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Dikitain 12/08/18 9:17:45 AM #51: |
InhumaneRaider posted...
Kyuubi4269 posted...InhumaneRaider posted...'Hol up, one credit card? Who the fuck do ya'll got credit cards with lol I have one card (well technically 2, but the second is a Macy's card so it doesn't really count) and the limit is $5000. They have been begging me to up the limit to $10K for a while now, and I keep telling them no because I have no reason for it. I use that card for pretty much everything and I never owe more then $750 on it at a time. --- I am a senior software engineer. If you see me post here, I am tired of writing TPS reports. ... Copied to Clipboard!
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nokillingmoths 12/08/18 9:21:59 AM #52: |
InhumaneRaider posted...
'Hol up, one credit card? Who the fuck do ya'll got credit cards with lol My cc has a 4k limit. Could have had more... But yes, without a credit card i could pay out 2000. ... Copied to Clipboard!
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OneTimeBen 12/08/18 9:49:25 AM #53: |
nokillingmoths posted...
InhumaneRaider posted...'Hol up, one credit card? Who the fuck do ya'll got credit cards with lol Well good luck with that cc. I guess. Maybe a good safety net but how about that interest? --- Still waters run deep. C-walk. IntelDarkWeb ... Copied to Clipboard!
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Kyuubi4269 12/08/18 10:01:22 AM #54: |
Dikitain posted...
They have been begging me to up the limit to $10K for a while now, and I keep telling them no because I have no reason for it. It improves your credit score, you can use more without it effecting your credit score, and with a low apr card, it's cheaper than a small personal loan. --- Doctor Foxx posted... The demonizing of soy has a lot to do with xenophobic ideas. ... Copied to Clipboard!
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Dikitain 12/08/18 10:08:39 AM #55: |
Kyuubi4269 posted...
Dikitain posted...They have been begging me to up the limit to $10K for a while now, and I keep telling them no because I have no reason for it. My score is already good enough to get a loan for pretty much anything, and I already own a house have enough in savings for my next car (even though mine probably won't need replacement for a very long time) so it doesn't really mean much to me. Hell, if I can help it I don't plan on getting a loan again for the rest of my life. --- I am a senior software engineer. If you see me post here, I am tired of writing TPS reports. ... Copied to Clipboard!
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rogerskg1979 12/08/18 10:08:52 AM #56: |
SonnerAnarchy posted...
Something breaks, you need it fixed immediately, but it costs $2000. Would you be able to afford that expense right at this moment? I am literally going through this right now today as I type this message. I went in this morning for a routine oil change, and they said I need several other repairs too. The total cost is going to be $1,700. I can afford it because I keep a decent emergency fund account with about $20k-$25k at all times. ... Copied to Clipboard!
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Fierce_Deity_08 12/08/18 11:06:35 AM #57: |
Not even close. I think I have a total of $12 right now.
--- Official Fierce Deity in my own mind. GT: OnikaraStar, PSN: Onikara, NNID: OnikaraStar ... Copied to Clipboard!
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Lokarin 12/08/18 11:50:13 AM #58: |
I can shoot the goo out ma pocket, gimme money
--- "Salt cures Everything!" My YouTube: https://www.youtube.com/user/Nirakolov/videos ... Copied to Clipboard!
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party_animal07 12/08/18 11:56:41 AM #59: |
OneTimeBen posted...
There is a study that found the percentage of people that could afford even a $1000 emergency and its very low. Like below 20% That's what I thought about before coming into this topic. It made me realize how blessed I am. ... Copied to Clipboard!
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wwinterj25 12/08/18 11:59:15 AM #60: |
--- One who knows nothing can understand nothing. http://psnprofiles.com/wwinterj - https://imgur.com/kDysIcd ... Copied to Clipboard!
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OneTimeBen 12/08/18 1:11:16 PM #61: |
party_animal07 posted...
OneTimeBen posted...There is a study that found the percentage of people that could afford even a $1000 emergency and its very low. Like below 20% Well good for you, little party animal --- Still waters run deep. C-walk. IntelDarkWeb ... Copied to Clipboard!
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rogerskg1979 12/08/18 1:23:31 PM #62: |
party_animal07 posted...
OneTimeBen posted...There is a study that found the percentage of people that could afford even a $1000 emergency and its very low. Like below 20% I wouldn't necessarily say you are blessed, just smarter at managing your finances. A lot of those people with no savings are not actually poor people at all. A lot of them actually make very good money, but they spend it all and don't save anything. They're idiots who don't know how to manage their finances. ... Copied to Clipboard!
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LinkPizza 12/08/18 1:26:34 PM #63: |
rogerskg1979 posted...
party_animal07 posted...OneTimeBen posted...There is a study that found the percentage of people that could afford even a $1000 emergency and its very low. Like below 20% There are also a lot of people that live paycheck to paycheck. Not poor, but just dont really have enough to save. Sometimes, they can throw something in, sometimes, they dont have enough... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. ... Copied to Clipboard!
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Magus 10 12/08/18 1:47:38 PM #64: |
Zangulus posted...
InhumaneRaider posted...Kyuubi4269 posted...InhumaneRaider posted...'Hol up, one credit card? Who the fuck do ya'll got credit cards with lol Apparently my credit limit is more unusual than I thought... My card with the lowest limit is more than $13k. --- Internet = Tube0 + Tube1X + Tube2X^2/2! + Tube3X^3/3! + Tube4X^4/4! + ... ... Copied to Clipboard!
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LinkPizza 12/08/18 2:36:58 PM #65: |
Magus 10 posted...
