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Rika_Furude 08/18/19 8:50:00 AM #1: |
Like not even 10-20 grand
Like im a young guy, i graduated uni a few years ago and have been working probably for a shorter time than most people here. Yet i live within my means and i got 40k saved up and ive already paid off my student debt. Yet some people here and in america have like 60k+ debt (ignoring house) and a couple hundred bucks in the bank or less. Like doesnt it frighten you that literally any misfortune will drain your entire bank? Living paycheck to paycheck? --- Posted with GameRaven 3.5.1 ... Copied to Clipboard!
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JuanCarlos1 08/18/19 8:54:59 AM #2: |
1) Youre an exception
2) Financial literacy is not taught at school or college and on purpose most likely. Consumerism would be much lower, banks would miss higher interest rates due to more people having better credit. --- Mas dicen, que en las dimensiones de nuestro ser... hay muchos detalles por conocer... ... Copied to Clipboard!
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LightningAce11 08/18/19 8:55:06 AM #3: |
... Copied to Clipboard!
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Unsugarized_Foo 08/18/19 8:55:12 AM #4: |
Are you white? If so, that explains a lot
--- "All I have is my balls and my word, and I don't break them for anyone!"-Tony Montana ... Copied to Clipboard!
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jcmason 08/18/19 8:56:03 AM #5: |
Many Americans are not raised with good financial literacy or responsible spending habits. Were a society of consumers, heavily pressured to spend everything we have, it is not hard to see that people succumb to that pressure all the time.
--- https://join.worldcommunitygrid.org?recruiterId=545336 i7-7700K|H80|Z270|8GB 1070 GTX|16GB DDR4 @3200MHz|Corsair Graphite Series 600T White ... Copied to Clipboard!
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MudKip_Master 08/18/19 8:58:22 AM #6: |
No control over spending.
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Blo 08/18/19 9:01:33 AM #7: |
Sure it's frightening. But fear doesn't make my boss pay me more. I can't pay the landlord in fear.
--- *insert sig here* ... Copied to Clipboard!
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AlecSkorpio 08/18/19 9:03:12 AM #8: |
A lot of people live paycheck to paycheck due to bills, and a lot of the ones who have the luxury of not needing to live paycheck to paycheck seem to tend to lack self control to not buy absolutely everything they want.
My sister is like that. Between her and her husband they make around 80k a year, but they have absolutely zero savings because she has an obsession with buying Funko pops and clothes and other shit. I somehow have more savings than them even though I'm on disability and have been unable to work for over a year. --- Christian Bale profited off the Iraq War ... Copied to Clipboard!
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Anteaterking 08/18/19 9:06:48 AM #9: |
Rika_Furude posted...
Yet i live within my means and i got 40k saved up and ive already paid off my student debt. What's your salary? How much were your student debts? --- ... Copied to Clipboard!
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AsucaHayashi 08/18/19 9:07:22 AM #10: |
this is the #yolo generation. gotta have dem cars and dem bling bling to match your #yolo friends and then apparently still be surprised when stuff like this pops up:
--- ... Copied to Clipboard!
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Manocheese 08/18/19 9:16:19 AM #11: |
Because they waste their money.
https://www.financialsamurai.com/wp-content/uploads/2015/03/FS-500K-Student-Loan.png --- ()_() Hardcore - We'll probably be modded for this... (o.o) http://manocheese.googlepages.com/manocheesery ... Copied to Clipboard!
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Rika_Furude 08/18/19 10:16:59 AM #12: |
Manocheese posted...
https://www.financialsamurai.com/wp-content/uploads/2015/03/FS-500K-Student-Loan.png Wtf is this garbage --- Posted with GameRaven 3.5.1 ... Copied to Clipboard!
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Colorahdo 08/18/19 10:24:04 AM #13: |
I never understand this either TC
If I can't afford it, I can't buy it. Making payments on it makes it MORE expensive... It's just logic. You sit down and do simple addition and subtraction Blows my mind --- But those enemies of mine who did not want me to be king over them - bring them here and kill them in front of me ~Jesus Christ ... Copied to Clipboard!
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21WIVES_CHILL 08/18/19 10:27:56 AM #14: |
Most people dont care about retirement or know what a purpose of retirement will do. Add that with expensive rent and having multiple children which causes stress. Then people spend their last bit of net earnings on dealing with stress (food, shopping, etc).
If people started saving like you, our retirements would be in deep shit. The market would plummet because nobody is spending and our retirement accounts wouldnt exist. ... Copied to Clipboard!
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#15 | Post #15 was unavailable or deleted. |
DarkRoast 08/18/19 10:32:55 AM #16: |
Cost of living and education debt has gone up exponentially higher than income in the past few decades.
It's easy for Baby Boomers to say they saved up money, when they had no debt after college, the easiest economy in US history, and an extremely low cost of living. --- Well allons-y, Alonso! ... Copied to Clipboard!
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emblem boy 08/18/19 10:36:27 AM #17: |
TC, how much do you make?
