Current Events > Because of Obamacare, Iowa might no longer have any individual health insurance

(+) Yeah! (+)

Purely because the last insurance company there is likely to pull out of Iowa as a market.

https://www.usatoday.com/story/news/nation-now/2017/05/03/iowa-health-insurers-obamacare/309955001/

Aetna and BCBS have already pulled out of Iowa. People have been shitting on the GOP for the law they're trying to pass, with people like @Antifar calling the GOP's move "violence" and claiming that people are going to die as a result. And yet it seems that this is already happening because of Obamacare. People are losing access to health insurance because the biggest providers are leaving the markets since they can't afford to stay in them.

So this makes me wonder if the people bashing the GOP are just playing into bipartisan politics bullshit, or if they really believe what they're saying about how people will lose coverage and die, etc. Even though Obama's laws are achieving that and will continue to achieve that the longer those laws are in effect. This is just the start of a crumbling market, folks.
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This AHCA sucks right now but so does Obamacare

We should see what the final law is when it gets through the Senate before we complain.
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meingott posted...

So this makes me wonder if the people bashing the GOP are just playing into bipartisan politics bullshit

Like 60 votes to repeal the ACA, wiith a 0% chance of success, without a replacement, just so each new Congressman can tout, "I voted to repeal Obamacare"

And you want to whine about partisan politics?
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Article is saying they're pulling out because Obamacare might be replaced, for anyone too lazy to read.

Lets not feed proudclad thanks.

meingott posted...

Purely because the last insurance company there is likely to pull out of Iowa as a market.

https://www.usatoday.com/story/news/nation-now/2017/05/03/iowa-health-insurers-obamacare/309955001/

Aetna and BCBS have already pulled out of Iowa. People have been shitting on the GOP for the law they're trying to pass, with people like @Antifar calling the GOP's move "violence" and claiming that people are going to die as a result. And yet it seems that this is already happening because of Obamacare. People are losing access to health insurance because the biggest providers are leaving the markets since they can't afford to stay in them.

So this makes me wonder if the people bashing the GOP are just playing into bipartisan politics bullshit, or if they really believe what they're saying about how people will lose coverage and die, etc. Even though Obama's laws are achieving that and will continue to achieve that the longer those laws are in effect. This is just the start of a crumbling market, folks.

It should be provided by the government. The ACA is a bullshit band-aid fix to the broken private insurance model which shouldn't exist in the first place.
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Broseph_Stalin posted...

Article is saying they're pulling out because Obamacare might be replaced, for anyone too lazy to read.

Lets not feed proudclad thanks.

http://www.desmoinesregister.com/story/news/health/2017/04/03/wellmark-halt-sales-individual-health-insurance-policies/99994906/

"Forsyth said the overall problem is too few healthy, young consumers are buying health insurance. That drives up costs, because the pool of customers is filled with older Iowans with chronic, expensive health problems. “You’ve got to get those healthy people in the pool to make this work,” he said."

http://www.desmoinesregister.com/story/news/health/2017/04/06/aetna-stop-selling-iowans-individual-health-insurance-plans/100121700/

"An Aetna spokesman said in a statement that the decision was “a result of financial risk and an uncertain outlook for the marketplace.”

https://www.usatoday.com/story/news/nation-now/2017/05/03/iowa-health-insurers-obamacare/309955001/

"Medica is a relatively small carrier, which faced a daunting prospect in Iowa after Aetna and Wellmark announced they would no longer sell individual health insurance plans here. The two large carriers said they’d lost tens of millions of dollars on the policies, largely because they covered too many older Iowans with chronic health problems and not enough young, healthy people. If Medica remains in the market, it could face the prospect of shouldering all of that risk by itself."

It's literally because of Obamacare.
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ChromaticAngel posted...

meingott posted...

Purely because the last insurance company there is likely to pull out of Iowa as a market.

https://www.usatoday.com/story/news/nation-now/2017/05/03/iowa-health-insurers-obamacare/309955001/

Aetna and BCBS have already pulled out of Iowa. People have been shitting on the GOP for the law they're trying to pass, with people like @Antifar calling the GOP's move "violence" and claiming that people are going to die as a result. And yet it seems that this is already happening because of Obamacare. People are losing access to health insurance because the biggest providers are leaving the markets since they can't afford to stay in them.

So this makes me wonder if the people bashing the GOP are just playing into bipartisan politics bullshit, or if they really believe what they're saying about how people will lose coverage and die, etc. Even though Obama's laws are achieving that and will continue to achieve that the longer those laws are in effect. This is just the start of a crumbling market, folks.

It should be provided by the government. The ACA is a bullshit band-aid fix to the broken private insurance model which shouldn't exist in the first place.

If Canada and other countries are any indication, the private insurance model needs to exist.
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meingott posted...

"An Aetna spokesman said in a statement that the decision was “a result of financial risk and an uncertain outlook for the marketplace.”

ding ding ding

Broseph_Stalin posted...

meingott posted...

