Poll of the Day > Are you personally in debt?

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CedarPointcp 09/09/17 8:40:31 PM #1:	Are you? yes no View Results topic --- "A weapon to surpass Metal Gear." "I've always wanted there to be nothing between us, now there's not" <cite>CedarPointcp posted [p:886322173] in Are you pe... [t:75758882]...</cite> <quote> Are you? yes no View Results topic</quote> ... Copied to Clipboard!
Lokarin 09/09/17 8:49:11 PM #2:	I have no assets or income, but I am at a net positive with zero debts --- "Salt cures Everything!" My YouTube: https://www.youtube.com/user/Nirakolov/videos <cite>Lokarin posted [p:886322541] in Are you pe... [t:75758882]...</cite> <quote>I have no assets or income, but I am at a net positive with zero debts</quote> ... Copied to Clipboard!
CedarPointcp 09/09/17 8:49:58 PM #3:	Lokarin posted... I have no assets or income, but I am at a net positive with zero debts you don't work? try to get disability or something that might work --- "A weapon to surpass Metal Gear." "I've always wanted there to be nothing between us, now there's not" <cite>CedarPointcp posted [p:886322577] in Are you pe... [t:75758882]...</cite> <quote><cite>Lokarin posted...</cite> <quote>I have no assets or income, but I am at a net positive with zero debts</quote> you don't work? try to get disability or something that might work</quote> ... Copied to Clipboard!
FrozenBananas 09/09/17 8:51:33 PM #4:	CedarPointcp posted... Lokarin posted... I have no assets or income, but I am at a net positive with zero debts you don't work? try to get disability or something that might work Pretty sure he's on disability <cite>FrozenBananas posted [p:886322637] in Are you pe... [t:75758882]...</cite> <quote><cite>CedarPointcp posted...</cite> <quote><cite>Lokarin posted...</cite> <quote>I have no assets or income, but I am at a net positive with zero debts</quote> you don't work? try to get disability or something that might work</quote> Pretty sure he's on disability</quote> ... Copied to Clipboard!
VeeVees 09/09/17 8:53:01 PM #5:	No, and I doubt I ever will. --- Rudy sucks <cite>VeeVees posted [p:886322694] in Are you pe... [t:75758882]...</cite> <quote>No, and I doubt I ever will.</quote> ... Copied to Clipboard!
EclairReturns 09/09/17 8:56:51 PM #6:	Surprisingly, even though I work fewer than nineteen hours per week, I still have a surplus of funds after paying that damned American tuition. It's largely due to my financial aid and the fact that I'm living rent-free in my mother's house. >_> --- Number XII: Larxene. The Organization's Savage Nymph. <cite>EclairReturns posted [p:886322862] in Are you pe... [t:75758882]...</cite> <quote>Surprisingly, even though I work fewer than nineteen hours per week, I still have a surplus of funds after paying that damned American tuition. It's largely due to my financial aid and the fact that I'm living rent-free in my mother's house. >_></quote> ... Copied to Clipboard!
mooreandrew58 09/09/17 9:08:27 PM #7:	I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college. --- Cid- "looks like that overgrown lobster just got served!" Bartz-"with cheese biscuts AND mashed potatoes!" <cite>mooreandrew58 posted [p:886323373] in Are you pe... [t:75758882]...</cite> <quote>I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college.</quote> ... Copied to Clipboard!
Cacciato 09/09/17 9:09:09 PM #8:	mooreandrew58 posted... I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college. Lol <cite>Cacciato posted [p:886323395] in Are you pe... [t:75758882]...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote>I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college.</quote> Lol</quote> ... Copied to Clipboard!
mooreandrew58 09/09/17 9:10:01 PM #9:	Cacciato posted... mooreandrew58 posted... I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college. Lol well I had to watch my brother get a 40k debt slapped on him then to add insult to injury hes yet been able to get a job in that career field. after said college promised "job placement" upon graduation --- Cid- "looks like that overgrown lobster just got served!" Bartz-"with cheese biscuts AND mashed potatoes!" <cite>mooreandrew58 posted [p:886323425] in Are you pe... [t:75758882]...</cite> <quote><cite>Cacciato posted...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote>I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college.</quote> Lol</quote> well I had to watch my brother get a 40k debt slapped on him then to add insult to injury hes yet been able to get a job in that career field. after said college promised "job placement" upon graduation</quote> ... Copied to Clipboard!
Firewood18 09/09/17 9:11:19 PM #10:	Cacciato posted... mooreandrew58 posted... I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college. Lol Same, without the lol. --- Nobody is perfect. Well, one guy was but we killed him. <cite>Firewood18 posted [p:886323474] in Are you pe... [t:75758882]...</cite> <quote><cite>Cacciato posted...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote>I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college.</quote> Lol</quote> Same, without the lol.</quote> ... Copied to Clipboard!
