Poll of the Day > Student loan/Credit card debt

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BUMPED2002
03/22/24 8:05:16 PM
#1:


I owe out about 1,200 on a CC.

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SpankageBros
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OS12TR
03/22/24 8:35:05 PM
#2:


I picked the closest number. But, my student loan debt is between 10k-20k.
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Yellow
03/22/24 8:53:31 PM
#3:


I don't want to say.

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shadowsword87
03/22/24 8:57:33 PM
#4:


Student loan's way higher than that.
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adjl
03/22/24 9:52:16 PM
#5:


I've got about $12k left in student loans, which I'm paying off at about $200 a month with no interest. Credit cards are currently sitting at a combined $2300, but that's because I use them for everything I can. They'll be paid off well before payment is due on them; I think in all the years I've been using credit cards I've paid a grand total of 70 cents in interest because one time I was dumb and forgot to pay a balance of like $150.

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teddy241
03/22/24 10:51:36 PM
#6:


10k CC debt. Took some cash advances while gambling and now fighting to get the balance down
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DirtBasedSoap
03/22/24 10:53:30 PM
#7:


none

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Glob
03/22/24 10:56:08 PM
#8:


No credit card debt. Plenty of student loan but Im never paying it back so dont really care.
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Dikitain
03/22/24 11:16:08 PM
#9:


No, I payed off my student loans within like 2-3 years of graduating. I would just make triple and quadruple payments on them until I payed them off. They probably only got a couple hundred in interest off of me on $30K in loans, Sallie Mae HATED me, LOL!

Also payed off my credit card just before seeing this topic, but I do that every month. I only put around $500 - $600 on it. Basically whatever I spend on groceries and gas that month.

Also no mortgage or car payments, so I am completely debt free.

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Lokarin
03/22/24 11:19:16 PM
#10:


Zero, cuz while debt is not uncommon worldwide, everyone holding debt is uniquely American.

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Blue_Thunder
03/22/24 11:25:02 PM
#11:


~22k in student loans. Currently debating whether to be more aggressive about paying it off or to keep investing what I would've paid instead.

I do have some credit card utilization but I don't really count that as debt per se, as it's just stuff I would've paid for with debit anyways, and all the balances are automatically paid off monthly.

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Metalsonic66
03/22/24 11:30:13 PM
#12:


A reasonable amount

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ParanoidObsessive
03/22/24 11:36:55 PM
#13:


Technically I've got credit card debt because I only just got this month's bill and haven't paid it yet.

But I pay off the full value on my bill every month, so I never pay interest and don't have any long-term debt. I've got no student debts, I fully own my own car(s), and I don't even have a mortgage (my house is fully paid off).

My finances have been solidly in the black for a looong time now.

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KJ_StErOiDs
03/23/24 12:34:42 AM
#14:


Like PO, just whatever I rack up on my CC, which I pay off every month. So I just went with the "1,000" option.

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BlackScythe0
03/23/24 5:06:39 AM
#15:


I got a car loan, but the credit card gets paid off every month so it doesn't count as a running debt.
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captpackrat
03/23/24 1:46:06 PM
#16:


I can't technically say I have zero credit card debt, simply because some transactions haven't processed yet and I can't pay them off until they do. But I pay my credit cards off completely at least once a week. Banks hate me.

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Mensis
03/23/24 7:28:07 PM
#17:


Paid off my cc debt last month

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GGuirao13
03/24/24 2:48:40 AM
#18:


No.

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