--- Posted with GameRaven 3.5.1 ... Copied to Clipboard!
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Solar_Crimson 08/18/19 10:36:59 AM #18: |
DarkRoast posted...
Cost of living and education debt has gone up exponentially higher than income in the past few decades. --- Be wary of boarding the hype train, lest you end up on the ruse cruise... - nanobuilder (r/nintendo) http://backloggery.com/SolarCrimson ... Copied to Clipboard!
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DarkRoast 08/18/19 10:37:10 AM #19: |
And for what it's worth, I literally spent 80%-ish of my income over the past year paying off my student loans, and I'm one of the lucky few who could do that. But it also means my savings are nil.
--- Well allons-y, Alonso! ... Copied to Clipboard!
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Timohtep 08/18/19 10:37:44 AM #20: |
"why don't people just make more money lmao wut haha"
--- ... Copied to Clipboard!
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HANGtheDJ_86 08/18/19 10:43:01 AM #21: |
Online shopping and repeated drug use is my guess.
That honestly sounds a heck of a lot more fun than saving money though. --- Green is the Color ... Copied to Clipboard!
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AdamGaseFace 08/18/19 10:43:58 AM #22: |
People make poor financial decisions
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smoke_break 08/18/19 10:44:04 AM #23: |
I've never made enough to save. I hope to get a better job soon though in the coming years, it'd be nice to have a cool 10-20k in the bank.
--- ... Copied to Clipboard!
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Tired-Insomniac 08/18/19 10:44:48 AM #24: |
Rika_Furude posted...
Like not even 10-20 grand "not even"? Let's try to work on the fact that most Americans can't even afford a $500 emergency without using credit cards before we ask why people can't buy a brand new car with cash I'm perfectly happy with my $5000 emergency fund. Invest the rest. --- "I like turtles" ... Copied to Clipboard!
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Nintendo415 08/18/19 10:46:38 AM #25: |
Idk why TC would make this topic but not reply to the basic two questions everyone has after reading the details. 1. Whats your yearly income 2. What were your student d price. The TC isnt gone either they returned to reply to a link posted (>_>
--- Where has all the Rum Gone?! FC: 3497-2764-2115 IGN: Raphael ... Copied to Clipboard!
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RaulJenkins 08/18/19 10:47:18 AM #26: |
i can't take these topics seriously
--- Raul ... Copied to Clipboard!
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Tired-Insomniac 08/18/19 10:47:40 AM #27: |
Manocheese posted...
Because they waste their money. Lmfao "Feel average" "Three vacations a year" Fuck whoever made that, it's either fake or they're fucking brain damaged --- "I like turtles" ... Copied to Clipboard!
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NinjaBreakfast 08/18/19 10:47:48 AM #28: |
AsucaHayashi posted...
dem cars and dem bling bling --- https://imgur.com/nGZeEqw Do you really think you can beat me? ... Copied to Clipboard!
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Lairen 08/18/19 10:53:13 AM #29: |
Marked for obvious trolling.
--- When it rains, it pours. ... Copied to Clipboard!
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Conception616 08/18/19 11:06:22 AM #30: |
Nintendo415 posted...
Idk why TC would make this topic but not reply to the basic two questions everyone has after reading the details. 1. Whats your yearly income 2. What were your student d price. The TC isnt gone either they returned to reply to a link posted (>_> Do you not see who the TC is? --- Ain't no mystery god, peace to the true and living. I Self Lord And Master. ... Copied to Clipboard!
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sktgamer_13dude 08/18/19 11:10:46 AM #31: |
Hey guys, I could do it. Why cant everyone!? I mean, everyone was obviously in the exact same situation as I was. Obviously no changes in situation.
--- https://imgur.com/jWVrg9U https://imgur.com/g2efUtT https://imgur.com/5dOwhaP https://imgur.com/LVdqu8J Go Cougs and M's #DI4B ... Copied to Clipboard!
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Unsugarized_Foo 08/18/19 11:26:53 AM #32: |
Tired-Insomniac posted...
Lmfao It's gotta be fake lol I like $9500 for clothes and they have a BMW 5 series and a Land Cruiser. They also are getting shafted by PMI, $60k/yr on a $1.5m house? Bruh --- "All I have is my balls and my word, and I don't break them for anyone!"-Tony Montana ... Copied to Clipboard!
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JBaLLEN66 08/18/19 11:29:48 AM #33: |
so tc is basically trying to say he doesnt have a life
--- https://www.youtube.com/watch?v=IdR2Iktffaw The day Capitalism was humiliated :) ... Copied to Clipboard!
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AwesomeToTheMAX 08/18/19 11:30:14 AM #34: |
Why does CE have such a high concentration of dumbasses who think anyone with financial issues must be buying expensive cars or luxuries
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JBaLLEN66 08/18/19 11:30:48 AM #35: |
Nintendo415 posted...
