Lurker > clearaflagrantj
LurkerFAQs, Active DB, DB1, Database 2 ( 09.16.2017-02.21.2018 ), DB3, DB4, DB5, DB6, DB7, DB8, DB9, DB10, DB11, DB12, Clear
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| Topic | got promoted, another 10k raise |
| clearaflagrantj 02/02/18 6:07:12 PM #32 | FrenchCrunch posted... Renraku_San posted...You're in a higher tax bracket now, most of the raise will go to taxes. Based on just federal income taxes, you are currently paying $4080 in taxes, with the raise it will go to $5810. So of that $10,000 you will earn $8270 post tax. This is not including state income tax, or any other considerations like government assistance or any student debt tax write offs. A salary calculator online would be more useful |
| Topic | got promoted, another 10k raise |
| clearaflagrantj 02/02/18 6:01:54 PM #30 | FrenchCrunch posted... clearaflagrantj posted...Happy to hear that, those payments you're making now with the raise you earned are going to go a long fucking way for your future Heirarchy of saving is: 1. Establish Emergency Fund of roughly 2-3 months expenses. That way if you get laid off or some sudden expense like your car breaks down, you have enough money in your bank account to get by without taking on credit card debt 2. Match employer contribution to 401k (i.e. if employer contribution maxes at 5%, match it). 3. Pay off any debts higher than 5% interest (using avalanche method, i.e. highest interest rates first) 4. Max out personal retirement accounts like 401k, tIRA, and HSA 5. Save for other goals, like early retirement, house downpayment, getting ahead on low interest debts, etc. reddit.com/r/PersonalFinance reddit.com/r/FinancialIndependence Both excellent resources |
| Topic | looks like the stock market is starting to tank |
| clearaflagrantj 02/02/18 5:54:18 PM #36 | RebelElite791 posted... And uhh, how's Bitcoin doing right now 61.8% retracement from an ATH that came way too fast bounced incredibly hard, saw it in real time. It's been hovering in a decent range all day. The January Crypto Slump is behind us, the falling wedge from late December is about to complete, the RSI is massively oversold, weak hands have been shaken out, Lightning Network is implementing well, Robinhood is introducing feeless transactions to millions of new users, and Samsung is developing asic miners. I have never been more bullish in my entire life. I am still calling for a $100K before EOY 2018, but if this imminent rally coincides with a fucking stock market crash I'm calling for a $100K by Summer. |
| Topic | got promoted, another 10k raise |
| clearaflagrantj 02/02/18 5:48:02 PM #25 | FrenchCrunch posted... clearaflagrantj posted...How were you getting by before the raise? Were you not capable of living within your means? I saw you mentioned your salary was 34K, was your budget exceeding your income? Happy to hear that, those payments you're making now with the raise you earned are going to go a long fucking way for your future |
| Topic | The Dow closed down 666 points today. |
| clearaflagrantj 02/02/18 5:46:59 PM #3 | Yeah well in the past month my Bitcoin fell 63% so I feel nothing anymore. |
| Topic | looks like the stock market is starting to tank |
| clearaflagrantj 02/02/18 5:45:21 PM #33 | Squall28 posted... clearaflagrantj posted...I'm going to laugh when all of you grind boys are left bag holding stocks while the affluent protect all their money by investing in cryptos. Crypto is an international asset, lives in its own little world that is not affected by domestic markets and such. Some financial experts theorize that rich people could take their money out of stocks and invest into cryptos to evade a crash in the stock market. In the past people would invest in gold to mitigate losses, but this is the age of Bitcoin |
| Topic | got promoted, another 10k raise |
| clearaflagrantj 02/02/18 5:41:38 PM #23 | FrenchCrunch posted... clearaflagrantj posted...I just got a 10K raise too. Pretend like you only got a 5K raise and put the rest straight into retirement accounts. Thank me later (when you're 65) How were you getting by before the raise? Were you not capable of living within your means? I saw you mentioned your salary was 34K, was your budget exceeding your income? |
| Topic | ITT: Movie tropes you dislike |
| clearaflagrantj 02/02/18 5:40:39 PM #19 | Kicking the Dog I'm fine with it in most circumstances, I just hate when it's used as a cheap trick to make the audience hate a character that could questionably be considered moral, or at least neutral. Like you gotta shoehorn a negative scene of a character just to make us dislike them? Lazy. |
| Topic | got promoted, another 10k raise |
| clearaflagrantj 02/02/18 5:38:57 PM #21 | I just got a 10K raise too. Pretend like you only got a 5K raise and put the rest straight into retirement accounts. Thank me later (when you're 65) |
