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RevivedPacifist 07/25/19 10:53:27 AM #1: |
the street
--- Life is suffering ... Copied to Clipboard!
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Goats 07/25/19 10:54:29 AM #2: |
Do we really need a weekly reminder?
--- Antifar had made one major error though. He'd ignored the sign that had cautioned him about cruelbuffalos wearing turbams. There was a key in between them. ... Copied to Clipboard!
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KILBOTz 07/25/19 10:54:50 AM #3: |
... Copied to Clipboard!
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AlephZero 07/25/19 10:54:59 AM #4: |
once daddy yang becomes president everyone can live the comfy NEET life
--- "life is overrated" - Seiichi Omori 01001100 01010101 01000101 00100000 00110100 00110000 00110010 ... Copied to Clipboard!
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John_Galt 07/25/19 10:55:48 AM #5: |
Not my problem
--- Who is John Galt? ... Copied to Clipboard!
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RevivedPacifist 07/25/19 10:55:59 AM #6: |
Goats posted...
Do we really need a weekly reminder? Of course we do, there's still time for some of you to turn it around and start aggressively saving --- Life is suffering ... Copied to Clipboard!
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#7 | Post #7 was unavailable or deleted. |
TwoDoorPunkCab 07/25/19 10:56:08 AM #8: |
optimistic of you to think this generation will get to retire
--- Tell me your favourite things. Tell me your favourite things. ... Copied to Clipboard!
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PatrickMahomes 07/25/19 10:59:25 AM #9: |
Joke's on you, my 401k is yass queen
--- MVP Tracker: 1-0 ... Copied to Clipboard!
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Modifier 07/25/19 10:59:43 AM #10: |
TwoDoorPunkCab posted...
optimistic of you to think this generation will get to retire Optimistic of you to think this generation will keep having jobs (those who have). --- Flectere si nequeo superos, Acheronta movebo. ... Copied to Clipboard!
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krazychao5 07/25/19 11:06:32 AM #11: |
You can rectify that issue today. Save 20% of your salary. Start with employer matches on 401k and then max out your Roth IRA. Today is the best day to start saving for retirement.
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gunplagirl 07/25/19 11:07:15 AM #12: |
Don't have to die in the street if I die in the revolution where we finally eat the rich
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AlephZero 07/25/19 11:07:27 AM #13: |
nah ill wait for bernie to make everything free
--- "life is overrated" - Seiichi Omori 01001100 01010101 01000101 00100000 00110100 00110000 00110010 ... Copied to Clipboard!
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Omnislasher 07/25/19 11:08:38 AM #14: |
we're all gonna melt next year
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EwokCommanda 07/25/19 11:12:48 AM #15: |
I won't die in the street--I'll die in a field tending cattle or crops if I get old.
--- EwokCommanda, Enigma, Wahooka, Skarr, and R-110 (and similars). ... Copied to Clipboard!
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Modifier 07/26/19 5:26:31 AM #16: |
krazychao5 posted...
Save 20% of your salary How do you manage to save 20% of a minimum wage? Tell us. --- Flectere si nequeo superos, Acheronta movebo. ... Copied to Clipboard!
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rexcrk 07/26/19 5:46:36 AM #17: |
krazychao5 posted...
You can rectify that issue today. Save 20% of your salary. Start with employer matches on 401k and then max out your Roth IRA. Today is the best day to start saving for retirement. Wish I could just snap my fingers and magically have a job that does that right now. That said, I DO contribute to my IRA, so at least Im doing that. --- These pretzels are making me thirsty! ... Copied to Clipboard!
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Zeeak4444 07/26/19 5:52:51 AM #18: |
krazychao5 posted...
You can rectify that issue today. Save 20% of your salary. Start with employer matches on 401k and then max out your Roth IRA. Today is the best day to start saving for retirement. The vast majority of people cant save 20% of their salary. Thats kinda the issue. The 401k match is something everyone should do if available. --- Typical gameFAQers are "Complainers that always complain about those who complain about real legitimate complaints."-Joker_X ... Copied to Clipboard!
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0xDEFECADE 07/26/19 5:53:21 AM #19: |
I'll probably die on the street drinking gasoline because I can't afford alcohol.
--- 1101 1110 1111 1110 1100 1010 1101 1110 one day I hope to post a message so great it ends up in someones sig -Two_Dee ... Copied to Clipboard!
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krazychao5 07/26/19 12:23:02 PM #20: |
If you can't save 20%, then save what you can. That's just an ideal number that will set you up good after 30+ years.
