Lurker > Soviet_Poland

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TopicFinal Fantasy VII remake currently set for a 2023 release
Soviet_Poland
05/14/18 6:22:54 PM
#83
2023 for Midgard. 2071 for the remaining 2/3rds of the game.
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TopicWest coast is pretty awesome.
Soviet_Poland
05/13/18 11:51:02 PM
#18
Parappa09 posted...
AZ is west coast?

i'm going san fran, LA and las vegas in sept, i've not been before but looking forward to it


It's not a coastal state, but it's definitely culturally similar to the west coast.
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TopicThis place closes in three minutes...
Soviet_Poland
05/13/18 11:49:33 PM
#5
Is that what we're going to do tonight, CE? Argue?
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TopicEducation dept. scaling back investigations of fraud at for-profit colleges
Soviet_Poland
05/13/18 11:48:48 PM
#6
Trump doesn't even pretend to hide his conflicts of interest and his supporters seem to think cheating the system for your own benefit at the expense of the masses is a good thing.
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TopicLet's talk about hardcore punk
Soviet_Poland
05/13/18 11:43:14 PM
#9
Not really "hardcore", but I like The Menzingers and The Gaslight Anthem
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TopicDo people just ignore how leftist media makes blatant racist generalizations
Soviet_Poland
05/12/18 5:11:44 PM
#15
MARKINGRAM22 posted...
JimmyReimjob posted...
We are likely too busy wading through all of the racist shit the right does.

Generalizations vs systemic racism and cultural genocide....

Maybe it's a matter of priority.


It isnt about a dick measuring contest, but racism against whites is so blatant and mainstream on the left...and it is ignored and scoffed at. Of course there is racism against all types of people on both sides. It is completely dismissed and laughed at if someone white criticizes the hypocrisy though.

https://www.salon.com/topic/white_men

Here is just Salons section on white people alone. There are problematic right wing outlets as well, but they couldnt get away with something so obvious.

Or look at college campuses when they are literally blocking white students from going into class. Or fucking evergreen university for that matter.


A couple of tumblrinas or internet tabloids writing things that are "racist against white people" is not on the same level as the racism other groups of people have experienced.

As a white guy, I don't give a fuck what a couple of tabloid articles on the internet say or what a fake meme college is doing. I haven't experienced actual systemic racism for being white ever. And yes, on some intellectual level it's "hypocritical", but it's a seriously fucked up sense of priority when obsessing over what some random people who have no real voice on the internet are saying and people who say this is resulting in actual widespread change in society are seriously out of touch.

I'm in an academic setting now and I literally see zero of what these marginalized internet microcosms are claiming is plaguing society. And I still sympathize with the racism felt by other races and I'm not sensitive enough to think some internet discussion on the matter even comes close or whether that hypocrisy is even relevant.
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TopicAm I the only Star Wars fan not really interested in Solo?
Soviet_Poland
05/12/18 3:59:48 PM
#17
TopicNo credit history. Need to start building credit. Where to start?
Soviet_Poland
05/12/18 1:38:57 AM
#36
Put things like gas, groceries on the card. Any utilities that take credit (but be careful, some might have fees to charge credit). Don't buy what you normally wouldn't buy. Pay off the statement balance in full every month. Doesn't need to be the full balance, just the statement balance, because those are the charges from the prior 30 days. Since the due date is a few weeks later, subsequent charges from that date to the due date aren't due until the following statement balance. Cards usually delineate these two balances.

If you do that consistently for several months, your bank will probably up the limit on their own, tbh.
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TopicAutomation, wherever possible, is ALWAYS a good thing.
Soviet_Poland
05/11/18 10:47:39 PM
#5
Blanket statements are never a good thing (heh).

Yes, automation on a longer scale has a propensity to enrich our lives and improve our society collectively. In the short-term, it can have very disruptive effects and short of economic revolution, maintaining the status quo in terms of work, but implementing drastically new automation will unfairly ruin a lot of lives with no real mechanism to address that disruption to smooth the transition.

Look at factory workers, specifically the auto industry. Cities went bankrupt because of it. And we had to shift to a service based economy. Imagine if in a year or two every semi truck driver got replaced by self-driving semis. A lot of people would be out of work and not in a position to switch careers seamlessly.

The market will feel it in terms of proportion of spenders in the economy. The money will disproportionately shift towards the owners of said tech or company, which won't stimulate the economy in the same way.

