I lived in a first-floor apartment in a low-lying area of Hawaii...it was horrible sometimes. One time I was sent from work to the hospital due to a nasty attack from a giant centipede while I was sleep. I smashed it, but the rash was kinda gross. Another time one crawled into my roommate's A/C unit...it was a mess, but a death for one of those disgusting creatures was worth it.
I try to be zen about living creatures, but stuff like mosquitoes, cockroaches, and centipedes are just things I need to kill when I see.
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