It takes a disciplined approach to budgeting and spending to determine how much you can realistically live off of. I am sure many people here can find places to curb spending. Every dollar matters. Don't rack up debt, but use credit cards for rewards. Pay off interest bearing loans asap. Be conscious of where your money is going and you will find more ways to prepare for retirement. Also, check to see if you can claim the $125 from the equifax data breach. Took me just 2 minutes to claim it. --- ... Copied to Clipboard!
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voldothegr8 07/26/19 12:24:45 PM #21: |
KILBOTz posted...
Ive got that sweet, sweet government pension. Same if I can weather the insanity for another 25 years. --- Oda break tracker 2019- 5 (3) | THE Ohio State: 0-0 | Oakland Raiders: 0-0 Super Mario Maker Profile: 1237-0000-0073-02FE ... Copied to Clipboard!
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Dat_Cracka_Jax 07/26/19 12:28:03 PM #22: |
RevivedPacifist posted...
Goats posted...Do we really need a weekly reminder? What's the point when the goberment is just going to tax it all for the moochers --- ... Copied to Clipboard!
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The Top Crusader 07/26/19 12:30:00 PM #23: |
I should probably look into that IRA thing.
I've got a government job with an okay but not amazing pension, and I'll get a few bucks from previous jobs social security, in theory. --- ... Copied to Clipboard!
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Inferno Dive Dragoon 07/26/19 12:30:51 PM #24: |
>implying I have a job to save anything from
Good one. --- Les aristocrates a la lanterne! Les aristocrates on les pendra! ... Copied to Clipboard!
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Deadpool_18 07/26/19 12:31:12 PM #25: |
Ill be okay.
--- "I'm so embarrassed. I wish everyone else was dead." ... Copied to Clipboard!
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KILBOTz 07/26/19 12:45:38 PM #26: |
voldothegr8 posted...
KILBOTz posted...Ive got that sweet, sweet government pension. I also have a Boeing pension, but its no longer a sweet, sweet one. In 2015 they froze it and I wont get any COLA increases until I retire. Its $1200 a month right now, but I wont be able to withdraw until 2037 at the earliest, 2047 for full $1200. If they had kept the pension accruing value it would have ended up like $7k a month if I spent my career there. --- ... Copied to Clipboard!
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krazychao5 07/26/19 12:46:37 PM #27: |
KILBOTz posted...
voldothegr8 posted...KILBOTz posted...Ive got that sweet, sweet government pension. That's damn good for the company in terms of expenses, though. And good for the consumer too, although Boeing needs to get their shit together and make a good plane again. --- ... Copied to Clipboard!
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Deadpool_18 07/26/19 12:46:51 PM #28: |
KILBOTz posted...
voldothegr8 posted...KILBOTz posted...Ive got that sweet, sweet government pension. Quick question. Why DIDNT you spend your career with Boeing? Theyre an incredibly wealthy company. --- "I'm so embarrassed. I wish everyone else was dead." ... Copied to Clipboard!
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KILBOTz 07/26/19 1:04:10 PM #29: |
Deadpool_18 posted...
KILBOTz posted...voldothegr8 posted...KILBOTz posted...Ive got that sweet, sweet government pension. About 2011 or 2012 years company was in not great circumstances and needed to change or by like 2030 they would be out of business. So a new cult like culture started to creep into the company. Being passionate about being a Boeing employee became more important than doing good work. It really started with managers and flowed down from there. So new managers since about 2010 tend to be incompetent and at best know how to manage people, not processes. Basically they are wanting people willing to work 60 hours a week for a salary based on 40 hours. And they dont care if that extra time results in more productivity, the leadership just wants you physically there. So I just got fed up with it all. The state dont give a fuck other than showing up on time and leaving on time. You do that and do any work you are a God. I also just started really hating Seattle. --- ... Copied to Clipboard!
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voldothegr8 07/26/19 1:09:45 PM #30: |
KILBOTz posted...
Deadpool_18 posted...KILBOTz posted...voldothegr8 posted...KILBOTz posted...Ive got that sweet, sweet government pension. My county job isn't so cushy anymore because the current regime is trying to run it like a private business. They're failing miserably because it's not feasible but the destruction happening in the meantime is crazy. --- Oda break tracker 2019- 5 (3) | THE Ohio State: 0-0 | Oakland Raiders: 0-0 Super Mario Maker Profile: 1237-0000-0073-02FE ... Copied to Clipboard!
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Deadpool_18 07/26/19 1:12:26 PM #31: |
KILBOTz posted...
Deadpool_18 posted...KILBOTz posted...voldothegr8 posted...KILBOTz posted...Ive got that sweet, sweet government pension. Well damn. Thats annoying. Didnt care for the rain? --- "I'm so embarrassed. I wish everyone else was dead." ... Copied to Clipboard!