So a small subset of business owners get richer at the expense of going in the direction of recession and drastically impacting a significant number of lives.

You'd have to be willfully ignorant or sociopathic to ignore this, in spite that long term that it would lead to lower costs for goods and services.

Can it be good? Yes. Is it "always" good? No.
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TopicEver wonder if you have someone spying on your computer but not messing with it
Soviet_Poland
05/11/18 10:37:14 PM
#2
TopicI got a surprise bill from the ER
Soviet_Poland
05/11/18 10:26:34 PM
#108
fenderbender321 posted...
Do you think that's how most businesses operate?


Yes, I do. Have you not noticed a lot of retail stores operate on skeleton crews these days? You can go to a walmart or target in the middle of saturday and only a tiny fraction of their registers are open.

Part of this is the trend of e-commerce over traditional brick and mortar, but at the end of the day, the bottom line is king in business and that transcends fair wages, ethical business practice, etc.

Being in the medical field, I see this shit on a daily basis and business owners with no clinical experience are taking over and running medicine these days. If we have complaints about health care in this country, let it be known that massive corporations buying out entire hospitals, private physician owned groups, and practices who are run by business people and not healthcare workers should tell you that "free market capitalism" when applied to a commodity whose goal goes against the entire concept of profit results in what we have today.

Seriously. This snowball started with Nixon and HMOs. Look at the state of healthcare before then, versus after that, and how it culminated to the affordable care act.
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TopicThis man finally steps up and ends the argument about gender
Soviet_Poland
05/11/18 10:21:02 PM
#15
DoomSwell posted...
For example, a woman going to the doctor for a prostate exam, might not get the proper treatment.


Except this wouldn't happen. The medical community is very aware of the biological implications of one's birth gender, whilst also being cognizant that people can identify as different genders.

Which means as a medical provider, I'll call my male to female transgendered patient by their preferred pronoun and new name, but I'm still going to base treatments off of relevant anatomy.

These two "facts" aren't mutually exclusive and it's okay for me to acknowledge the cognitive aspect of this without impacting care.

To presume doctors are dumb enough to forget a MtF still has a prostate or a FtM still has a uterus is disingenuous. And I'll catch some flak for this, but we're mature enough to acknowledge that a birth gender and their cognitive identity can be different and I'm not going to be obtuse and pedantic by correcting them if they truly believe they are a different gender. The fact that medical science can use hormone therapy to alter secondary sex characteristics or that cosmetic gender reassignment surgery is a possibility means the entire concept of being a different gender is valid and possible. It doesn't affect other people, so I find the controversy incredibly childish and akin to when people still had an issue with homosexuality. Get. The. Fuck. Over. It.
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TopicWhy do you think anti-intellectualism won the right the 2016 election?
Soviet_Poland
05/11/18 10:15:57 PM
#103
The other elephant in the room is religion. The right has generally catered to the protestant christian and evangelical base. Globalization is creating an increasingly secular global society and I think this can manifest as political will in opposition of this trend.

Science and religion don't necessarily have to contend, but the American version of religion certainly makes it so.
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TopicWhy do you think anti-intellectualism won the right the 2016 election?
Soviet_Poland
05/11/18 10:10:36 PM
#102
COVxy posted...
My guess is that it's an image problem, driving an outgroup effect for those less educated. If someone doesn't talk like you, my guess is that you are less likely to trust them.


That's a good point. Probably explains a bit of the city vs rural effect when it comes to political affiliation as well.
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TopicWhy do you think anti-intellectualism won the right the 2016 election?
Soviet_Poland
05/11/18 9:13:19 PM
#82
While I tend to agree with the left on a lot of issues because they tend to align with recommendations by experts and scientific thought, I think there can be a sense of paternalism and authoritarianism that is perceived by those without an education. Because it comes off as "we know better about this" and those not in the loop, intellectually speaking, have to take it on faith/face value.

Occasionally, it's not the correct course of action, or there is a bad outcome in spite being "the right call" (Like losing a hand in poker with pocket aces). I think this creates a cognitive dissonance by which those "not in the know" feel like they're being manipulated.

It's not necessarily the left's fault that someone who doesn't have a background in some discipline will perceive the experts as disingenuous. The ivory tower effect is real. And the natural reaction to that is populism.

