Lurker > clearaflagrantj

EnragedSlith posted...

This girl is going to have future intimacy issues when she finds out her long term boyfriend moved in with her just because

Also fwiw I told her that this wasn't some intermediary step to marriage as if it were a foregone conclusion. She said she felt the same way. I am hoping we had an open and honest conversation, I don't think she is manipulating me in that regard. I'm not an idiot, I know she's thinking about marriage, but I don't think she's wanting it any time soon.

Well this topic just got me depressed

emblem boy posted...

How is she feeling about it?

She is extremely excited

emblem boy posted...

Have you guys said I love you to each other and stuff?

Oh yeah

My main concern is that she will be expecting marriage. I am no where near considering that, not eve necessarily with her but with anyone.

JustMyOpinion posted...

clearaflagrantj posted...

I am quite conflicted. That's a bad sign right?

Literally your biggest consideration was saving cash. Yes, that's a bad sign.

Not really, I just think it's important for the health and sanity of our relationship. I'm financially comfortable to live on my own so us moving in together is not a matter of necessity but practicality really.

butthole666 posted...

how long have you been dating

Like a year and a half

foreveraIone posted...

are you going to be sharing bathrooms? make sure she always flushes after pooping

No we went with two bathrooms thank God

I am quite conflicted. That's a bad sign right?

twitterfriends posted...

The SEC presentation to Congress might be really good, theyll suggest regulations but provide positive aspects cryptocurrency. I think they want a way to slow down bad ICOs, not necessarily outran ban them in the United Stares.

It's sounding incredibly good so far, and the price is reacting positively

For anyone that hasn't read the prepared SEC testimony for today it is suprisingly positive for crypto, tldr icos can be dangerous and risky but solid cryptos are powerful technology that must be embraced.

Any day now it's gonna bounce boys. Either here or from $4900 Bitcoin

Is he going to take credit for this plunge as well?

CapnMuffin posted...

Tempted to buy REQ and BAT

I'd suggest just straight up buying Bitcoin

About to slide past $7,000, starting to genuinely feel like capitulation

EnragedSlith posted...

Surprising to hear you say that since it wasnt too long ago you were posting daily about how dating is bullshit and women have it easy. So youre saying that you dont accept that your girl could be monogamous and you respect that shell stray. How do you think she would feel about you saying that you dont believe in monogamy?

Romulox28 posted...

i would prob suggest against moving in together because once you have these discussions with your gf there is no going back

For what it's worth we are both incredibly compatible (excluding movie tastes), we are both pretty rational people.

The conflict comes from me not having a concrete opinion of ever wanting a family, and I am not at the stage of my life to make that decision, so she would potentially be waiting on me if she was more committed. Though I made it clear to her what my intentions are.

mustang90 posted...

Muffinz0rz posted...

Not sure if this has been posted, but Lloyd's Bank (UK I think?) is blocking BTC purchases on its credit cards

https://www.npr.org/sections/thetwo-way/2018/02/05/583279834/lloyds-says-it-will-block-bitcoin-purchases-on-its-credit-cards

People who buy Bitcoin on credit cards are exactly the people that should be banned from buying it.

I bought like 5% of my purchases with a CC because I kept hitting the daily checking limit.

In my defense I had the money to pay it off immediately and I was vindicated because I bought before rallies, but I felt dirty giving Coinbase the extra 4%

Antifar posted...

Drive a Hyundai and we will force you to spend extra time going through security

"What is this? Please just let me leave or I'm going to miss my flight!"

emblem boy posted...

clearaflagrantj posted...

Darkman124 posted...

i know i personally wasnt interested in living together unless i was sure i was going forward with proposing and getting married

I don't know if I even want to get married ever. I'm like 80% sure I never want to marry and 95% sure I never want kids.

Is the no marriage due to financial fears due to things like divorce?

That is a huge part of it. I also don't truly believe in monogamy, I think it's an ideal we should strive for but one that is inevitably doomed.

