Lurker > IdiotMachine

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TopicMy small business disaster loan for my Airbnb got declined.
IdiotMachine
05/28/20 12:21:42 AM
#14
archedsoul posted...
EIDL was changed to $1k per employee because of the demand, which was the advance. You're not owned anything else.
I know, as mentioned in the OP. I wanted the loan.

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TopicMy small business disaster loan for my Airbnb got declined.
IdiotMachine
05/28/20 12:15:05 AM
#12
I Like Toast posted...
Imagine pretending your Airbnb would have 100% occupancy for 8 months straight .

Imagine asking for 8 months of pay when you'll list it prior to that

Imagine thinking airbnb is a business.
You should read the math equation better.

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TopicWho the _____ do you rehome a baby.
IdiotMachine
05/27/20 10:42:01 PM
#5
In July 2016, the couple posted a video titled BIG ANNOUNCEMENT!!! || BABY #4. In the video, they announced that they were aiming to adopt a little boy from China. They added they were even considering adopting another child, from Uganda or Ethiopia, once this adoption went through.

They clearly did this for the views, and didn't see these babies as human beings but rather like pets.

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TopicMy small business disaster loan for my Airbnb got declined.
IdiotMachine
05/27/20 10:13:45 PM
#8
PatrickMahomes posted...
And do you live there and rent out periodically? Or does this property exist for no reason other than to collect airBNB cash?
It's a property we bought last year in preparation to house my in-laws next year (2021). I figured we could rent it out for like a year or so to help costs to renovate the house, to make it nice for my in-laws to live in. My in-laws need financial help as they retire, and giving them their own place to live will be a huge help on them. We figured this is actually cheaper than paying for their retirement home, as we can at least sell the house in a couple decades when they eventually pass away (vs. throwing money away into a retirement home).

I am fortunate enough that my parents do not need any financial help when they retire though, so... but yea, it'll suck, financially, to support my in-laws' housing and eventual nursing requirements, ourselves, and our kid (eventually; don't have one yet).

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TopicMy small business disaster loan for my Airbnb got declined.
IdiotMachine
05/27/20 9:55:13 PM
#4
Zeeak4444 posted...
edit: actually it depends. Are you renting out a room or are you renting out a property?
I am renting out a ~1200sqft house, with 2 bedrooms and 2 bathrooms.

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TopicMy small business disaster loan for my Airbnb got declined.
IdiotMachine
05/27/20 9:21:20 PM
#1
Because of this coronavirus, my Airbnb has been....... well you know, shit. So as soon as the CARES act got passed, I applied for the economic injury disaster loan (EIDL) in the amount of $9,568.80 ($90/day * 30 days in a month * 8 months * 44.3% occupancy rate per month). While the law written allowed for up to $10,000 in advance with no strings attached (with anything above that, you pay back with 0% interest), there were problems disbursing all the money, and the government soon ran out of money.

So instead, the small business administration gave an advance of $1,000/employee filed, up to $10,000, in advance. I got $2,000, since I only have two employees (myself and my wife). Then, after a month of waiting, I got a letter today:

In these unprecedented times, we understand the challenges you are facing. The SBA is making every effort
to support small businesses, which are the backbone of the American economy. Unfortunately, although we
have made every effort to approve your loan request, we are unable to offer you a Economic Injury Disaster
Loan (EIDL) for the reason(s) described below. We are pleased that we were able to give you an EIDL
Advance under this program even though we are unable to make you a loan. We hope the Advance funds
will provide some relief in these difficult circumstances.

Economic injury is not substantiated.

Based on the information you provided in your loan application, we have determined your economic injury
is not substantiated. We made this determination for one of the following two reasons:
1. Your economic injury is less than the amount you received from the EIDL Advance. As a result,
we are unable to substantiate any additional eligibility at this time.
2. The information you submitted does not indicate an economic injury.


What is this bullshit?! Ugh...

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TopicTrump to sign Executive Order "pertaining to social media" tomorrow.
IdiotMachine
05/27/20 6:53:17 PM
#2
lol what a baby

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TopicHow worried are you about reopening the US?
IdiotMachine
05/25/20 8:52:07 PM
#1
Topic.



Bonus question: Do you personally know of a person that had coronavirus?

A coworker that I knew about got coronavirus, and so did his wife and kids. All three of them were quarantined, contact traced within the company, etc... they all came back fine after about 2 weeks. No long lasting effects.

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TopicCan you believe that somewhere out there, right now, a model is being fucked?
IdiotMachine
05/25/20 12:31:45 PM
#1
TopicScenario: Cop pulls you over and notices your face mask in your car...
IdiotMachine
05/24/20 10:22:29 PM
#2
"Okay. So why did you pull me over?"

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TopicSamsung Galaxy S10e good enough?
IdiotMachine
05/24/20 11:37:34 AM
#4
How much are you willing to spend on a new phone?

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TopicHoly Jebus, why are sheds so expensive?!
IdiotMachine
05/24/20 11:35:54 AM
#6
_SrRd_ posted...
Already blew your stimulus check?
Didn't buy anything because of the stimulus check, but rather continued my normal spending. I didn't really need it, since my income didn't change over this pandemic.