Couple this with the fact that the extreme left can be just as bad as the alt-right, and the wild opinions and thoughts of the far left gets more exposure than reasoned thought. As a result, the right feels it's important to double down because not only are the "experts wrong", but they're fucking looney toons as well if the minority far left is perceived as what everyone on the left commonly believes (which simply isn't true).

That's my best explanation without name calling or claiming the right is largely uneducated.
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TopicA guy on r/NEET describes the challenges faced at year 3 of NEETdom
Soviet_Poland
05/10/18 10:15:51 PM
#20
REMercsChamp posted...
Right - and when they're competing with 20 other people for the same job who don't have a 3 year gap where they did literally fuck all?


He said he's aiming for retail. Target hires anyone with a pulse. It's just manual labor. But like others said, volunteering usually opens up networking and they might have a connection to someone in a workplace that isn't as corporate and as such, a connection might be all they need. From there, future work prospects will be easier.

Not saying it isn't difficult. Just that it doesn't take a creative genius to explain the gap. It's how you sell it. There is a way to spin a 3 year gap into something that sounds productive enough to not be an issue. Or, they can literally wallow in self-pity and can't even muster anything other than "I played video games and smoked weed for 3 years because I have no coping skills."

It's obviously complicated by his addiction issues and possible mental illness. Those need to be addressed. I'm not attributing his or her entire situation to a failure in character or discipline, but there is a lot that can be done to help their situation.
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TopicDo you have a college degree? If yes, what is it for?
Soviet_Poland
05/10/18 10:11:06 PM
#24
BS in Psychology.
I'm a year away from a medical doctorate.
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TopicWhy is everything a cancer risk these days?
Soviet_Poland
05/10/18 10:06:22 PM
#11
New screening guidelines come out, which catch cancers that previously went undetected. Great Aunt Marie didn't die of "old age", it was probably a complication of an undiagnosed cancer or chronic illness. Incidence might seem like it's going up when really it's just that we're better at catching it early.

There are more associations that we know of than we did before, which might make it seem like "more things cause cancer." They always did. We just didn't know.

When new treatments come out, people survive with certain cancers for longer periods of time. This necessarily increases prevalence, making it seem more common/wide spread, when it's really just a glitch of how you look at it statistically.

But really, cancer is fundamentally linked with our bodies simply because our cells replicate. Entropy necessarily means that process won't be perfect forever, and when our natural genetic defenses fail, we get uncontrolled growth. And generally speaking, the environment is rough. Wear and tear happens to everything.

If someone lives long enough, with some variation based on their genetics and their environment and how those interplay, on a long enough time line cancer is an inevitability. Most people will experience cancer in their lifetime. That is unless they die from other causes before.
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TopicA guy on r/NEET describes the challenges faced at year 3 of NEETdom
Soviet_Poland
05/10/18 7:46:17 PM
#13
It's not that hard to explain the gap.

-"I've been volunteering at the hospital/food kitchen/animal shelter every week"
-"I've been learning to code/graphic design/write/blog and did online odd-jobs"
-"I've been caretaking a sick family member"

Soft little explanations that are vague enough and don't need to go into super detail that at least implies some sort of productivity during this gap that might explain lack of "traditional" work experience. Should be enough for an entry level position that then can rejuvenate their "hire-ability."

Sure they shouldn't have to lie, and maybe they should have been doing these things instead of sitting around doing nothing, but a lot of this is learned helplessness along with a dose of lack of real role models or examples of functional adults. Comorbid mental illness can impede it too, especially if they don't seek out treatment.
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TopicGuarantee that Deadpool 2 will be better than infinit war
Soviet_Poland
05/09/18 7:44:53 PM
#4
I thought Deadpool was pretty mediocre. Tries too hard to be edgy. Might've been cool if it came out 10 years ago.
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TopicWhat do you wear to jury duty?
Soviet_Poland
05/09/18 7:43:48 PM
#15
I would go business casual.
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TopicI got a surprise bill from the ER
Soviet_Poland
05/09/18 7:37:12 PM
#85
fenderbender321 posted...
Who would bring somebody to a clinic that operated so horribly? I'll go to the clinic across the street, thank you.


