One thing you should note about Tor before voting here. His fight against Iji was extremely atypical. He agreed to a fair deathmatch against her due to guilt over wiping out her entire planet. He doesn't normally act like that, just look at when he fought Hel Sarie. She starts flying into combat, he phantom hammers her from halfway across the planet. He would have no qualms staying at range in this fight if he had to, I'm fairly sure. At the very least he wouldn't stick around if he was close to losing.
But really, I can't see Zero reflecting the charge shots, and there's no way in hell he'd survive the hammer. Tor's weapons pack quite a punch as well, and he's smart with them. He uses the more effective ones more often (in gameplay, the more he hits you with a weapon, the more he uses it). Not to mention he's one hell of a tank. Assuming Zero's charged buster shots are as strong as a plasma rifle from Iji, he'd have to land 400 shots to take Tor down. I mean hell, look at one of the weapons in Iji. A railgun that fires thousands of rounds per second. And there's no way in hell you'd beat Tor with that alone >_>.
Plus, Maximum charge Tor summons skysmashers quite often. Those things are very hard to hit, and pretty tough.
Anyways, Tor
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http://sandbox.yoyogames.com/games/184947-b8bn