Poll of the Day > Just made the last payment on my car

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Mead 04/27/17 8:44:44 AM #1:	Bought it new back in 2011 and now it is officially mine Now I can take it on some sweet dirt ramps --- https://en.wikipedia.org/wiki/Mead "because I like to troll" -yourDaddie <cite>Mead posted [p:877996022] in Just made ... [t:75284386]...</cite> <quote>Bought it new back in 2011 and now it is officially mine Now I can take it on some sweet dirt ramps</quote> ... Copied to Clipboard!
Firewood18 04/27/17 9:03:52 AM #2:	Are you going to reduce your insurance coverage on it to save a bit of money? Now that there isn't a lien on it you don't need full comprehensive. --- Nobody is perfect. Well, one guy was but we killed him. <cite>Firewood18 posted [p:877996665] in Just made ... [t:75284386]...</cite> <quote>Are you going to reduce your insurance coverage on it to save a bit of money? Now that there isn't a lien on it you don't need full comprehensive.</quote> ... Copied to Clipboard!
Junpeiclover 04/27/17 9:04:40 AM #3:	Firewood18 posted... Are you going to reduce your insurance coverage on it to save a bit of money? Now that there isn't a lien on it you don't need full comprehensive. Oh my this Must be lovely --- Drunk people run stop signs, high people wait for them to turn green <cite>Junpeiclover posted [p:877996690] in Just made ... [t:75284386]...</cite> <quote><cite>Firewood18 posted...</cite> <quote>Are you going to reduce your insurance coverage on it to save a bit of money? Now that there isn't a lien on it you don't need full comprehensive.</quote> Oh my this Must be lovely</quote> ... Copied to Clipboard!
Mead 04/27/17 9:29:11 AM #4:	Firewood18 posted... Are you going to reduce your insurance coverage on it to save a bit of money? Now that there isn't a lien on it you don't need full comprehensive. I will now thanks to this knowledge ty --- https://en.wikipedia.org/wiki/Mead "because I like to troll" -yourDaddie <cite>Mead posted [p:877997676] in Just made ... [t:75284386]...</cite> <quote><cite>Firewood18 posted...</cite> <quote>Are you going to reduce your insurance coverage on it to save a bit of money? Now that there isn't a lien on it you don't need full comprehensive.</quote> I will now thanks to this knowledge ty</quote> ... Copied to Clipboard!
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Jen0125 04/27/17 10:22:00 AM #6:	Mead posted... Firewood18 posted... Are you going to reduce your insurance coverage on it to save a bit of money? Now that there isn't a lien on it you don't need full comprehensive. I will now thanks to this knowledge ty Why would you want to remove comprehensive and/or collision coverage now that you own it outright? Seems kinda silly. --- http://i.imgur.com/4ihiyS2.jpg "I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429 <cite>Jen0125 posted [p:878000168] in Just made ... [t:75284386]...</cite> <quote><cite>Mead posted...</cite> <quote><cite>Firewood18 posted...</cite> <quote>Are you going to reduce your insurance coverage on it to save a bit of money? Now that there isn't a lien on it you don't need full comprehensive.</quote> I will now thanks to this knowledge ty</quote> Why would you want to remove comprehensive and/or collision coverage now that you own it outright? Seems kinda silly.</quote> ... Copied to Clipboard!
Junpeiclover 04/27/17 10:33:17 AM #7:	Jen0125 posted... Why would you want to remove comprehensive and/or collision coverage now that you own it outright? Seems kinda silly. Firewood18 posted... to save a bit of money? --- Drunk people run stop signs, high people wait for them to turn green <cite>Junpeiclover posted [p:878000780] in Just made ... [t:75284386]...</cite> <quote><cite>Jen0125 posted...</cite> <quote>Why would you want to remove comprehensive and/or collision coverage now that you own it outright? Seems kinda silly. </quote> <cite>Firewood18 posted...</cite> <quote>to save a bit of money?</quote></quote> ... Copied to Clipboard!