You are so naive it's not even funny.
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TopicHumans will probably be extinct or well on our way to it by end of the century
Soviet_Poland
05/09/18 5:54:34 PM
#53
glitteringfairy posted...
I believe it is a natural process that has occurred many times throughout history. I do not believe we are solely responsible or majority responsible


https://xkcd.com/1732/
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TopicHow much do you pay for internet?
Soviet_Poland
05/09/18 5:47:32 PM
#5
TopicI'm starving. Nothing in the fridge.
Soviet_Poland
05/09/18 5:46:07 PM
#4
Cotton_Eye_Joe posted...
Why is Domino's delivery so god damn expensive?


Carry out for 7.99, get off your ass.
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TopicI got a surprise bill from the ER
Soviet_Poland
05/09/18 5:41:13 PM
#78
fenderbender321 posted...
Let the market do it's thing like with other industries so that it can operate efficiently and focus on giving people what they want for their money.


As much as I hate all the rules and regulations since it makes healthcare worker's jobs difficult, a purely capitalistic healthcare system would be pure fucking madness. The level of corner-cutting to increase bottom line for the mega-corporate entities that would spring up. There would be increased complications, worse infection control, poor quality care.

I know you're all about "muh market", but I think you highly underestimate what things for-profit entities would let slip by and it's your life on the line. You know how you stand in line for like 20 minutes to buy a stick of deodorant at the store because there are 10 registers, but only 1 open?

Imagine one nurse staffing an entire floor. One anesthesiologist supervising every OR room. Surgeons double-booking cases. Lab work takes twice the time to get back because they're understaffed. There is a longer wait for imaging. Uncle steve dies in the ED waiting room from a complication of an acute STEMI and grandma patty dies from the tension pneumothorax that was missed while in the PACU because you bought off the McMedicine value menu.
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TopicI got a surprise bill from the ER
Soviet_Poland
05/09/18 5:29:29 PM
#74
clearaflagrantj posted...
half the deaths of bacterial pnuemonia occur in people ages 18-64.


In people with comorbidities like diabetes, COPD, those who are immunosuppressed, etc. And there will be a right-shift in the distribution of that age range. Nevertheless, even if you are healthy, it would be negligent not to work up a presentation like that if you really had a febrile seizure as a young adult.
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TopicI got a surprise bill from the ER
Soviet_Poland
05/09/18 5:24:30 PM
#71
Anyone trying to explain the clusterfuck of healthcare costs in a couple of sentences doesn't quite understand healthcare.

It's a frankenstein of many different arms of competing industries inter-tangled in a web of laws and regulations. If you only have one of two points to bring up as the culprit, you're losing the forest for the trees.
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Topic2018 Network TV Show Cancellations & Renewals
Soviet_Poland
05/07/18 9:35:44 PM
#38
HitTheGroundWal posted...
I honestly don't know if I could make myself watch it again. I loved the medical plots but I hated almost every single character


Then I wouldn't. From a realism standpoint, it's nothing like modern medicine. House's specialty is made up (although that is true in the show universe as well) and his fellows have way too wide of a scope. They also do every little task delegated by nursing and the rest of allied health. His style of practice too is just hella malpractice.

I contend what makes the show good is the psychology of the characters and how they interact with one another. House's manipulation of Cuddy. His abuse of his fellows. His only functional friendship with Wilson, etc.

If the characters annoy you, the medicine is kind of exaggerated. It's meant to be more of a backdrop.
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Topic2018 Network TV Show Cancellations & Renewals
Soviet_Poland
05/07/18 9:05:19 PM
#34
I thought The Night Shift got cancelled a while ago, like last year. It was pretty bad though. I just have a guilty pleasure for shitty medical dramas. The Good Doctor is absolute ass and has achieved meme-status on med student forums. The Resident is alright. It's pretty over the top as well, but intermittently gets some things exceptionally right.

I don't think anything will ever dethrone Scrubs. House is an honorary mention. Never saw Grey's and ER was before my time.
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TopicHave you read Aion: Researches into the Phenomenology of the Self by Carl Jung?
Soviet_Poland
05/07/18 8:58:52 PM
#3
Freudian era psychology is a bunch of bullshit. Bunch of coked out pseudo-intellectuals ignoring Karl Popper and falsifiability with regards to the scientific method.

Carl Jung was looking for ways to link psychoanalytic theory with alchemy...lmao.