Darkman124 posted...

i know i personally wasnt interested in living together unless i was sure i was going forward with proposing and getting married

I don't know if I even want to get married ever. I'm like 80% sure I never want to marry and 95% sure I never want kids.

Turtlebread posted...

rip in peperooonieess

I should've sold when I had 60k and bought back in now

You should have consulted your crystal ball.

Seriously though none of us can predict what will happen. Don't beat yourself for not making perfect movements.

emblem boy posted...

How did you know your wife was the right one?

Great question I'd like to hear the answer to as well.

Mostly because I think true love is a lie.

EnragedSlith posted...

You are far too worried about marriage for some reason. Its going to chase this girl away.

She wants to move in with you because she sees it as the next step. Its something of a test for the relationship. Her feelings are there and now shes going to see if it makes sense in other ways.

This girl is actively looking to be with you for the rest of her life. Stop doing everything in your power to fuck that up unless shes really just there to fill time for you

Actually she wants to move in with me for the same reasons I do:

We save money and we enjoy being together. When you say "this girl is actively looking for me to be with her for the rest of my life," I don't believe that's true. We are both open to the idea but we're not getting married anytime soon.

Darkman124 posted...

just be careful and don't overcommit to someone you don't feel anything for because it makes sense by the metrics that you prioritize

Valuable advice.

Basically the crux of my conflict.

Which is why I was clear I am not actively looking to get married, and that she shouldn't be other.

ExtremeLuchador posted...

Don't do it. I regret when I did. Of course I used to live with someone who has only earned $50,000 total since 2012.

My girlfriend is a successful and responsible woman with her own income and rock solid career.

We are splitting necessary expenditures right down the middle, we can both afford the apartment individually anyway.

Trust me, I am METICULOUS with money, I wouldn't risk my financial security for anything.

LavarNeedsHelp posted...

ETH has to drop back down to 400, no way it sustains its NOV-JAN growth

Of course it will, look at the ETH/BTC ratio from the past two years, it will continue to gain on Bitcoin regardless of Bitcoin's moves.

CableZL posted...

I'm out!

O-W-T OUT!

Taking my $2500 and going home. If it drops a bunch more I may jump back in, but for right now I'm just gonna continue mining ethereum and that's it.

Congratulations on taking your profit

Bitcoin fell below $7.5K support. Confirmed dead cat bounce from a few days ago. Next stop 4-5K fib support.

We have been in such a long correction that I believe somebody will flip a switch and the market will rally like crazy. Institutional buyers will go from sell to buy, the noobs will FOMO back in after panic selling, and the cycle will repeat itself.

I've been in the game for almost a year now and this correction is strange because there has been no real negative news, it's just price action, and because it's across the entire crypto market I'm not really concerned.

Hairy-man posted...

Ok how old are you?

We're both 26.

FWIW I've been living on my own for two years now

_Schwarzlicht_ posted...

Hope it's a big enough place for you two to have separate areas to hang out in. A little bit of distance/private retreat is helpful in not getting sick of/aggravated with someone you live with.

We'll be getting a two bedroom, so there will be a bedroom, a candle studio room for her to start her candle business, and a living room.

DifferentialEquation posted...

clearaflagrantj posted...

Well, talked to her a lot today and I have to give an answer by Tuesday,

Or what?

She didn't give me an ultimatum or anything, it's just that our lease contracts coincide now, and if I don't choose to move in with her she'll move into a smaller apartment by herself

Corrupt_Power posted...

He was. We're gonna miss him.

Condolences to you both

EverDownward posted...

RebelElite791 posted...

EverDownward posted...

I've always thought The Purge had massive, massive potential to be a great dramatic series on the issues of the human condition

Did u tho

Yes, I did. I remember when I was in college, and the first Purge was coming out and from the premise it sounded like something that could be adapted into a great drama about what it means to be civil, to have morals and ethics, is it worth killing someone even if you're allowed to? I was minoring in sociology at the time, so the ideas of what could be done with a movie like it was pretty great.

It's been a while since I saw it but wasn't the first literally a satire of fake American pleasantries and social standards? Like a typical suburban town full of Stepford Smilers devolving into maniacs looking to kill each other?