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TopicHoly Jebus, why are sheds so expensive?!
IdiotMachine
05/24/20 11:33:34 AM
#4
TopicHoly Jebus, why are sheds so expensive?!
IdiotMachine
05/24/20 11:29:39 AM
#1
I was looking for a small, vertical shed, to attach to the side of my house in my backyard by a concrete patio, so that I don't have to lay down foundation, don't need to get building codes, etc. for a bigger shed off the property, and even these plastic ones cost like $300+!

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TopicI don't like how most Japanese porns end in creampies.
IdiotMachine
05/24/20 11:28:30 AM
#10
action52 posted...
It's easier to film because the male actors don't have to climax
Where's the fun in that?

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TopicI don't like how most Japanese porns end in creampies.
IdiotMachine
05/24/20 10:46:59 AM
#6
Garioshi posted...
Really? Not the screaming?
Well yea, that's also not my favorite either.

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TopicI don't like how most Japanese porns end in creampies.
IdiotMachine
05/24/20 10:11:51 AM
#1
Does nothing for me in porn.

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TopicFF7: Why didn't diamond weapon just move out of the way?
IdiotMachine
05/24/20 9:21:57 AM
#1
[SPOILERS]

Idiot got killed by not moving left or right out of the way from Sister Ray's shot.

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TopicBuying extended warranty for a cheap gas grill?
IdiotMachine
05/22/20 2:55:18 PM
#3
So I bought the warranty and read through the terms. There is no dollar limit, which means I can get "50% off" anything, up to $100/year, for as long as it's preventable maintenance items. There is no list available of what counts; you call them, and tell them, and they approve or reject over the phone, then you send them the paperwork needed; and they will send you a Lowe's gift card for 50% of what you paid.

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TopicWaiting for dryer repair guy to show up btwn 9-11.
IdiotMachine
05/22/20 11:45:28 AM
#13
A guy showed up in a Samsung van. He replaced the sensor in literally 10 minutes and said everything should work.

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TopicExplain to me what house music is.
IdiotMachine
05/22/20 11:20:42 AM
#2
It's just music you listen to when you're home through your whole-house speaker system.

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TopicUgh Papa John's messed up my order
IdiotMachine
05/22/20 11:20:08 AM
#5
Of all the major national pizza chains, including Little Ceasars' $5 pizzas, Papa John's is really bad.

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TopicWaiting for dryer repair guy to show up btwn 9-11.
IdiotMachine
05/22/20 11:14:14 AM
#11
littlebro07 posted...
Did she sound hot
Honestly, no. She did not.

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TopicWaiting for dryer repair guy to show up btwn 9-11.
IdiotMachine
05/22/20 10:53:46 AM
#9
Tech called me just now. It's a woman. She said she'll be here in about 40 minutes.

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TopicWaiting for dryer repair guy to show up btwn 9-11.
IdiotMachine
05/22/20 10:52:33 AM
#8
__starsnostars posted...
That's between 9am and 11pm. You may be waiting awhile.
9am to 11am. Just 8 minutes to go...

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TopicWaiting for dryer repair guy to show up btwn 9-11.
IdiotMachine
05/22/20 10:37:50 AM
#5
Lonestar2000 posted...
This is why you do your own maintenance.
Sure if it's not under warranty. This Samsung dryer is still under its 1 year warranty period, and it's not drying clothes within a reasonable time anymore. It takes literally 3 hours or more to dry a load of laundry.

Obviously checked the simple stuff (cleaned lint collector, checked dryer vent).

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TopicCleaning out the fridge. Getting rid of old stuff and rearranging. Hate doing it
IdiotMachine
05/22/20 10:31:25 AM
#2
So stop buying shit before you finish other shit.

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TopicWaiting for dryer repair guy to show up btwn 9-11.
IdiotMachine
05/22/20 10:29:10 AM
#1
Been up and ready for this guy, sitting at my breakfast table, since 9am. It's 10:30; where is this fucker?

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TopicUhhh how legit is this Red Dead Redemption 2 sale listing?
IdiotMachine
05/22/20 10:18:11 AM
#4
It's fake. The seller has 71 feedback, yet sold over 150 of these games? Yea, nope. The seller is probably just a normal guy using ebay for small things, and then got hacked.

If you look at the seller's profile, the last time (s)he got feedback was between 6-12 months ago. Nothing recent.

Stay away.

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TopicBiden just lost the nomination.
IdiotMachine
05/22/20 10:16:47 AM
#30
Why do black people love Biden? Is it because of Obama?

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TopicMicrosoft bought SwiftKey?
IdiotMachine
05/22/20 10:14:39 AM
#3
Wiki says:
In February 2016, SwiftKey was purchased by Microsoft, for $250 million.

Oh nevermind. I wonder why now are they rebranding.

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TopicMicrosoft bought SwiftKey?
IdiotMachine
05/22/20 9:59:45 AM
#1
I see Microsoft branding already literally on the keyboard. Wow... It's all going to go to shit soon, huh?