JOExHIGASHI 09/09/17 9:11:23 PM #11:	if you include credit card debt then yes. I pay it off regularly though --- Puzzle and Dragons: 338 705 421 <cite>JOExHIGASHI posted [p:886323479] in Are you pe... [t:75758882]...</cite> <quote>if you include credit card debt then yes. I pay it off regularly though</quote> ... Copied to Clipboard!
Pikazard1 09/09/17 9:11:26 PM #12:	thankfully, i'm not --- 2DS FC: 0662-6485-2561 - IGN: Dan <cite>Pikazard1 posted [p:886323485] in Are you pe... [t:75758882]...</cite> <quote>thankfully, i'm not</quote> ... Copied to Clipboard!
ClarkDuke 09/09/17 9:11:41 PM #13:	mooreandrew58 posted... Cacciato posted... mooreandrew58 posted... I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college. Lol well I had to watch my brother get a 40k debt slapped on him then to add insult to injury hes yet been able to get a job in that career field. after said college promised "job placement" upon graduation What field? --- http://i.imgur.com/qL0DHFI.gif http://i.imgur.com/JL9rRLt.gif https://youtu.be/dQw4w9WgXcQ <cite>ClarkDuke posted [p:886323497] in Are you pe... [t:75758882]...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote><cite>Cacciato posted...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote>I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college.</quote> Lol</quote> well I had to watch my brother get a 40k debt slapped on him then to add insult to injury hes yet been able to get a job in that career field. after said college promised "job placement" upon graduation</quote> What field?</quote> ... Copied to Clipboard!
MasterGakke 09/09/17 9:13:43 PM #14:	Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them. --- All generalizations are false, including this one. <cite>MasterGakke posted [p:886323589] in Are you pe... [t:75758882]...</cite> <quote>Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them.</quote> ... Copied to Clipboard!
CedarPointcp 09/09/17 9:14:33 PM #15:	MasterGakke posted... Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them. were you able to find a job in your field? do you regret going to college? --- "A weapon to surpass Metal Gear." "I've always wanted there to be nothing between us, now there's not" <cite>CedarPointcp posted [p:886323631] in Are you pe... [t:75758882]...</cite> <quote><cite>MasterGakke posted...</cite> <quote>Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them.</quote> were you able to find a job in your field? do you regret going to college?</quote> ... Copied to Clipboard!
SushiSquid 09/09/17 9:15:12 PM #16:	My wife and I have a mortgage, so yes. Our house is currently the only debt we have though. <cite>SushiSquid posted [p:886323653] in Are you pe... [t:75758882]...</cite> <quote>My wife and I have a mortgage, so yes. Our house is currently the only debt we have though.</quote> ... Copied to Clipboard!
mooreandrew58 09/09/17 9:15:26 PM #17:	ClarkDuke posted... mooreandrew58 posted... Cacciato posted... mooreandrew58 posted... I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college. Lol well I had to watch my brother get a 40k debt slapped on him then to add insult to injury hes yet been able to get a job in that career field. after said college promised "job placement" upon graduation What field? 3d animation. hes pretty much given up on it at this point. --- Cid- "looks like that overgrown lobster just got served!" Bartz-"with cheese biscuts AND mashed potatoes!" <cite>mooreandrew58 posted [p:886323676] in Are you pe... [t:75758882]...</cite> <quote><cite>ClarkDuke posted...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote><cite>Cacciato posted...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote>I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college.</quote> Lol</quote> well I had to watch my brother get a 40k debt slapped on him then to add insult to injury hes yet been able to get a job in that career field. after said college promised "job placement" upon graduation</quote> What field?</quote> 3d animation. hes pretty much given up on it at this point.</quote> ... Copied to Clipboard!
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MasterGakke 09/09/17 9:49:13 PM #19:	CedarPointcp posted... MasterGakke posted... Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them. were you able to find a job in your field? do you regret going to college? HAHAHAHAHA I got a Master's Degree in Literature that I finished in 2009, just in time for education to swing completely toward vocational and make my degree a nice, expensive nothing. Not a chance I got a job in my field. At least I got a shit ton of scholarships along the way so the total hit was way less than many other people, less than 60k for 6 years of schooling. As for regretting going to college, not really. I enjoyed getting to talk about stuff that interested me with other people who were interested in it. --- All generalizations are false, including this one. <cite>MasterGakke posted [p:886325219] in Are you pe... [t:75758882]...</cite> <quote><cite>CedarPointcp posted...</cite> <quote><cite>MasterGakke posted...</cite> <quote>Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them.</quote> were you able to find a job in your field? do you regret going to college?</quote> HAHAHAHAHA I got a Master's Degree in Literature that I finished in 2009, just in time for education to swing completely toward vocational and make my degree a nice, expensive nothing. Not a chance I got a job in my field. At least I got a shit ton of scholarships along the way so the total hit was way less than many other people, less than 60k for 6 years of schooling. As for regretting going to college, not really. I enjoyed getting to talk about stuff that interested me with other people who were interested in it.</quote> ... Copied to Clipboard!