If you want to treat it as philosophical work, go for it, but really most work from the psychoanalytic era is just early 1900s shitposting.
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TopicA million for every inch you take off your erect penis
Soviet_Poland
05/02/18 7:51:53 PM
#26
Kitt posted...
This question is sexist.


A million dollars for every inch added to size of the clitoris.
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TopicThose who are on my free games list... should I tag monthly for Twitch Prime?
Soviet_Poland
05/02/18 7:49:16 PM
#74
FYI If you have Amazon Prime, you have Twitch Prime
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TopicWhat Are The Big Differences Between Credit Cards And Loans?
Soviet_Poland
04/30/18 8:23:31 PM
#6
Different credit cards are intended for different uses. For example, some cards are 0% APR for a promotional period (usually 12 to 15 months). What this means is that as long as you make the minimum payment, you get charged no interest for those 12 or so months. The advantage of something like this is when you have an unexpected expense and can't afford it upfront, but you know if you budget accordingly, you can pay it off within that time frame. So say you have a medical expense of 2k you weren't expecting. But you can tighten your budget to free up $167 per month and basically put that towards the 2k. You pay it off in full before the period ends and all is well.

The danger comes in if you can't pay it off in time. Once the promotional period ends, whatever APR you qualified for is now the interest rate. So if you negligently charge 2k on a sick ass curved 4k TV and don't do anything but the minimum payments the entire time, suddenly you're now with 1,500 left on a card that charges 15% per month, or $225. That can get dicey to climb out of.

Other cards don't have a promotional 0% period, but have great rewards points. Those cards give you 2-5x cash back, or accumulate airline miles, or otherwise are just really good at charging regular monthly expenses. Charge your groceries, gas, utilities (that allow it) every month on it and pay it off in full. You don't get charged any interest, and you'll get more in points than you would from a debit card. The added incentive is adding an extra layer between your liquid cash/debit account for fraud protection. As long as you don't splurge on things you can't afford, there is no harm in using them and you only stand to benefit.

Loans are a different story entirely. Usually they are for larger expenses (cars, homes, businesses, education) and are more simple. Borrow a total amount, pay it off over an agreed amount of time, plus interest. The interest is usually more favorable than credit cards (presuming you carry a balance on a credit card). This benefit is moot if you don't carry a balance on a credit card. If you don't have a particular reason for a loan, there is no reason to get one just to have cash on hand since you're paying interest. But, if you need to finance a car or pay for your college, often people don't have any other way.
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TopicStranger Things season 3
Soviet_Poland
04/28/18 6:53:59 PM
#18
As long as they don't go in the direction of S2E7. Fuck that episode.
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TopicWhat do we (humans) know about memory?
Soviet_Poland
04/28/18 6:48:40 PM
#5
Long story short, no, memory is not perfectly indefinitely stored. It's basically circuits that degrade over time if not recalled frequently and can be unreliable to the point of false memories through the power of suggestion or simply your mind essentially bullshitting all the gaps.

Catboy's analogy is good. Think of making a physical copy of a copy. The result ends up just a little shittier, a little harder to read, a little less in quality, etc.

It also can get separated into long vs short term memory, how the latter gets turned into the former, etc. But that gets into too much minutiae. Basically less "file cabinet storage in a specific spot" more like activation of a series of neurons creates a familiar experience, but that combination can be input incorrectly.
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TopicWhole Foods created an unappetizing and racist named Asian-themed restaurant
Soviet_Poland
04/28/18 6:32:17 PM
#43
frozenshock posted...
I mean just being the name of a disease in itself isn't really a problem no?


Yellow fever is infectious.

Coronary artery disease isn't.
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TopicLiberals furious at Whole Foods' 'Yellow Fever' restaurant. Claim it's racist.
Soviet_Poland
04/28/18 6:27:05 PM
#45
0atmealcreampie posted...
How on gods green earth is "Yellow Fever" offensive?


Yellow fever can refer to a mosquito-borne viral illness or a slang term to describe a non-asian's sexual preference or desire for an asian person.

The population the article is referring to are people getting upset at the latter connotation. Mixed in are "justifications" about how naming a restaurant after an infectious illness is....distasteful.

It's like naming a bar Malaria.