| Topic | looks like the stock market is starting to tank |
| clearaflagrantj 02/02/18 5:36:54 PM #31 | I'm going to laugh when all of you grind boys are left bag holding stocks while the affluent protect all their money by investing in cryptos. |
| Topic | Stock Market Crash 2018: What's going to happen to us? |
| clearaflagrantj 02/02/18 5:34:38 PM #10 | We are so fucking due for a crash it's unreal. - Mortgage bubble is back and bigger than ever - $1T auto loan bubble - $1.5T student loan bubble, this is the real killer - Rent bubble This economy is ready to implode. And you want to know the best part? The ultra rich would be inclined to divert their wealth into Bitcoin. |
| Topic | Am I a bad boyfriend for not hanging out with my girlfriend tonight? |
| clearaflagrantj 02/02/18 5:30:11 PM #7 | BlazinBlue88 posted... clearaflagrantj posted...Like I'm not going to do anything other than get drunk, masturbate, and play video games with my online friends Gonna start up Civ VI, I suck at Civ games but enjoy them anyway :) |
| Topic | Am I a bad boyfriend for not hanging out with my girlfriend tonight? |
| clearaflagrantj 02/02/18 5:21:36 PM #1 | Her coworkers are doing a happy hour, I'd have to drive 30 minutes each way through rush hour, she said "I don't plan on staying long and it's okay if you don't go." And for added context we are hanging out basically the entire weekend anyway like we always do. I just feel guilty that I'm turning her down for no reason at all. Like I'm not going to do anything other than get drunk, masturbate, and play video games with my online friends |
| Topic | Crypto General #17: Suicide prevention hotline 1-800-273-8255 |
| clearaflagrantj 02/02/18 8:10:55 AM #166 | LavarNeedsHelp posted... looking like another bulltrap I may agree with this alt troll, it's 50% likely imo Personally I'm still waiting for a bleedout before feasting, around 6K is when I'll start buying more. |
| Topic | Crypto General #17: Suicide prevention hotline 1-800-273-8255 |
| clearaflagrantj 02/02/18 8:08:50 AM #164 | Turtlebread posted... so everything just bounced Looks like whales devouring the noobs. Still no guarantee that was the bottom |
| Topic | Crypto General #17: Suicide prevention hotline 1-800-273-8255 |
| clearaflagrantj 02/02/18 7:36:39 AM #159 | In case anyone is wondering now is the time to buy crypto. I might break out fiat for the first time in a long while Buy a little bit every single day as the drop continues. Personally I think we'll see a hard bottom at 5K in a day or so and get out of this, but who could possibly know for sure |
| Topic | Crypto General #17: Suicide prevention hotline 1-800-273-8255 |
| clearaflagrantj 02/02/18 7:32:27 AM #157 | apolloooo posted... Bitcoin will die out eventually and more effective, technologically superior coins like ETH are gonna start over. Nope |
| Topic | Crypto General #17: Suicide prevention hotline 1-800-273-8255 |
| clearaflagrantj 02/01/18 7:29:45 PM #108 | FightingGames posted...
WE HAVE WAITED SO LONG, MY BROTHER |
| Topic | Hottest Track of 2018 is already here |
| clearaflagrantj 02/01/18 6:33:56 PM #1 | DON'T BOTHER CHILDREN WHEN THEY'RE SKATEBOARDING ft. Jordan Peterson (JBPWAVE)  |
| Topic | Crypto General #17: Suicide prevention hotline 1-800-273-8255 |
| clearaflagrantj 02/01/18 6:01:29 PM #90 | Sanctuary posted... Nostradumbass posted...Returning_CEmen posted...DifferentialEquation posted... I said this in another topic, but my plan is take out 50% and put it into mutual funds for slow and steady growth, leave 30% in crypto to grow more, and take out 20% for fun. I don't want to ever leave crypto forever, but I very obviously value my retirement and financial freedom over holding forever. If I have enough money to retire while still leaving a sizeable chunk in cryptos, I'm taking that deal. |
| Topic | the worst part of cryptocurrency is hearing every month that the bubble burst |
| clearaflagrantj 02/01/18 5:44:54 PM #25 | The Admiral posted... clearaflagrantj posted...The Admiral posted...The worst part is that millennials actually think crypto was an "investment." More Americans under 30 have Coinbase accounts than real investment accounts, which is pathetic. No. Waiting for roughly +600-1000% ROI, which should take a few years max. When that happens I will withdraw 50% back into a mutual fund brokerage account, leave 30% in cryptos for continued growth, and take out 20% for fun money. |
| Topic | the worst part of cryptocurrency is hearing every month that the bubble burst |
