bad. This is why you're butthurt. You want me to be wrong. Hasn't happened so you keep crying. I enjoy it. ... Copied to Clipboard!
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Dikitain 08/31/18 11:53:23 PM #73: |
DPsx7 posted...
Cacciato posted...rogerskg1979 posted...AllstarSniper32 posted...rogerskg1979 posted...and I am in and out of there so quick it would blow your mind. Dude, we destroyed your arguments so hard the mods put you on warning for a few days to heal your butt-hurt. You are just too close minded and simpleton to accept defeat. --- I am a senior software engineer. If you see me post here, I am tired of writing TPS reports. ... Copied to Clipboard!
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redline65 08/31/18 11:55:41 PM #74: |
I only keep cash to pay the lady who cleans my house. Other than that, I have no use for it. Everything goes on the credit cards that get paid in full every month automatically, and I get the rewards points.
... Copied to Clipboard!
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LinkPizza 09/01/18 12:05:37 AM #75: |
I use both. I usually use cash for certain vending machines. And the snack bar at work on base. And for tips. Usually card for everything else. For rent, I use a money order, which I have to have cash to get. For the extra charge, it's not every bank or card. Some do have it, though. The card from the Plasma place does charge you for using it. Though, I haven't used it yet. And vending machine usually charge .10 for using it. But, AFAIK, I haven't had to pay extra for gas. I also read my statement all the time. My mom and I have access to each other's accounts so I can help her out(and vice versa when I need it). So, checking my account is no problem. I notice every little thing. But she pays back anything she borrows within like a week. So nothing really to worry about. And if I don't know what a charge is, you can easily google the answer. Or just remember what you bought at that price and make the connection... I think it's good to have both. Especially since some places will sometimes only take one or the other. Not many places, though. It's just good to have options...
--- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. ... Copied to Clipboard!
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skermac 09/01/18 12:10:43 AM #76: |
I rarely carry cash anymore
--- To the edge of the universe and back, endure and survive ... Copied to Clipboard!
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skermac 09/01/18 12:11:49 AM #77: |
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins. Why, it costs nothing to use my debit card even for $3 purchases --- To the edge of the universe and back, endure and survive ... Copied to Clipboard!
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jramirez23 09/01/18 12:16:32 AM #78: |
Cash is the original bitcoin.
--- I consider it completely unimportant who in the party will vote, or how; but what is extraordinarily important is this who will count the votes, and how. ... Copied to Clipboard!
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DPsx7 09/01/18 12:46:41 AM #79: |
Cacciato posted...
wwinterj25 posted...Except losing your card is a bigger deal. You'll also have to wait a few days for a new card to be sent to you so won't have access to your account during that time period unless you make a trip into the bank and they know you. Obviously it is. Takes a week or two to print and ship a new card. Cash, instantly usable. Plus you won't have to redo all your automatic payment accounts with the new number. So there's yet another point in my favor. Ain't looking for for ya... ... Copied to Clipboard!
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Mead 09/01/18 12:49:34 AM #80: |
Id like to apologize to any elementary school students for comparing you to this guy
--- If they drag you through the mud, it doesnt change whats in your blood ... Copied to Clipboard!
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DPsx7 09/01/18 12:50:30 AM #81: |
Dikitain posted...
DPsx7 posted...Cacciato posted...rogerskg1979 posted...AllstarSniper32 posted...rogerskg1979 posted...and I am in and out of there so quick it would blow your mind. Not in this reality. Your points were paper thin. They didn't stand up and apparently you were beaten to the point mods had to put things on cooldown. Speaking of which I should make a spare account for next time. When I signed up the mods automatically acknowledge that I can't be blocked. It's a privilege I carry when online. ... Copied to Clipboard!
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Chewster 09/01/18 12:52:04 AM #82: |
DPsx7 posted...