Well, talked to her a lot today and I have to give an answer by Tuesday, but I am most likely moving to a new apartment with her

It was a bit of painful and awkward conversation but I told her upfront that moving in didn't mean that in my mind marriage was a foregone conclusion, as if this was some intermediate step to an inevitable conclusion, she understood and she said she felt the same way.

Honestly in my mind this is like moving into an apartment with my best friend that I also bang. I know plenty of people would call me immature for not living with the goal of starting a family but that is not what I want right now in my life.

pinky0926 posted...

Well couple of things -

1. How often does she stay over? Do you at least have an idea of what it's like to have her stay the night and go through her daily routine?

2. Even if it works out cheaper in terms of bills and contributions, I can't say it feels that way. Depending on what kind of person she is, you may end up pressured to spend more money on activities. I feel like most guys can just happily sit in their underpants with a beer and do very little, but nothing upsets women more than seeing this. If she's remotely normal she'll be wanting to go out and do shit like every weekend.

There's also the shitload of heating and energy women seem to use for everything.

1. I responded to another poster, she's over like three days a week and regularly sleeps over, we're fine together

2. We spend weekends together, and we always go out and do shit anyway, we're fine together.

I just have fears of expectations of marriage

Vamp_Aubrey posted...

this is off topic, but how much are you putting into retirement?

just curious because i know you make at least 10k more than me but you're only bringing home a couple hundred more per month

i figure that your early retirement plan is the reason why

Maxed out HSA ($2900)
Maxed out SIMPLE IRA ($12500)
Maxed out tIRA ($5500)

emblem boy posted...

Doesn't she like want to get married and stuff and you don't?

Yeah probably that's why I'm not gungho about it

teepan95 posted...

Do you think she'd have a problem with you moving in? Have you guys ever discussed it?

She really wants me to move in with her

Patty_Fleur posted...

He literally takes in like 1000 more than me a month. It's a lot to me

If it's any consolation my friend has 10x more ETH than me

teepan95 posted...

How long have you been together?

Have you ever lived with a gf before?

Almost two years, and no, which explains my reservations

foreveraIone posted...

do you even like her

Yes

Ilishe posted...

Is it just about money for you? Do you want to share your living space with her?

For what it's worth she's over my apartment three days of the week already. I just have fears of expectations for marriage and pumping out children.

Patty_Fleur posted...

How do you make so much?

Work hard play hard you know what I'm saying?

I make $3,100 a month after taxes and retirement contributions.

I currently pay $1,350 for rent, utilities, and bills

Living with her it would decrease to $750

So I would be saving an additional $600 a month.

Is it worth it? Or should I continue living by myself?

KLouD_KoNNeCteD posted...

she probably a hoe

What makes you say that?

TC you are an alcoholic that desperately seeks validation by fucking old men and your living space is a perfect representation of your pathetic life. This topic you made is a clear cry for help whether you realize it or not. You know your life is an embarrassing failure, are you going to fucking do anything about it? Start by cleaning your disgusting room. Stop living like a fucking animal. I'm serious, this is the easiest and best thing you can do, your house is dirty and you can fix it, fucking do it. It might improve your self esteem, it might even make you want to fix other areas of your life.

Jesus fucking christ that was way harder than I expected

How do people do these weird twisty crunchy poses and do head stands and shit? I regularly lift and run but I couldn't do half the shit in the routine, seriously what the hell

I really need to close my Wells Fargo account

It's all about the morale

FightingGames posted...

REEEEEEE. CM said trading would be enabled in a few hours and it has been 24 hrs so far

The fact that the site is up and it's not an exit scam is a fucking miracle tbh.

emblem boy posted...

