Current Events > Do you say anything to people you know who don't spend their money wisely?

(+) Yeah! (+)

On one hand, it's their money and they should be able to do what they want. On the other, you're watching them fuck over their financial future and doing nothing.

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"hey man you really should get that new mustang, looks way better than your current 2018 mustang by miles!"

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No, though I really want to sometimes.

depends. close family, sure. other folks just get the raised eye brows.

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constant passive aggressive digs at how poorly they're handling the money in my head

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No. If they want to talk about debt and whatnot, I'll voice my opinion. But I have found that most people are really clueless about handling debt, what it means to invest in a tax sheltered account (a lack of understanding of what the difference between a 401k and an IRA, for instance), what index funds are and why they work, etc.

It's kind of mind blowing since any half decent personal finance book will put all of this in plain English, and it simple actions that require relatively little thought or effort will have a huge benefit (or lack thereof) on your future.

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