JOExHIGASHI 09/09/17 10:47:06 PM #20:	MasterGakke posted... CedarPointcp posted... MasterGakke posted... Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them. were you able to find a job in your field? do you regret going to college? HAHAHAHAHA I got a Master's Degree in Literature that I finished in 2009, just in time for education to swing completely toward vocational and make my degree a nice, expensive nothing. Not a chance I got a job in my field. At least I got a shit ton of scholarships along the way so the total hit was way less than many other people, less than 60k for 6 years of schooling. As for regretting going to college, not really. I enjoyed getting to talk about stuff that interested me with other people who were interested in it. Maybe you can write a book that gets adapted into a movie/ tv show --- Puzzle and Dragons: 338 705 421 <cite>JOExHIGASHI posted [p:886327712] in Are you pe... [t:75758882]...</cite> <quote><cite>MasterGakke posted...</cite> <quote><cite>CedarPointcp posted...</cite> <quote><cite>MasterGakke posted...</cite> <quote>Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them.</quote> were you able to find a job in your field? do you regret going to college?</quote> HAHAHAHAHA I got a Master's Degree in Literature that I finished in 2009, just in time for education to swing completely toward vocational and make my degree a nice, expensive nothing. Not a chance I got a job in my field. At least I got a shit ton of scholarships along the way so the total hit was way less than many other people, less than 60k for 6 years of schooling. As for regretting going to college, not really. I enjoyed getting to talk about stuff that interested me with other people who were interested in it.</quote> Maybe you can write a book that gets adapted into a movie/ tv show</quote> ... Copied to Clipboard!
MasterGakke 09/09/17 10:50:48 PM #21:	I was always much better at scholarly writing than fiction. I've ideas for novels and have even made some abortive attempts at writing them out, but I'm too lazy/afraid of failure at this point. Damned if it wouldn't be nice to get out of the service industry, though. --- All generalizations are false, including this one. <cite>MasterGakke posted [p:886327892] in Are you pe... [t:75758882]...</cite> <quote>I was always much better at scholarly writing than fiction. I've ideas for novels and have even made some abortive attempts at writing them out, but I'm too lazy/afraid of failure at this point. Damned if it wouldn't be nice to get out of the service industry, though.</quote> ... Copied to Clipboard!
green dragon 09/09/17 10:54:02 PM #22:	Only student loans. Kinda sucks cuz it's a lot but should be free of it in like 10 years <cite>green dragon posted [p:886328062] in Are you pe... [t:75758882]...</cite> <quote>Only student loans. Kinda sucks cuz it's a lot but should be free of it in like 10 years</quote> ... Copied to Clipboard!
MirMiros 09/09/17 11:08:23 PM #23:	about 15-20k worth of student loans. <cite>MirMiros posted [p:886328737] in Are you pe... [t:75758882]...</cite> <quote>about 15-20k worth of student loans.</quote> ... Copied to Clipboard!
ShadosAtPhoenix 09/09/17 11:43:40 PM #24:	Depends on the definition of debt. I don't owe anything on my credit card beyond the couple of days/weeks between when I use it and pay it. No school debts or car/appliance/furniture loans or anything like that. We do have a substantial mortgage, but I technically have close to enough assets to pay it off if I wanted to. But at 3.X% interest plus the tax deduction on mortgage interest, vs my assets making 10-15%+ a year, I'd lose hundreds of thousands of dollars over time if I paid it off, so... <cite>ShadosAtPhoenix posted [p:886330398] in Are you pe... [t:75758882]...</cite> <quote>Depends on the definition of debt. I don't owe anything on my credit card beyond the couple of days/weeks between when I use it and pay it. No school debts or car/appliance/furniture loans or anything like that. We do have a substantial mortgage, but I technically have close to enough assets to pay it off if I wanted to. But at 3.X% interest plus the tax deduction on mortgage interest, vs my assets making 10-15%+ a year, I'd lose hundreds of thousands of dollars over time if I paid it off, so...</quote> ... Copied to Clipboard!
AwesomeTurtwig 09/10/17 12:00:48 AM #25:	I mean yeah, but I have way more assets than debt. --- http://potders.com/sigs/1.gif My flash games: http://bit.ly/kO1BDd Rule free PotD: http://www.potders.com/forum/ <cite>AwesomeTurtwig posted [p:886331151] in Are you pe... [t:75758882]...</cite> <quote>I mean yeah, but I have way more assets than debt.</quote> ... Copied to Clipboard!