"An Aetna spokesman said in a statement that the decision was “a result of financial risk and an uncertain outlook for the marketplace.”

ding ding ding

thanks for proving that you're illiterate and dishonest as fuck
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meingott posted...

thanks for proving that you're illiterate and dishonest as fuck

- proudclad

Broseph_Stalin posted...

meingott posted...

thanks for proving that you're illiterate and dishonest as fuck

- proudclad

- Broshep_Stalin
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I already made this topic, try to keep up:
https://www.gamefaqs.com/boards/400-current-events/75307895

The failures of Obamacare are what make the horrors of the GOP plan possible. They would not have the power to do what they are doing if not for the dissatisfaction many have with the ACA. People die because Obamacare doesn't approach universal coverage. More people will die because the AHCA manages to be worse.
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meingott posted...

"Forsyth said the overall problem is too few healthy, young consumers are buying health insurance. That drives up costs, because the pool of customers is filled with older Iowans with chronic, expensive health problems. “You’ve got to get those healthy people in the pool to make this work,” he said."

So what do you suggest Proudy?
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meingott posted...

thanks for proving that you're illiterate and dishonest as fuck

meingott posted...

uncertain outlook for the marketplace.

meingott posted...

uncertain outlook.

meingott posted...

uncertain outlook.

Shut the hell up

i wonder if by uncertain outlook they're talking about the bill that's existed for the last 8 years or the GOPs attempt to dismantle it without any viable alternative

it is a mystery

All three sources literally talk about the cost of doing business, and how the uncertainty is related to the profitability of the market and the risk of too few healthy people signing up. You literally cannot exaggerate how dishonest some of you are.
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meingott posted...

You literally cannot exaggerate how dishonest some of you are.

- proudclad

Antifar posted...

I already made this topic, try to keep up:
https://www.gamefaqs.com/boards/400-current-events/75307895

The failures of Obamacare are what make the horrors of the GOP plan possible. They would not have the power to do what they are doing if not for the dissatisfaction many have with the ACA. People die because Obamacare doesn't approach universal coverage. More people will die because the AHCA manages to be worse.

Remember when you supported Obamacare? I remember those times. A bunch of CEmen were shitposting about how anyone against "affordable healthcare" was a monster lmfao. Yall were literally saying that shit in defense of Obamacare. As if it's affordable or healthcare.
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Broseph_Stalin posted...

meingott posted...

You literally cannot exaggerate how dishonest some of you are.

- proudclad

- Broseph_Stalin
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meingott posted...

Remember when you supported Obamacare? I remember those times

When was that? I support as opposed to the GOP alternative, but no more.
meingott posted...

A bunch of CEmen were shitposting about how anyone against "affordable healthcare" was a monster lmfao.

And to be clear, it had its successes
http://www.marketwatch.com/story/obamacare-helped-make-a-50-dent-in-personal-bankruptcies-2017-05-03
If you oppose that in favor of the status quo ante, I don't know what to say to you.
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meingott posted...

All three sources literally talk about the cost of doing business, and how the uncertainty is related to the profitability of the market and the risk of too few healthy people signing up. You literally cannot exaggerate how dishonest some of you are.

Yes, but this plan wouldn't help with any of that except by kicking off people who are less healthy and cost more. The high risk pool funding is very inadequate. It would ever cause employer sponsored insurance to be more costly by potentially allowing large employers to opt out of lifetime caps and yearly out of pocket limits

It would make things better for a few people, but many more would lose coverage. The people who benefit are primarily rich.
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Antifar posted...

meingott posted...

Remember when you supported Obamacare? I remember those times

When was that? I support as opposed to the GOP alternative, but no more.
meingott posted...

A bunch of CEmen were shitposting about how anyone against "affordable healthcare" was a monster lmfao.

And to be clear, it had its successes
http://www.marketwatch.com/story/obamacare-helped-make-a-50-dent-in-personal-bankruptcies-2017-05-03

Back when every Democrat on CE was defending Obamacare and bashing its opponents lmao
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Balrog0 posted...

meingott posted...

All three sources literally talk about the cost of doing business, and how the uncertainty is related to the profitability of the market and the risk of too few healthy people signing up. You literally cannot exaggerate how dishonest some of you are.

Yes, but this plan wouldn't help with any of that except by kicking off people who are less healthy and cost more. The high risk pool funding is very inadequate. It would ever cause employer sponsored insurance to be more costly by potentially allowing large employers to opt out of lifetime caps and yearly out of pocket limits

It would make things better for a few people, but many more would lose coverage. The people who benefit are primarily rich.

We'll see what happens. I don't disagree that it's a stupid approach all around, but there's a certain amount of hypocrisy coming in from people who are bashing it this much without pausing at all to think about their own dog food.
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meingott posted...

Back when every Democrat on CE was defending Obamacare and bashing its opponents lmao

I mean to be clear you're saying obamacare is bad because the markets it established aren't working. But you're not comparing that to the situation beforehand for the people who have benefited from obamacare.