Alexandra_Trent 04/27/17 10:49:19 AM #8:	Junpeiclover posted... Jen0125 posted... Why would you want to remove comprehensive and/or collision coverage now that you own it outright? Seems kinda silly. Firewood18 posted... to save a bit of money? But when the unthinkable happens....wouldn't it be more expensive and bothersome to fix it when such an accident occurs? I suppose it boils down to how much risk a person is willing to take. --- "Ladies don't start fights, but they can finish them." -Marie, Aristocats <cite>Alexandra_Trent posted [p:878001603] in Just made ... [t:75284386]...</cite> <quote><cite>Junpeiclover posted...</cite> <quote><cite>Jen0125 posted...</cite> <quote>Why would you want to remove comprehensive and/or collision coverage now that you own it outright? Seems kinda silly. </quote> <cite>Firewood18 posted...</cite> <quote>to save a bit of money?</quote></quote> But when the unthinkable happens....wouldn't it be more expensive and bothersome to fix it when such an accident occurs? I suppose it boils down to how much risk a person is willing to take.</quote> ... Copied to Clipboard!
Jen0125 04/27/17 10:49:55 AM #9:	Junpeiclover posted... Jen0125 posted... Why would you want to remove comprehensive and/or collision coverage now that you own it outright? Seems kinda silly. Firewood18 posted... to save a bit of money? Unless your car is totaled --- http://i.imgur.com/4ihiyS2.jpg "I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429 <cite>Jen0125 posted [p:878001640] in Just made ... [t:75284386]...</cite> <quote><cite>Junpeiclover posted...</cite> <quote><cite>Jen0125 posted...</cite> <quote>Why would you want to remove comprehensive and/or collision coverage now that you own it outright? Seems kinda silly. </quote> <cite>Firewood18 posted...</cite> <quote>to save a bit of money?</quote></quote> Unless your car is totaled</quote> ... Copied to Clipboard!
Junpeiclover 04/27/17 10:53:05 AM #10:	Alexandra_Trent posted... I suppose it boils down to how much risk a person is willing to take. that is exactly the case and why there are varying levels of insurance to buy --- Drunk people run stop signs, high people wait for them to turn green <cite>Junpeiclover posted [p:878001818] in Just made ... [t:75284386]...</cite> <quote><cite>Alexandra_Trent posted...</cite> <quote>I suppose it boils down to how much risk a person is willing to take. </quote> that is exactly the case and why there are varying levels of insurance to buy</quote> ... Copied to Clipboard!
wolfy42 04/27/17 10:58:48 AM #11:	Remember to contact your lien holder and get the title of your car. I'm going through that right now with my bank. We paid off our avalon in like 2005, but never contacted them to get the lien removed/title, and I need to do that now to register it in WA (but tracking it down from so long ago is taking the bank time). Also compare the value of your car, to the deductable you have on your insurance. A 2011 car is probably worth a decent amount still, but you can have 2500$ deductables on your insurance, which means if your car isn't totally destroyed you might not actually get much (not tomention rates going up etc). Sometimes it's best just to get the minimum insurance for your state (and not even uninsured drivers coverage). If your car is totalled and you can replace it for 5k or less at this point. Difference can be pretty significant. My BMW for instance was about 80$ a month, but the new car I got (2005 Saturn), is 34$ a month. Value of the Saturn is about 3-4k....so even if it got totaled it makes more sense to replace it vs filing an insurance claim. Same is true of my Avalon (3.5k or so value). Congrats on not having anymore payments!!! --- Proud member of the Arv The Great is great fan club!!! Join today by putting it in your sig. <cite>wolfy42 posted [p:878002108] in Just made ... [t:75284386]...</cite> <quote>Remember to contact your lien holder and get the title of your car. I'm going through that right now with my bank. We paid off our avalon in like 2005, but never contacted them to get the lien removed/title, and I need to do that now to register it in WA (but tracking it down from so long ago is taking the bank time). Also compare the value of your car, to the deductable you have on your insurance. A 2011 car is probably worth a decent amount still, but you can have 2500$ deductables on your insurance, which means if your car isn't totally destroyed you might not actually get much (not tomention rates going up etc). Sometimes it's best just to get the minimum insurance for your state (and not even uninsured drivers coverage). If your car is totalled and you can replace it for 5k or less at this point. Difference can be pretty significant. My BMW for instance was about 80$ a month, but the new car I got (2005 Saturn), is 34$ a month. Value of the Saturn is about 3-4k....so even if it got totaled it makes more sense to replace it vs filing an insurance claim. Same is true of my Avalon (3.5k or so value). Congrats on not having anymore payments!!!</quote> ... Copied to Clipboard!