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KILBOTz 07/26/19 2:02:12 PM #32: |
Seattle doesnt feel safe anymore. Tons of crazy homeless people all around. There was a trail I used to run on I dont anymore because it takes my past a decent sized homeless camp. My little suburb is good because my cops are like the sheriff from Rambo: first blood where they dont kindly to drifters, but it is a calm in the storm.
--- ... Copied to Clipboard!
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SK8T3R215 07/26/19 2:11:19 PM #33: |
Modifier posted...
krazychao5 posted...Save 20% of your salary Lmfao at having no skills to advance past minimum wage positions --- New York Knicks, New York Jets, New York Yankees. ... Copied to Clipboard!
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Kazi1212 07/26/19 2:12:24 PM #34: |
You mean *on the street
--- My mind is an open book, do you find it entertaining? At least be original in your responses then. "Don't call me a God, call me a Sadist" ... Copied to Clipboard!
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Paragon21XX 07/26/19 2:13:50 PM #35: |
Now now, TC. There's no need to project.
--- Hmm... ... Copied to Clipboard!
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krazychao5 07/26/19 4:23:52 PM #36: |
SK8T3R215 posted...
Modifier posted...krazychao5 posted...Save 20% of your salary Shit, I forgot that I didn't answer that. @Modifier You save 20% on min wage by mooching rent off others. You also acquire skills that allow you to demand more than min wages. --- ... Copied to Clipboard!
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#37 | Post #37 was unavailable or deleted. |
Nikra 07/26/19 7:28:20 PM #38: |
KILBOTz posted...
Ive got that sweet, sweet government pension. this. ... Copied to Clipboard!
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krazychao5 07/27/19 10:29:25 AM #39: |
Godnorgosh posted...
krazychao5 posted...You save 20% on min wage by mooching rent off others. If landlords are moochers, then it should be easy for you to purchase property and rent it out? --- ... Copied to Clipboard!
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Future_Ruins 07/27/19 10:32:17 AM #40: |
At the rate I'm drinking I'll be dead long before I'm old enough to retire.
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mattnd2007 07/27/19 10:39:33 AM #41: |
I actually have a decent amount of money in my retirement account. But somehow I expect the future to screw me over anyway and I'll never get to retire. Probably end up dying at work
--- Show me a man who resorts to violence and I'll show you a man who's run out of good ideas Phil Funnie ... Copied to Clipboard!
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Modifier 07/29/19 5:55:56 AM #42: |
krazychao5 posted...
@Modifier You save 20% on min wage by mooching rent off others. You also acquire skills that allow you to demand more than min wages. None of that answers the question of how you can save 20% of a minimum wage or barely above it. Nice try. --- Flectere si nequeo superos, Acheronta movebo. ... Copied to Clipboard!
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Modifier 07/29/19 5:56:44 AM #43: |
krazychao5 posted...
If landlords are moochers, then it should be easy for you to purchase property and rent it out? With a minimum wage? that you are supposed to be saving 20% of? lmao --- Flectere si nequeo superos, Acheronta movebo. ... Copied to Clipboard!
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krazychao5 07/29/19 12:16:48 PM #44: |
What are you bitching about? If you have minimum wage, you're going to work forever. You can still save money, if you have other people to support you. You are only making an argument that you shouldn't stay at minimum wage forever. If you have any desire to not stay in that life, then you will find a way to make more money.
So again, wtf are you trying to prove? --- ... Copied to Clipboard!
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Modifier 07/30/19 8:41:33 AM #45: |
krazychao5 posted...
If you have any desire to not stay in that life, then you will find a way to make more money. Please, tell me you're american. That sentence only makes sense if you are. --- Flectere si nequeo superos, Acheronta movebo. ... Copied to Clipboard!
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krazychao5 07/30/19 1:46:16 PM #46: |
Modifier posted...
krazychao5 posted...If you have any desire to not stay in that life, then you will find a way to make more money. Please, tell me you're a NEET. You only make sense if you are. Again, what the fuck is your point? That minimum wage living sucks? You keep avoiding the fact that fiscal responsibility is the most important determinant in the ability to retire. --- ... Copied to Clipboard!
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Modifier 07/31/19 6:05:28 AM #47: |
krazychao5 posted...
Again, what the f*** is your point? That minimum wage living sucks? You keep avoiding the fact that fiscal responsibility is the most important determinant in the ability to retire. The fact that only americans, afaik, in their "American Dream" lunacy believe that what happens to a person is actually a reasult of their choices or "free will". That is complete bullshit. You don't really have choices. It just appears you do. You really don't. So, the speech "everyone is responsible for their actions and their lot in life" may appeal nice to the capitalist american (because it gives a nice ring to capitalism) but it is completely false. --- Flectere si nequeo superos, Acheronta movebo. ... Copied to Clipboard!
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