LogFAQs > #929066520

At a glance it seems the only major difference is the store card has 5% cashback while Visa credit card has 3% cash back. Store card offers 0% interest payment plans for certain tiers of spending while the Visa credit card varies on whether or not such promotion exist. Store card is done through Synchrony while the Visa credit card is done through Chase.

The store card seems ideal for those large purchases if you do not want to drop a massive payment all at once but at the same time that seems like a dangerous approach as it could lead to careless spending.

If you have both cards, what is your reason to obtain both?

Comments are appreciated,

Thank you
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