At the end of the day, I think it's a pretty benign connotation to name a restaurant for, but I don't blame people for not wanting to eat at a place that references illness, even in a tongue-and-cheek fashion. Businesses are accountable to how the market receives them and it's naive to expect the populace to bend to the intents of the owners.
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TopicNice Guy wants to treat woman like a queen - you won't believe what happens next
Soviet_Poland
04/28/18 6:21:12 PM
#11
REMercsChamp posted...
Is it really that simple?


Yes, actually. The splitting is obvious.
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TopicNice Guy wants to treat woman like a queen - you won't believe what happens next
Soviet_Poland
04/28/18 6:16:21 PM
#7
Nice Guys, aka borderline personality disorder
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TopicI ordered a pizza that was estimated to being here by 16 to 6 minutes ago.
Soviet_Poland
04/28/18 5:26:52 PM
#11
This is why you should carry-out. No need for a tip and you can pick it up fresh out of the oven. Stop being lazy.
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TopicAnyone play Fortnite here? Theres like no Fortnite topics
Soviet_Poland
04/27/18 6:37:12 PM
#54
*glances at the rest of the thread*

So how about those Tilted Towers?
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TopicAnyone play Fortnite here? Theres like no Fortnite topics
Soviet_Poland
04/27/18 4:29:26 PM
#20
I've won a handful of solo and one squad. Still trying to convince some of my friends to try it. It's pretty fun.
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TopicAre millenials who use debit over credit cards low information consumers?
Soviet_Poland
04/27/18 12:20:39 AM
#185
the_cajun88 posted...
Is credit vs. debit cards the new tipping on CE?


As per usual, the whole controversy stems from lack of informed knowledge on the subject.
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TopicDo you usually honk at drivers who make stupid mistakes?
Soviet_Poland
04/27/18 12:16:11 AM
#21
Smallville posted...
what if the guy you honked at is brake checking you etc........ and is looking to start something? do you respond back?


No, make distance with them immediately.
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TopicDo you usually honk at drivers who make stupid mistakes?
Soviet_Poland
04/27/18 12:14:27 AM
#19
If the error made was particularly dangerous, I'll honk after the fact. Sure, I anticipated the danger, but usually they're situations where a less vigilant driver would probably crash. Something like a 4 way stop where I have right of way but part way through my turn left, a car across pulls into the 4 way and blows past their stop sign without stopping to cut me off. Or someone literally swerving halfway into another lane almost continuously as if they were drunk or belligerently texting. Shit like that I'll definitely honk at.

If they try and weasel into my lane on the freeway and there is less than 2 car-lengths between, I usually let it slide. I'd have preferred and would have opened up space if they signaled, but usually it's pretty predictable anyway. I don't really consider it "cutting off" even though some might see it that way. It's not too hard for me to let off the gas and reopen the space.

And it's not like I think every broken rule constitutes dangerous driving. It depends on the road conditions, traffic, and overall context. I honk at shit I genuinely perceive to be dangerous because they need to knock it the fuck off.
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TopicSomeone explain Black Mirror's premise to me
Soviet_Poland
04/27/18 12:04:30 AM
#3
It's an anthology, every episode is different. The premise always revolves around near to far future technology implemented in a very dystopian manner. There is a Twilight Zone / Outer Limits feel to the series, just more modern.

The first episode was kinda meh, but I recommend skipping around and watching the episodes of which the premise sounds interesting to you.
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TopicI checked my credit report for the first time in four years
Soviet_Poland
04/26/18 11:45:01 PM
#19
EpicKingdom_ posted...
How can I check mine? I don't have any, but curious for the future.


credit karma is free
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TopicImagine having credit card debt.
Soviet_Poland
04/26/18 11:42:04 PM
#75
kg88222 posted...
you are in debt. Every time you use your card. So therefore any credit card user is in debt. That isn't an opinion. lol.


That's a really pedantic way of looking at it though when paying off a statement balance in full every month costs you nothing. If someone doesn't charge more money to a credit card than they have in liquid assets in their bank account, the transient debt means literally nothing.

Thinking any sort of debt is automatically bad is a very small-minded way to approach things if the debt is used to make more money than you otherwise could have had.

Like honestly, how do you think any meaningful company made it big? I get that consumer debt is a different beast, but you're exaggerating the amount of people who think it's free money and get into serious trouble, and you have a very exaggerated view of how credit cards fundamentally function. You think there are "hidden fees" everywhere when that's not the case if you have a 6th grade reading level and actually read through your card terms and actually define minimum vs statement vs account balance.
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