LogFAQs > #986436096

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Topic	ignorant financial question: is 682 a good credit score?
MC_BatCommander 09/16/25 6:35:20 PM #30:	Dungeater posted... do i need one though? like it seems like there'd be no benefit for me Depends on what you want. A good credit card can basically give you free money, if used properly and paid in full every month to avoid interest. I use a CC for all of my purchases and have accrued a few thousand dollars in rewards points that I'll be using for a big trip next year. They're also much better for fraud protection, if your CC is compromised no actual money is taken out of your bank account. --- The Legend is True! <cite>MC_BatCommander posted [p:986436096] in ignorant f... [t:81042216]...</cite> <quote>Dungeater posted... </cite><quote>do i need one though? like it seems like there'd be no benefit for me</quote>Depends on what you want.A good credit card can basically give you free money, if used properly and paid in full every month to avoid interest. I use a CC for all of my purchases and have accrued a few thousand dollars in rewards points that I'll be using for a big trip next year.They're also much better for fraud protection, if your CC is compromised no actual money is taken out of your bank account. --- The Legend is True!</quote> ... Copied to Clipboard!
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