Cash, instantly usable. Plus you won't have to redo all your automatic payment accounts with the new number. Yeah, and you also won't have any automatic payment accounts because that's not how cash works. I swear it takes effort to be this stupid ... Copied to Clipboard!
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Mead 09/01/18 12:55:25 AM #83: |
Good luck ever renting a car with cash
--- If they drag you through the mud, it doesnt change whats in your blood ... Copied to Clipboard!
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Chewster 09/01/18 1:01:35 AM #84: |
I assume this guy probably has never had to pay bills in life and thinks it'll fly to just mail your utility company a stack of cash
... Copied to Clipboard!
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Cacciato 09/01/18 1:03:46 AM #85: |
DPsx7 posted...
Cacciato posted...wwinterj25 posted...Except losing your card is a bigger deal. You'll also have to wait a few days for a new card to be sent to you so won't have access to your account during that time period unless you make a trip into the bank and they know you. I dont know what for for ya means in incel, so translate it for me please. The point I was making is that its difficult to get cash if you dont have a physical bank to get it from, which applies whether or not you have a card. Also, again, I dont know what year youre living in, but from personal experience it doesnt take a week to get a new card. --- "I properly understand when a woman wants my dick and I can do whatever I want to them, and then do it." OmegaTomHank ... Copied to Clipboard!
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VeeVees 09/01/18 1:04:25 AM #86: |
I mostly use cash when I am in Vancouver. I use my phone when I am in Hong Kong or Taiwan.
--- Rudy sucks ... Copied to Clipboard!
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LinkPizza 09/01/18 1:04:55 AM #87: |
DPsx7 posted...
Plus you won't have to redo all your automatic payment accounts with the new number. You should have to do that. Autopay is based on the account number. Just getting a new card only gets you a new card number, but you would keep the same account number. If you don't have any physical facilities(or close ones), then losing a card CAN be an issue. But not completely. They can usually replace it pretty fast, depending on the bank. And if you have another card from that bank for whatever reason, you can use the other one. What I mean is, I have a card that connects to my mom's account. And I can easily transfer over money and get it from an ATM or as cash back. Or simply use the card. Or I could use my credit card and pay it off online or something. --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. ... Copied to Clipboard!
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Cacciato 09/01/18 1:05:05 AM #88: |
Chewster posted...
I assume this guy probably has never had to pay bills in life and thinks it'll fly to just mail your utility company a stack of cash Based off his posts its pretty obvious hes in an ICO/NMB situation. You cant hold the opinions like the ones he has without being completely detached from modern society. --- "I properly understand when a woman wants my dick and I can do whatever I want to them, and then do it." OmegaTomHank ... Copied to Clipboard!
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DPsx7 09/01/18 1:18:18 AM #89: |
Chewster posted...
DPsx7 posted...Cash, instantly usable. Plus you won't have to redo all your automatic payment accounts with the new number. Speaking in terms of losing the card/getting hacked. If you find it difficult then stop being that stupid. Duh. I'm not sure how the few of you manage to get online each day without hurting yourselves. ... Copied to Clipboard!
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DPsx7 09/01/18 1:25:40 AM #90: |
LinkPizza posted...
DPsx7 posted...Plus you won't have to redo all your automatic payment accounts with the new number. No it's not, payments need the credit card number not the bank account. Despite having a branch within a few minutes drive, the last time there was unusual activity on my card it totally took a week or so for a new one to arrive. Way more inconvenient than some bills and coins. I mean since I can afford clothes with pockets unlike those who refuse currency... Really the whole point here is both are necessary. Small purchases offline, cash is smartest without a doubt. Big purchases or online, well you're limited on choices. ... Copied to Clipboard!
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Cacciato 09/01/18 1:49:14 AM #91: |
@DPsx7 what do you do for work?
--- "I properly understand when a woman wants my dick and I can do whatever I want to them, and then do it." OmegaTomHank ... Copied to Clipboard!