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TopicWhat's so wrong in requiring an ID to vote?
IdiotMachine
05/22/20 1:02:57 AM
#6
iPhone_7 posted...
Theres nothing wrong, lets do it. Also lets make it easier and free of charge.
Agreed. I think it's okay to charge for driver's license (since it's a privelege), but standard photo ID should be free or very little cost (<$20).

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TopicWhat's so wrong in requiring an ID to vote?
IdiotMachine
05/22/20 12:56:29 AM
#1
Who doesn't have an ID?

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TopicBuying extended warranty for a cheap gas grill?
IdiotMachine
05/21/20 8:23:46 PM
#2
I also never cooked with a gas grill before. What do I need, just a propane tank, right?

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TopicBuying extended warranty for a cheap gas grill?
IdiotMachine
05/21/20 8:07:50 PM
#1
I have a Weber charcoal grill, and am getting sort of sick of using charcoal. Lowe's is having a pretty good deal on a 6-burner, 48k BTU (or 87 BTU/sqin) propane grill for $189:
https://www.lowes.com/pd/Char-Broil-Performance-Black-and-Stainless-6-Burner-Liquid-Propane-Gas-Grill-with-1-Side-Burner/1001462460

I know these cheaper grills will tend to rust out and have pretty poor burner life. Lowe's is offering a 2-year extended warranty for $30. I think it's a no brainer because they are also offering 50% reimbursement of preventative maintenance, up to $100/year. I'm definitely going to buy a cover for this, and a cover will cost about $40; so they will pay me back $20 already, making the warranty just $10.

What's the catch here...? Why would I not buy this extended warranty?

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TopicHow would you feel if your daughter did gangbang porn?
IdiotMachine
05/21/20 4:46:48 PM
#9
Sad_Face posted...
This topic reminds me of this case where a former Goldman Sachs CEO went through hoops and hoops to buy the rights to his daughter's gangbang (facial abuse) porn videos to wipe it off the internet. Streisand Effect went into play and it just garnered more attention. The attention got so bad that he and his daughter had to change their last names.

The only reason why I know about this is because everyone pays attention to everything in the business/finance world; the father recently passed away so the story was brought up again. People initially investigated the girl because she was far cuter than the girls who normally show up on those videos, but the father's actions made it much more popular.
Wat

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TopicHow would you feel if your daughter did gangbang porn?
IdiotMachine
05/20/20 6:51:50 PM
#1
Topic.



Bonus question: Would you watch it?

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TopicI agree that it was Revenge P*** now.
IdiotMachine
05/19/20 6:58:44 PM
#201
So.... What happened? Don't want to read 20 pages of posts.

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TopicDespite our military spending, China could wipe us out in 30 minutes
IdiotMachine
05/17/20 9:41:21 PM
#64
KamenRiderBlade posted...
https://en.wikipedia.org/wiki/Columbia-class_submarine

We have a new class of Nuclear Submarines in the works.
I'm aware. It won't enter service for another decade.

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TopicDespite our military spending, China could wipe us out in 30 minutes
IdiotMachine
05/17/20 9:27:16 PM
#61
In all seriousness, while the US have enjoyed decades of military supremacy, and is still technically better equipped than their enemies, Russia and China are catching up quickly and formidably. With Russia's newest nuclear submarines that are equal (some would say better) than the US's Los Angeles or Virginia class submarines and China's numerical advantage (vs technological advantages), the US cannot sit idly by and must act to maintain its top role in being a global superpower.

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TopicEveryone in the world immediately and permanently becomes Black...
IdiotMachine
05/17/20 8:23:54 PM
#2
Where you were born.

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TopicStudents refusing to pay back student loans; thoughts?
IdiotMachine
05/17/20 7:05:17 AM
#1
*Goes to college for "Journalism" and "Social Thought and Political Economy"
*Dropped "Journalism"
*Did not graduate
*One class short and it costs $1,000
*Has $80,000 in student loan, and refuses to pay it back

https://www.cnbc.com/video/

I stopped watching after like 1 minute. Why do people like this think it's okay to not pay back their loans? It's their fault.

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TopicGrilled onions literally can go good on anything.
IdiotMachine
05/16/20 11:29:29 AM
#11
Pancakes and grilled onion

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TopicYR: Trolling reduces your credit score.
IdiotMachine
05/15/20 9:38:59 PM
#3
Is this China?

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TopicSpace Force should be a division under the Navy.
IdiotMachine
05/15/20 7:11:41 PM
#12
Hexenherz posted...
The Navy? Not so much.
How so?

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TopicSpace Force should be a division under the Navy.
IdiotMachine
05/15/20 6:52:59 PM
#1
Popular media always has space vehicles classified under the Navy terminologies. Hell, marines are still a thing in these futuristic shows/movies/games.

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TopicAnyone ever buy a plane before?
IdiotMachine
05/13/20 4:19:06 PM
#6
yemmy posted...
Yeah I got a gulfstream right outside

Who hasn't bought a plane yet it's 2020 try not being poor
The plane I'm looking at is like a price of a car brah...

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