You sound like proudclad

Now that is a NASTY insult

jk proudclad you know I love you

I'd like to think my estimations are a bit more likely than a $100 XRP, because a $100K BTC is back by historical patterns and TA. I understand that past behavior does not predict the future, and TA is plagued by selection bias, but Bitcoin has been following the same ascending log channel for years now, and it is perfectly following bull and bear cycles. Here's one TA that predicts a $150,000 Bitcoin by July:

https://www.tradingview.com/chart/BTCUSD/HU1Vsylx-The-last-great-bubble/

It makes sense if we are in the beginning of an S-shaped adoption curve, $100K would only be 5X the ATH from last year, consider the fact that BTC grew 20X in that year.

Renraku_San posted...

Ooooo, nice cheapshot there bro. I actually work at grocery store and do have a job, I got promoted to assistant floor manager, but I didn't feel the need to post a thread here about it.

TC's proud of his promotion and this is a social board, no reason for hostility. Congratulations on your promotion too

Renraku_San posted...

FrenchCrunch posted...

yeah Ash you and clear are two people i hold in high regard on here. always good to see both your input

pm them next time?

I mean this is his topic, I'm just here to answer questions and give my two cents, and I hope what I'm posting helps others as well

Asherlee10 posted...

clearaflagrantj posted...

it takes a shitload of mental fortitude to dissuade yourself from buying more shit.

I just scare myself into planning for emergencies and retirement. Every time I make an expensive purchase I ask myself, "Will I need this money if something bad happens?" and "Is this item worth getting right now when I could just put this towards my retirement?"

I've gotten good about making my present self treat my future self pretty well.

That is the name of the fucking game right there. Frugality is no different than a diet.

Though at times I feel like I needlessly pinch pennies more than I should, and I ask that "is this item worth losing an earlier retirement" question on almost every discretionary expense. It can't be healthy.

Interestingly enough I recently calculated what age I could retire based on when I decided to stop saving money, it's called a "coast" age, i.e. "I am 26 years old, if I save until I'm 35, I will be able to retire when I'm 48." It's obvious that the earlier you save the more important it is, but the impact of saving excessively, especially later in life, is smaller than you think. If I remember correctly if I maxed out my retirement accounts I could retire at 45 by the earliest, that would require saving until 45, but if I saved until just 35-38 or so, I could retire at about 48-50. At a certain point you have to ask yourself if you're willing to defer retirement for a few years if it means allowing yourself to spend more for many more years.

It all comes down to a healthy balance of saving and enjoying life, and financial knowledge of understanding all of this is key.

FrenchCrunch posted...

i looked up my pay info and entered in everything deducted from my check into a salary calculator. if i did it right i'll be making an extra $620 per month, which is my rent

Sounds about right if you also pay state income tax.

Congrats. As someone that literally just got the same raise, it takes a shitload of mental fortitude to dissuade yourself from buying more shit. Good luck

donkeyjack posted...

Sounds like a Primerica thing

It's literally the furthest possible thing from a MLM/Pyramid scam. Frugality is focused on saving money, eliminating high interest debts, and maxing out retirement accounts so you can retire early. The only two ways to do this are to increase your salary and to decrease spending. The latter is way more powerful than the former. If you can live off half your salary you can retire within 15 years. Living within your means is important.

I'd never advocate a MLM scam, my coworkers tricked me into going to an Amway event and it was the dumbest and strangest two hours of my life

FrenchCrunch posted...

will most of my raise go to taxes meaning i wont really be making much more?

Like I mentioned in my previous post, you will be seeing a huge increase, the other poster was lying to you.

Marginal tax brackets means that the higher taxes rates only affect a portion of your salary, to break it down into simpler terms:

Tax brackets would be something like money less than 10K isn't taxed, 10-20K is taxed 10%, 20-30K is 30%.

If your salary is 15K, the first 10K is untaxed, the remaining 5K is taxed at 10% so you would pay $500 total.

If you got a raise to 25K, the first 10K is still untaxed, the second 10K is taxed 10% ($1,000), and the last 5K is taxed at 30% ($1,500). So you would pay $2,500 total in taxes. So you pay more in taxes, but you still make more. Tax brackets will never make you earn less.

That above information does not include special circumstances like government assistance though. There's also a lot of fuckery with being married vs filing as a single person, etc.