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KJ StErOiDs 09/01/18 1:58:57 AM #92: |
Virtually all my purchases are done via credit card. I haven't used a debit card in over 15 years and I've never used an ATM machine.
That said, I'm not totally opposed to cash. I usually cash out $50 of my tax refund every year, which covers my small purchases for a couple months. --- A plethora of DKC-related fanart to numb your mind: http://kjsteroids.deviantart.com ... Copied to Clipboard!
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LinkPizza 09/01/18 2:09:51 AM #93: |
DPsx7 posted...
LinkPizza posted...DPsx7 posted...Plus you won't have to redo all your automatic payment accounts with the new number. I have had many jobs with Direct Deposit. The 2 jobs I currently work both have it. And they only require account info like the account and routing number. Neither has required my card number. And, as a matter of fact, I have actually changed my card number twice while at one job, and once while working the other. And I had to change nothing for my direct deposit. But I did have issues when I had to get a new account, which was because the account number was different... As for the new card, maybe your bank is bad at it. Mine took a couple days. They try to get it out to you fast. Because people need their money... Even if you use cash, some people would need to get it out of the bank, so they try to get your card to you as fast as possible. I don't know what you're trying to say with you pocket reference... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. ... Copied to Clipboard!
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Rad_Chad 09/01/18 2:30:45 AM #94: |
bro, cash as a majority payment is for dudes from loser countries
--- Female body inspector and motorboating enthusiast. ... Copied to Clipboard!
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DPsx7 09/01/18 9:30:04 AM #95: |
Cacciato posted...
@DPsx7 what do you do for work? ...Why? I do work if that's what you're asking. I wouldn't be posting here if I was as lazy as my gaming habits make it seem. It's sorta seasonal though which is why there are times I hardly play and others where I can finish a game every week. ... Copied to Clipboard!
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DPsx7 09/01/18 9:38:25 AM #96: |
LinkPizza posted...
I have had many jobs with Direct Deposit. The 2 jobs I currently work both have it. And they only require account info like the account and routing number. Neither has required my card number. And, as a matter of fact, I have actually changed my card number twice while at one job, and once while working the other. And I had to change nothing for my direct deposit. But I did have issues when I had to get a new account, which was because the account number was different... I'm confused, what's this have to do with direct deposit? What I was talking about earlier, when I pay bills online I use my card. Nothing is tied directly to my bank. So in the event my card needs to be replaced I have to update these with the new number. Yes I'm aware this is a tangent to using cash or card offline but however we got here I felt I had to explain a little. Oh that's what it was, using the card offline can lead to it being compromised. Anyways... I agree it probably could be faster but it is what it is. It comes in the mail, not like I'm picking it up from the bank. Hipsters. Their pants are too tight for pockets. They don't realize being trendy means nothing when you hold up the line because you don't have a little cash on hand. ... Copied to Clipboard!
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wwinterj25 09/01/18 9:44:54 AM #97: |
So all this topic boils down to is some folk valuing cash more then cards. However they also claim to carry cash on them anyway for emergencies.
https://imgur.com/dwB8Uj5 --- One who knows nothing can understand nothing. http://psnprofiles.com/wwinterj - https://imgur.com/kDysIcd ... Copied to Clipboard!
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LinkPizza 09/01/18 10:05:21 AM #98: |
DPsx7 posted...
LinkPizza posted...I have had many jobs with Direct Deposit. The 2 jobs I currently work both have it. And they only require account info like the account and routing number. Neither has required my card number. And, as a matter of fact, I have actually changed my card number twice while at one job, and once while working the other. And I had to change nothing for my direct deposit. But I did have issues when I had to get a new account, which was because the account number was different... You can set up bills for autopay with an account, as well. For example, my car payment can't be paid with a card. It has to be an account. And I can set up autopay. But not everywhere does it. I can use an account to pay both electric and gas, but not for water. --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. ... Copied to Clipboard!
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