Mead 04/27/17 2:32:22 PM #12:	Jen0125 posted... Mead posted... Firewood18 posted... Are you going to reduce your insurance coverage on it to save a bit of money? Now that there isn't a lien on it you don't need full comprehensive. I will now thanks to this knowledge ty Why would you want to remove comprehensive and/or collision coverage now that you own it outright? Seems kinda silly. Don't worry my wife set me straight She gave me the old "what are you an idiot?" look when I proudly announced my plan --- https://en.wikipedia.org/wiki/Mead "because I like to troll" -yourDaddie <cite>Mead posted [p:878014774] in Just made ... [t:75284386]...</cite> <quote><cite>Jen0125 posted...</cite> <quote><cite>Mead posted...</cite> <quote><cite>Firewood18 posted...</cite> <quote>Are you going to reduce your insurance coverage on it to save a bit of money? Now that there isn't a lien on it you don't need full comprehensive.</quote> I will now thanks to this knowledge ty</quote> Why would you want to remove comprehensive and/or collision coverage now that you own it outright? Seems kinda silly.</quote> Don't worry my wife set me straight She gave me the old "what are you an idiot?" look when I proudly announced my plan</quote> ... Copied to Clipboard!
Junpeiclover 04/27/17 2:47:58 PM #13:	Mead posted... She gave me the old "what are you an idiot?" look when I proudly announced my plan but it's so old! Even if it was totaled how much would you even get back? I never had comprehensive coverage and when my car was totaled my 98 civ was worth 2k, and that's how much I got back --- Drunk people run stop signs, high people wait for them to turn green <cite>Junpeiclover posted [p:878015742] in Just made ... [t:75284386]...</cite> <quote><cite>Mead posted...</cite> <quote>She gave me the old "what are you an idiot?" look when I proudly announced my plan </quote> but it's so old! Even if it was totaled how much would you even get back? I never had comprehensive coverage and when my car was totaled my 98 civ was worth 2k, and that's how much I got back</quote> ... Copied to Clipboard!
Mead 04/27/17 2:53:38 PM #14:	Junpeiclover posted... Mead posted... She gave me the old "what are you an idiot?" look when I proudly announced my plan but it's so old! Even if it was totaled how much would you even get back? I never had comprehensive coverage and when my car was totaled my 98 civ was worth 2k, and that's how much I got back Our insurance is pretty low as it is though It wouldn't make much of a difference --- https://en.wikipedia.org/wiki/Mead "because I like to troll" -yourDaddie <cite>Mead posted [p:878016110] in Just made ... [t:75284386]...</cite> <quote><cite>Junpeiclover posted...</cite> <quote><cite>Mead posted...</cite> <quote>She gave me the old "what are you an idiot?" look when I proudly announced my plan </quote> but it's so old! Even if it was totaled how much would you even get back? I never had comprehensive coverage and when my car was totaled my 98 civ was worth 2k, and that's how much I got back</quote> Our insurance is pretty low as it is though It wouldn't make much of a difference</quote> ... Copied to Clipboard!
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Poll of the Day > Just made the last payment on my car (+) Yeah! (+)

Poll of the Day > Just made the last payment on my car