Health care costs. have been rising for a long time
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After eight terrible years under Obamacare we've decided to pull out of the marketplace now that it's probably going to be repealed.

Balrog0 posted...

meingott posted...

Back when every Democrat on CE was defending Obamacare and bashing its opponents lmao

I mean to be clear you're saying obamacare is bad because the markets it established aren't working. But you're not comparing that to the situation beforehand for the people who have benefited from obamacare.

Health care costs. have been rising for a long time

I didn't have health insurance before Obamacare, due to a preexisting condition. It was cheaper to pay for the doctor with cash than it is to pay for health insurance AND the doctor (thanks to high deductibles). It's definitely not as black and white as you're making it seem. There are undoubtedly people who benefited from a bad idea, but that doesn't mean that everyone benefited or that no one was hurt by it.
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meingott posted...

Balrog0 posted...

meingott posted...

Back when every Democrat on CE was defending Obamacare and bashing its opponents lmao

I mean to be clear you're saying obamacare is bad because the markets it established aren't working. But you're not comparing that to the situation beforehand for the people who have benefited from obamacare.

Health care costs. have been rising for a long time

I didn't have health insurance before Obamacare, due to a preexisting condition. It was cheaper to pay for the doctor with cash than it is to pay for health insurance AND the doctor (thanks to high deductibles). It's definitely not as black and white as you're making it seem. There are undoubtedly people who benefited from a bad idea, but that doesn't mean that everyone benefited or that no one was hurt by it.

Well at least you can't complain when you lose your health insurance now.

The Great Muta 22 posted...

meingott posted...

Balrog0 posted...

meingott posted...

Back when every Democrat on CE was defending Obamacare and bashing its opponents lmao

I mean to be clear you're saying obamacare is bad because the markets it established aren't working. But you're not comparing that to the situation beforehand for the people who have benefited from obamacare.

Health care costs. have been rising for a long time

I didn't have health insurance before Obamacare, due to a preexisting condition. It was cheaper to pay for the doctor with cash than it is to pay for health insurance AND the doctor (thanks to high deductibles). It's definitely not as black and white as you're making it seem. There are undoubtedly people who benefited from a bad idea, but that doesn't mean that everyone benefited or that no one was hurt by it.

Well at least you can't complain when you lose your health insurance now.

The millions of people who were either paying hundreds a month for shitty coverage or paying thousands a year in fines due to being self-employed won't mind the change.
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meingott posted...

The millions of people who were either paying hundreds a month for shitty coverage or paying thousands a year in fines due to being self-employed won't mind the change.

Sure, instead of debt but being alive they can be saddled with debt and and earlier death.

Oh well, you get what you vote for. I've lost my ability to feel bad for people voting against their own interests a long time ago.

The Great Muta 22 posted...

meingott posted...

The millions of people who were either paying hundreds a month for shitty coverage or paying thousands a year in fines due to being self-employed won't mind the change.

Sure, instead of debt but being alive they can be saddled with debt and and earlier death.

Oh well, you get what you vote for. I've lost my ability to feel bad for people voting against their own interests a long time ago.

Lmao I didn't vote for this shit, if it was up to me I'd automate the entire medical industry so that costs could be extremely low. We certainly have the capacity to do it if we really want to, but there's too much bureaucracy that would get in the way of it. Same story with autonomous driving. The leftist response to that kind of progress will be "b-b-b-b-b-but think of the JERBS1!!!!!111"

And your shitty Obamacare plans aren't helping the majority become healthier. People are now just spending $200 or $300 a month for plans they can't even really benefit from unless they spend $5,000 or more per year first. It's literally indebting them and reducing their standard of living for no gain.
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meingott posted...

The millions of people who were either paying hundreds a month for shitty coverage or paying thousands a year in fines due to being self-employed won't mind the change.

Those millions of people would immediately go bankrupt if they actually had a major medical expense without Obamacare, you realize. The whole fucking point of insurance is that you're paying for protection against an unpredicted occurrence. The ACA established maximum out-of-pocket costs and removed lifetime benefit caps. Before, even if you had insurance, you were still probably fucked if you actually had a major medical expense.
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the_rowan posted...

meingott posted...

The millions of people who were either paying hundreds a month for shitty coverage or paying thousands a year in fines due to being self-employed won't mind the change.

Those millions of people would immediately go bankrupt if they actually had a major medical expense without Obamacare, you realize. The whole fucking point of insurance is that you're paying for protection against an unpredicted occurrence. The ACA established maximum out-of-pocket costs and removed lifetime benefit caps. Before, even if you had insurance, you were still probably fucked if you actually had a major medical expense.

Most of those people won't have a major medical expense, though, and that doesn't justify bankrupting them slowly over a period of years out of fear of a major medical expense. Insurance is not health care. It never was and it never will be. Democrats conflated the two because they were being ignorant. Now they're trying to save face with arguments like these, all while the middle class is becoming the lower class thanks to health insurance costs that are damn near a mortgage payment.
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