Zangulus posted...InhumaneRaider posted...Kyuubi4269 posted...InhumaneRaider posted...'Hol up, one credit card? Who the fuck do ya'll got credit cards with lol Tbh, I dont think I would want a card with that much. I might buy something I shouldn't... Especially if thats my lowest credit card limit... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. ... Copied to Clipboard!
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Magus 10 12/08/18 2:44:41 PM #66: |
LinkPizza posted...
Magus 10 posted...Zangulus posted...InhumaneRaider posted...Kyuubi4269 posted...InhumaneRaider posted...'Hol up, one credit card? Who the fuck do ya'll got credit cards with lol For me, the credit limit on my cards doesn't affect my purchasing habits. I pay them all off every month anyway. --- Internet = Tube0 + Tube1X + Tube2X^2/2! + Tube3X^3/3! + Tube4X^4/4! + ... ... Copied to Clipboard!
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Mead 12/08/18 2:45:59 PM #67: |
Lokarin posted...
I can shoot the goo out ma pocket, gimme money Finally somewhen else read what I did --- If they drag you through the mud, it doesnt change whats in your blood ... Copied to Clipboard!
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LinkPizza 12/08/18 4:17:06 PM #68: |
Magus 10 posted...
LinkPizza posted...Magus 10 posted...Zangulus posted...InhumaneRaider posted...Kyuubi4269 posted...InhumaneRaider posted...'Hol up, one credit card? Who the fuck do ya'll got credit cards with lol Mine doesnt at the limit I have. But with that amount, it might. Then again, with that amount, I feel like I would only have that if I made more money. Which in turn means that I probably could afford it... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. ... Copied to Clipboard!
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Magus 10 12/08/18 6:14:50 PM #69: |
LinkPizza posted...
Magus 10 posted...LinkPizza posted...Magus 10 posted...Apparently my credit limit is more unusual than I thought... My card with the lowest limit is more than $13k. I don't get anywhere near my credit limit with what I spend each month, but I also don't put anything on my card that I don't already have the cash to pay off immediately. --- Internet = Tube0 + Tube1X + Tube2X^2/2! + Tube3X^3/3! + Tube4X^4/4! + ... ... Copied to Clipboard!
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LinkPizza 12/08/18 6:16:52 PM #70: |
Magus 10 posted...
LinkPizza posted...Magus 10 posted...LinkPizza posted...Magus 10 posted...Apparently my credit limit is more unusual than I thought... My card with the lowest limit is more than $13k. Thats what I usually do. Like when I had to get a fridge and stove. It was around tax return time. So, I use it to get them. Then paid it off... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. ... Copied to Clipboard!
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zebatov 12/08/18 6:18:27 PM #71: |
Bugmeat posted...
I don't have the cash for it. But I do have more than enough available credit to take care of what I don't have on hand. I had one at $11,500. They usually give $1000/year if you're paying the bill on time or in good standing. --- I'm right, as expected. ... Copied to Clipboard!
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JixHedgehog 12/08/18 6:44:12 PM #72: |
Yeah, if it were a necessity
Slowly put money aside each paycheck to pay myself back --- Not changing my sig until Nintendo announces the Switch XL 1/12/2017 ... Copied to Clipboard!
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nokillingmoths 12/09/18 6:23:41 AM #73: |
OneTimeBen posted...
nokillingmoths posted...InhumaneRaider posted...'Hol up, one credit card? Who the fuck do ya'll got credit cards with lol @OneTimeBen i pay it off in full every month. ... Copied to Clipboard!
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party_animal07 12/09/18 6:32:24 AM #74: |
LinkPizza posted...
rogerskg1979 posted...party_animal07 posted...OneTimeBen posted...There is a study that found the percentage of people that could afford even a $1000 emergency and its very low. Like below 20% Thats. what I was thinking of when I said blessed. Some people aren't at a point in life where they can afford to save. Sometimes it's ineptitude, other times it's just circumstance. ... Copied to Clipboard!
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SmokeMassTree 12/09/18 8:13:07 AM #75: |
In cash
--- A.K. 2/14/10 T.C.P. Victorious Champion of the 1st Annual POTd Hunger Games and the POTd Battle Royale Season 3 ... Copied to Clipboard!
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jkdarlow 12/09/18 8:30:48 AM #76: |
Yeah.
... Copied to Clipboard!
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GasMonkey 12/09/18 9:09:59 AM #77: |
just did. its called a house payment and bills
--- life at 165mph ... Copied to Clipboard!
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xjayguyx 12/09/18 9:44:44 AM #78: |
Yes I have over 2k in the bank.. I'm not 16-18 years old..
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LinkPizza 12/09/18 2:06:21 PM #79: |
xjayguyx posted...
Yes I have over 2k in the bank.. I'm not 16-18 years old.. I dont see how those two things are connected... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. ... Copied to Clipboard!
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Kyuubi4269 12/09/18 2:11:34 PM #80: |
LinkPizza posted...
xjayguyx posted...Yes I have over 2k in the bank.. I'm not 16-18 years old.. 2k means $38.50 a week for one year. That should be easy. --- Doctor Foxx posted... The demonizing of soy has a lot to do with xenophobic ideas. ... Copied to Clipboard!
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WarGreymon77 12/09/18 3:19:51 PM #81: |
Man if I had $2000, I could've bought a new computer 2 years ago!
--- Creator of the official Digimon: Digital Monsters community board! https://www.gamefaqs.com/boards/1430-digimon-digital-monsters ... Copied to Clipboard!
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