Current Events > How much credit card debt do you have?

(+) Yeah! (+)

Nothing that will roll over, but I do use a credit card for the majority of my purchases throughout the month.

None. I use it for my required monthly purchases like food and gas for the cash back and pay it off every month. Ive never carried credit card debt in my life and Im 48. If I didnt have the money I wouldnt use it. I treat it like cash.

11k

my balance was $0 two years ago before I started renting

None. I only use the Amazon credit card for 5% cash back and pay it off right away. Then after enough orders I have enough cash back on it for free stuff.

About 70 dollars but that is just because I paid a doctor's bill. I normally have zero. And honestly I have no clue why I haven't paid it off yet hope I don't forget.

Fuck this topic

None.

And not "none" because I don't have a card but "none" because I pay off any balances as soon as it posts or at the end of the month. I put all my big expenses (travel, furniture, home improvement, etc) on the card and currently have a zero balance.

My philosophy is simple - if whatever I'm putting on the credit card can't be paid with my debit card right then and there, then I don't use it. So the credit card is basically an extension of my checking account.

No idea. I don't personally use a credit card (debit only). My wife has a Southwest card but I'm pretty sure it's paid down

At the moment, none.

But I'm always willing to take advantage of those 0% balance transfer deals to fund a larger purchase.

Sometimes I need/want things that are too expensive to come out of a monthly budget, and I'll use credit happily for that, knowing I can afford it over the longer term.

Never again unless I get sick or something extreme like that. I went on a bender in grad school and had to live with that for 3 years

None. I use it for online purchases every now and then, but pay it off automatically every month. For most required monthly purchases (like food, gas, restaurant/cafeteria, etc.) I use my debit card. People in Switzerland rarely use credit cards in daily life.

Around $1k but it's my primary usage of money so I just pay it all off. I shall do so tomorrow. Got hundreds of dollars of Amazon points to use

I says $50-500, but I wouldnt call it debt per se because I pay it off every month.

Currently around 800 because I just paid bills, I pay off all my cards at the beginning of the month when I get paid. I don't keep debt. For big purchases, I just use money I've saved to pay it off the same way.

I basically treat it like cash. Only have maybe gas purchases and groceries from the past week. Pay it off once a month.

Boom, zero debt every month.