| clearaflagrantj 02/01/18 5:18:58 PM #20 | The Admiral posted... The worst part is that millennials actually think crypto was an "investment." More Americans under 30 have Coinbase accounts than real investment accounts, which is pathetic. If I left my money in mutual funds I would have seen an ROI of +20%, with crypto my highest gains were +290% a month ago, after this bear market bloodbath I am still up +150%. Don't get me wrong, my tIRA, 401k, and HSA are all still in mutual funds, but my brokerage account was liquidated for cryptos and I have seen nothing but incredible gains. |
| Topic | What now to do now that Bitcoin is crashing and burning? |
| clearaflagrantj 02/01/18 4:30:42 PM #89 | VectorChaos posted... voldothegr8 posted..."Big dip, buy more and enjoy the gravy train later!!!" Because they're literally deluding themselves to comfort the fact that they missed out on sizeable financial gains. They don't know the future so they are convincing themselves that this crash is truly the end and that it is the end of cryptos, so they can feel self righteous. |
| Topic | What now to do now that Bitcoin is crashing and burning? |
| clearaflagrantj 02/01/18 4:14:58 PM #87 | Cookie Bag posted... The statement was enough to get you riled up bby :> Sounds like you're resentful because you didn't buy when it was cheap. |
| Topic | What now to do now that Bitcoin is crashing and burning? |
| clearaflagrantj 02/01/18 4:01:34 PM #85 | Cookie Bag posted... FifthBeethoven posted...That Donut guy got out at the right time and made 20 million. You don't understand what a pyramid scheme is, do you? |
| Topic | Crypto General #17: Suicide prevention hotline 1-800-273-8255 |
| clearaflagrantj 02/01/18 2:44:29 PM #76 | GreatEvilEmpire posted... Coinbase just warned people that credit card companies may charge additional fees for buying crypto. Robinhood is introducing zero fee crypto trading, Gemini is a viable alternative, Bittrex will be implementing a BTC/fiat pair. The genie is out of the bottle |
| Topic | What now to do now that Bitcoin is crashing and burning? |
| clearaflagrantj 02/01/18 2:42:44 PM #68 | FLUFFYGERM posted... clearaflagrantj posted...And you can ask anybody that posted in the Crypto generals, I warned against XRP, TRX, and XVG, worthless scam coins that plenty of CEmen were shilling, look where they are now, in the fucking trash. Eth is down but holding the strongest, and I've been preaching that it is the best single crypto to hold, that's why it's 50% of my entire portfolio. |
| Topic | What now to do now that Bitcoin is crashing and burning? |
| clearaflagrantj 02/01/18 2:35:14 PM #63 | And you can ask anybody that posted in the Crypto generals, I warned against XRP, TRX, and XVG, worthless scam coins that plenty of CEmen were shilling, look where they are now, in the fucking trash. |
| Topic | What now to do now that Bitcoin is crashing and burning? |
| clearaflagrantj 02/01/18 2:32:38 PM #62 | FLUFFYGERM posted... You were wrong about almost everything you said relating to crypto. Virtually all of the shit coins you've talked about either tanked or are in the process of tanking. BTC ETH LTC XMR NEO BAT REQ WTC XRB Those are all my biggest holds and they are all doing fine relatively speaking in this bear market. Meanwhile what were you cheerleading? Ripple, a banker coin, and ETC, a dead coin. You literally had no fucking clue what you were doing the whole time. |
| Topic | What now to do now that Bitcoin is crashing and burning? |
| clearaflagrantj 02/01/18 2:24:04 PM #59 | CiIantro posted... FLUFFYGERM posted...And no one could've predicted the mountain of bad news that came out of cryptoland shortly after. That all sent the entire market tumbling, including all of your predictions and all of clear's predictions. There's no point in arguing against him, he literally wrote out what he did, we all saw it, we were all disagreeing with his outlandish claims, he was wrong, we were right, now he's trying to gaslight us It's delusion. |
| Topic | What now to do now that Bitcoin is crashing and burning? |
| clearaflagrantj 02/01/18 2:20:02 PM #56 | FLUFFYGERM posted... And no one could've predicted the mountain of bad news that came out of cryptoland shortly after. That all sent the entire market tumbling, including all of your predictions and all of clear's predictions. I called for a correction all the way back when BTC first broke $11K |
| Topic | What now to do now that Bitcoin is crashing and burning? |
| clearaflagrantj 02/01/18 2:00:41 PM #44 | Fight fight fight fight |
| Topic | What now to do now that Bitcoin is crashing and burning? |
| clearaflagrantj 02/01/18 1:45:38 PM #31 | Buy the fucking dip |
| Topic | Crypto General #17: Suicide prevention hotline 1-800-273-8255 |
| clearaflagrantj 02/01/18 1:30:51 PM #67 | FLUFFYGERM posted... CiIantro posted...Whatever exchange you use though, this is an incredible time to buy pretty much any alt. Yes, because a CEman buying $150 worth of BAT will enable us to jump out of the Ponzi scheme |
