LogFAQs > #984130748

Enclave posted...

When talking to insurance they were trying to see if I shared blame, I pointed out that I had time to stop without hitting the person in front of me and the insurance agent chuckled and agreed.

Interesting that they would even ask that. Around here, if someone rear-ends someone else they are automatically assumed to be at fault unless they can prove that there were extenuating circumstances (e.g. someone made a sudden turn or unsafe lane change and cut them off). It's written right into our driving laws that you must always leave enough space in front of you so that you can safely come to a stop if something happens on the road in front of you that requires you to brake suddenly (generally 2-3 seconds at city speeds, 4-6 seconds at highway speeds, unless poor road conditions would necessitate a larger gap).