Jesus I was like, 300,000 pix short of my final debt payment with like three days to go, but I got lucky and the price of all weapons and armor was increased for like two days straight and I had to abuse a ridiculous scheme where I bought all the most expensive weapons/armor from the guild and resell them at like 180%. I ended with like 505,000. Christ that was a brutal difficulty wall, I have no idea how that's supposed to be possible without having an exact battle plan from day 1, which I don't have when it's my first time playing.
Really cool game. I liked that there's an actual deadline, you can't just f*** around, and all your items and weapons are also your stock, so there's a lot of different opportunity costs to balance, and you have to figure out the game's mechanics within a pretty punishing amount of time. I don't really think I've played an RPG like that, where you can't just level up at your own pace and you can f*** up the whole game with poor decisions. I just wish the game had been a little bit more clear from the get-go that selling stuff at 100%-105% is the way to go, not 130% like it suggests.
Oh I know there's still like tons of s*** to do now that I don't have to worry about debt and actually can play at whatever pace I feel like now. I mean I barely even got into the dungeons at all - there's just not enough time. It's important to go into the dungeons at least a few times to build up your stock and get some ingredients but the fact that it takes a whole day to bring back just 20-25 items (I couldn't level up higher than this) is really a pain. And I haven't even recruited half the cast, either, or taken anyone but Louie into a dungeon. And I've barely touched some of the more luxury things like carpets and walls, though I did buy one store expansion and one vending machine. And don't get me started on all the stuff I haven't fused yet. So many ?s to fill out.
I am convinced Tear is actually evil and wants you to fail, which is why she gives bad advice. She is a loan-shark, and those aren't exactly known for being nice people / fairies.
I was entirely prepared to fail until I had that incredible windfall where I was able to sell everything at crazy prices. It's kind of silly, when the prices on something go up it's not that much more expensive to go buy it from the market/guild but you can sell it at a ridiculous value. But then the same isn't true for items when the prices go down, I never sell blue items unless someone specifically asks (and only to keep them happy and keep a chain going).
Oh man. I was a few days away from having to pay the final amount, and I was thinking I might not make it. If I did make it, it was going to be just barely.
Then all of a sudden
"OLD MEN HAVE COME IN GREAT NUMBERS TO LOOK FOR HOLY THINGS!!"
That was absolutely ridiculous. Especially since some of the "holy" stuff was increased in price so I could sell it for 200%. I was not expecting that.
-- Ginhyun 'Cause tramps like us, baby we were born to run
I think, to pay off the debts in time, it's absolutely crucial that you abuse price increases as much as possible. Sell normal stuff for 100-105% to make people happy and increase their budgets, and then when expensive stuff goes up in price, gouge them. I'm not sure it's possible to make that 500,000 pix payment if you don't make good use of a price increase.
Well, the thing about the Old Man stampede is, a lot of the most expensive stuff you can buy after getting the first item upgrade is considered "holy" (silver items, for example). So I wasn't even trying to take advantage of the boom.
-- Ginhyun 'Cause tramps like us, baby we were born to run
I think my merchant level was only like 18 when I beat the game, because I learned too late that you want to sell stuff for 100-105% to get nearpin bonuses and that you want to absolutely never haggle ever and make every single customer happy to get crazy exp bonuses.