| Topic | Crypto General #17: Suicide prevention hotline 1-800-273-8255 |
| clearaflagrantj 02/01/18 12:30:51 PM #52 | XRP is back under a buck lmao rekt God now is the time to buy BTC/ETH/LTC/XMR/NEO/WTC/BAT my dudes. RSI is so fucking low, so much good news has been coming out, devs and tech are strong as ever. |
| Topic | How were Rocky and Ivan Drago in the same weight class? |
| clearaflagrantj 02/01/18 12:16:35 PM #20 | Gamer99z posted... Dr_Agon posted...Who cares he still kicked the Red's fucking arsehole. He literally defeated communism |
| Topic | Crypto General #17: Suicide prevention hotline 1-800-273-8255 |
| clearaflagrantj 02/01/18 12:15:14 PM #49 | Doctor Foxx posted... I just want to upgrade my GTX 770 since that card is a bit old and is my system bottleneck. and I've been priced out of cards. My regular hardware store has stopped allowing GPU and PSU sales online due to miners 1080 Ti is a bad card for mining since it's marginally superior to 1070s for mining and double the price. So I got mine for $780 which is a decent deal |
| Topic | Tomorrow Bitcoin will fall below 9000 |
| clearaflagrantj 02/01/18 12:12:22 PM #91 | charey posted... So what are the applications of block chain besides Cryptocoins? It's a technology that allows data transfer and contracts to execute independent of third parties, automating and streamlining any process and removing any trust needed in trades/transactions/agreements. |
| Topic | Red Dead Redemption 2 gets a release date of October 26. |
| clearaflagrantj 02/01/18 12:10:01 PM #10 | Railroad Bonds |
| Topic | Crypto General #17: Suicide prevention hotline 1-800-273-8255 |
| clearaflagrantj 02/01/18 11:56:02 AM #42 | Godnorgosh posted... And Clear was nowhere to be found Hello ROI is still +170%, not selling anything, not worried at all |
| Topic | Tomorrow Bitcoin will fall below 9000 |
| clearaflagrantj 02/01/18 10:50:34 AM #84 | 27_Sandman_40 posted... halomonkey1_3_5 posted...IM NOT MELTING DOWN YOU'RE MELTING DOWN Are you still upset about how like a dozen CEmen questioned your mental health when you started conflating cryptos with fluoride and chemtrails? |
| Topic | Tomorrow Bitcoin will fall below 9000 |
| clearaflagrantj 02/01/18 10:49:47 AM #83 | 27_Sandman_40 posted... I wonder what @clearaflagrantj is shilling these days now that BAT is down a shit ton like I said it would exactly do. You must have me confused with Proudclad. I don't shill new coins, I bought everything I liked and I'm sitting on it, might look into Aion though if I stop being lazy. For the record, my total ROI is +170%, down from a high of +290%. Still haven't sold a God damn thing. |
| Topic | Electricity and magnetism is a tough class. |
| clearaflagrantj 02/01/18 7:50:42 AM #4 | I got a 1/5 on the E&M AP exam. In my defense the teacher didn't bother teaching us anything and focused solely on the physics AP because only 5 students took the E&M AP |
| Topic | Guys. I need the world's most powerful console, but here's the kicker |
| clearaflagrantj 02/01/18 7:39:04 AM #4 | Clearly you're referring to the GameBoy Small, and powerful enough to survive an artillery blast |
| Topic | Anyone else think women should stop wearing sport bras as normal tops in public? |
| clearaflagrantj 01/31/18 3:35:23 PM #2 | ssj3vegeta_ posted... No. |
| Topic | My depression is coming back |
| clearaflagrantj 01/31/18 3:32:32 PM #13 | emblem boy posted... What's depression feel like? Just apathy A shitload of apathy JustMyOpinion posted... Do you plan on doing anything about it? What should I do? |
| Topic | My depression is coming back |
| clearaflagrantj 01/31/18 1:54:06 PM #7 | Hairy-man posted... You on meds? No I was always adverse to the idea of needing medication for mood I understand that my personal belief is most likely objectively misguided and dangerous though, and I am considering doing more research. From what I understand everybody is different and for some people medication can be extremely helpful for them |
| Topic | My depression is coming back |
| clearaflagrantj 01/31/18 1:36:11 PM #3 | At least I belong to something I guess I think it's mostly because I have $5,000 worth of crypto locked up on a terrible Italian exchange, and I've lost faith that I'll ever see the money again. |
| Topic | Skin care routine - what is yours like? |
| clearaflagrantj 01/31/18 1:35:00 PM #12 | I somehow cured my acne, it's from one of the following: - Oil cleansing method with mineral oil every night - Brewer's Yeast powder every night - Vitamin B complex (along with multi, D3, fish oil, and K) I'm pretty sure it's the Brewer's Yeast, it tastes like shit but it cured my acne |
| Topic | My depression is coming back |
| clearaflagrantj 01/31/18 1:20:37 PM #1 | I am losing motivation to do basically anything This isn't good |
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