>Count up the general cost of everything you need to pay
>See if you have enough to pay everything (include an addition hundred or so as a buffer)
>Look how much money is left
>Decide if its worth it to spend the rest on luxuries or if saving it will be better
>Repeat

My lifestyle is fairly stable so the general cost of stuff remains the same throughout the months. In your case i would look up the cost of pregnancy and raising a child and see if your current job is good enough plus make a buffer.

How do you guys keep track of your finances?

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