Idk why TC would make this topic but not reply to the basic two questions everyone has after reading the details. 1. Whats your yearly income 2. What were your student d price. The TC isnt gone either they returned to reply to a link posted (>_> Cause hes trying to compensate for his ***** social life by bragging on an internet forum --- https://www.youtube.com/watch?v=IdR2Iktffaw The day Capitalism was humiliated :) ... Copied to Clipboard!
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Lairen 08/18/19 11:31:56 AM #36: |
Im not starving so theres no excuse for anyone ever to be starving.
Are you sick? Im not. Youre doing something wrong. --- When it rains, it pours. ... Copied to Clipboard!
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Lost_All_Senses 08/18/19 11:32:12 AM #37: |
Saving is for suckers!
*Throws beer bottle at you and pulls newspaper over my body* Jesus gots me. That's all I need --- Name checks out https://i.imgtc.ws/vBF8odT.png ... Copied to Clipboard!
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#38 | Post #38 was unavailable or deleted. |
KStateKing17 08/18/19 11:44:23 AM #39: |
Conception616 posted...
Nintendo415 posted...Idk why TC would make this topic but not reply to the basic two questions everyone has after reading the details. 1. Whats your yearly income 2. What were your student d price. The TC isnt gone either they returned to reply to a link posted (>_> This. He isn't even from the U.S --- The 17th King of the State of K ... Copied to Clipboard!
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EndOfDiscOne 08/18/19 11:45:22 AM #40: |
Unsugarized_Foo posted...
Are you white? If so, that explains a lot What does race have to do with making good financial decisions --- I am the Cheese! I am the best character on the show! I am better than both the salami and the bologna COMBINED! ... Copied to Clipboard!
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AzNDarkSamurai 08/18/19 11:57:09 AM #41: |
I want to save money but if you have kids and youre paying all these expenses to keep your family afloat, good luck being able to develop any kind of savings
I make good money now but im hoping to get a higher paying job next year so that I can have more money for myself after expenses and I can finally create a decent savings fund. The best time to really save money for anyone is really while theyre still living in their parents house and they dont have a wife or kids to support yet --- Pinoy Pride, 1988 - the day I die! ... Copied to Clipboard!
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fan357 08/18/19 12:16:16 PM #42: |
You guys are acting like nobody had debt until recently. People in America have always lived on debt.
--- Never forget where you came from. ... Copied to Clipboard!
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Squall28 08/18/19 12:21:46 PM #43: |
People just find ways to blow their money. If they get any extra money, they just buy some useless shit.
--- If you're going through hell, keep going. -Winston Churchill ... Copied to Clipboard!
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Nintendo415 08/18/19 12:23:45 PM #44: |
GregShmedley posted...
Conception616 posted...Nintendo415 posted...Idk why TC would make this topic but not reply to the basic two questions everyone has after reading the details. 1. Whats your yearly income 2. What were your student d price. The TC isnt gone either they returned to reply to a link posted (>_> I see... I dont know the CE board members like that. I guess I was roped into beliving it was a real thread lol. --- Where has all the Rum Gone?! FC: 3497-2764-2115 IGN: Raphael ... Copied to Clipboard!
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SauI_Goodman 08/18/19 12:24:41 PM #45: |
They are living check to check. You can't save it you don't have anything to save.
--- Currently playing: The Division 2 (ps4), Castlevania: Symphony of the Night (xbox 360) ... Copied to Clipboard!
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masticatingman 08/18/19 12:42:42 PM #46: |
It's also an extremely legitimate reason to break up with a person these days. If a potential partner doesn't have any savings and just has a mindset of wanting to spend whatever money that they have, it's a huge red flag for a person that does have considerable savings. Don't expect people's spending habits to change.
--- Raised on VHS, anchored to DVD ... Copied to Clipboard!
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#47 | Post #47 was unavailable or deleted. |
ScionTC_07 08/18/19 1:03:33 PM #48: |
masticatingman posted...
It's also an extremely legitimate reason to break up with a person these days. If a potential partner doesn't have any savings and just has a mindset of wanting to spend whatever money that they have, it's a huge red flag for a person that does have considerable savings. Don't expect people's spending habits to change. wait why would that be? that person is an adult. he/she can spend the money they worked hard for however they see fit. --- Reppin Daly City 650 breeeeh! Not changing this sig till I get a ghetto Asian gf (5-25-13) ... Copied to Clipboard!
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Manocheese 08/18/19 1:06:47 PM #49: |
masticatingman posted...
It's also an extremely legitimate reason to break up with a person these days. If a potential partner doesn't have any savings and just has a mindset of wanting to spend whatever money that they have, it's a huge red flag for a person that does have considerable savings. Don't expect people's spending habits to change. This. Money before honeys. Wads before broads. Stacks before racks. --- ()_() Hardcore - We'll probably be modded for this... (o.o) http://manocheese.googlepages.com/manocheesery ... Copied to Clipboard!
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CRON 08/18/19 1:07:26 PM #50: |
JuanCarlos1 posted...
1) Youre an exception --- ~ (obligatory signature) ~ ... Copied to Clipboard!
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