LogFAQs > #878525747

Smarkil posted...

InfestedAdam posted...

That's the thing though, we never know if/when we will get into a car accident or the extent of the damage. I'll agree it's one big gamble/lottery system but some folks might not be able to pay for these catastrophic incident and I am not sure if some folks want to "win" this gamble/lottery and end up having to "cash-in".

Nowadays cars have almost too much tech in them. If someone rear-end me it won't be just some hundreds to replace the bumper but probably some thousand or so for the bumper and sensors inside the bumper and this is just for a simple fender bender.

That's the other thing. Cars should theoretically be getting safer. And once self-driving cars become a thing, are those people still going to be charged insurance on them because they own and operate the car? Will it be at the same rate as non-self driving car owners?

My car has automated lane assist and cruise control. Which means I set it on the freeway and it will keep me in the lanes and automatically brake/speed up when necessary. It also has collision detection and automatic braking. Should I be paying the same amount in insurance as a car that is identical in cost to mine but doesn't have that safety feature?

Self-driving cars are not 100% error-proof. It was either last year or 2015, a guy was riding one and due to a freak error, it ended up smashing into the underside of the trailer of an 18-wheeler, killing him.
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