RCtheWSBC 09/10/17 12:02:18 AM #26:	Debt freeeeeeee --- http://i.imgur.com/1yl1fH0.jpg the White-Sounding Black Chick <cite>RCtheWSBC posted [p:886331209] in Are you pe... [t:75758882]...</cite> <quote>Debt freeeeeeee</quote> ... Copied to Clipboard!
Yellow 09/10/17 12:11:29 AM #27:	I'm smart with what little money I have, so no. Cacciato posted... mooreandrew58 posted... I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college. Lol It might actually be worth it to look for more clever options when crushing debt is on the line. Might be worth it to get educated in another country, I don't know how viable that is, maybe in another county or state. <cite>Yellow posted [p:886331620] in Are you pe... [t:75758882]...</cite> <quote>I'm smart with what little money I have, so no. <cite>Cacciato posted...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote>I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college.</quote> Lol</quote> It might actually be worth it to look for more clever options when crushing debt is on the line. Might be worth it to get educated in another country, I don't know how viable that is, maybe in another county or state.</quote> ... Copied to Clipboard!
firedemon 2600 09/10/17 2:10:46 AM #28:	Re-shingled my roof last month so I owe $5000 on my line of credit because of it. I did save $7000 doing it myself though so that's a win. --- <<<Down they come, the swarm of locusts. Skies above converge to choke us>>> <cite>firedemon 2600 posted [p:886335728] in Are you pe... [t:75758882]...</cite> <quote>Re-shingled my roof last month so I owe $5000 on my line of credit because of it. I did save $7000 doing it myself though so that's a win.</quote> ... Copied to Clipboard!
wwinterj25 09/10/17 3:02:02 AM #29:	CedarPointcp posted... Are you personally in debt? Yep by a few grand. I'll pay it back one day probably although it's been years now and I haven't heard anything about it so maybe not. Yellow posted... I'm smart with what little money I have, so no. I could say the same but made a bad choice by getting a loan so my dad can pay his rent arrears he got into. He made it out we would be homeless if he didn't pay it. While I were in the court with him it turns out it wouldn't have come to eviction. Even now my dad still claims it would have despite me actually being stood right next to him when the judge said it wouldn't. Still I suppose it was my fault for getting a loan at the end of the day so eh. --- One who knows nothing can understand nothing. http://psnprofiles.com/wwinterj - http://i.imgur.com/kDysIcd.gif <cite>wwinterj25 posted [p:886337176] in Are you pe... [t:75758882]...</cite> <quote><cite>CedarPointcp posted...</cite> <quote>Are you personally in debt?</quote> Yep by a few grand. I'll pay it back one day probably although it's been years now and I haven't heard anything about it so maybe not. <cite>Yellow posted...</cite> <quote>I'm smart with what little money I have, so no.</quote> I could say the same but made a bad choice by getting a loan so my dad can pay his rent arrears he got into. He made it out we would be homeless if he didn't pay it. While I were in the court with him it turns out it wouldn't have come to eviction. Even now my dad still claims it would have despite me actually being stood right next to him when the judge said it wouldn't. Still I suppose it was my fault for getting a loan at the end of the day so eh.</quote> ... Copied to Clipboard!
KJ StErOiDs 09/10/17 3:04:04 AM #30:	Not at all. Probably never will be unless I come down with like a cancer diagnosis or something... --- A plethora of DKC-related fanart to numb your mind: http://kjsteroids.deviantart.com <cite>KJ StErOiDs posted [p:886337229] in Are you pe... [t:75758882]...</cite> <quote>Not at all. Probably never will be unless I come down with like a cancer diagnosis or something...</quote> ... Copied to Clipboard!
darkknight109 09/10/17 3:13:58 AM #31:	Depends how you define it. I have a mortgage, so that's debt, but my total assets are worth a lot more than what I owe, so I wouldn't classify that as being "in debt". --- Kill 1 man: You are a murderer. Kill 10 men: You are a monster. Kill 100 men: You are a hero. Kill 10,000 men, you are a conqueror! <cite>darkknight109 posted [p:886337466] in Are you pe... [t:75758882]...</cite> <quote>Depends how you define it. I have a mortgage, so that's debt, but my total assets are worth a lot more than what I owe, so I wouldn't classify that as being "in debt".</quote> ... Copied to Clipboard!
Alexandra_Trent 09/10/17 5:38:51 AM #32:	Well.....yes and no. It really depends on what one means "debt". It also has to do with why loans are taken. Some take loans not because the immediate funds are required but because they want to maintain their current lifestyle and invest their other funds elsewhere. They play with their money, so to speak. Personally, this is what I do. I do have a small loan and 1 credit card that I pay off completely every billing date. I also invested some of my money in other things so.....it's all about being creative with ones finances. Credit cards are so convenient because you may get freebies and rewards if you do it right. It can also potentially ruin your life if the interest keeps piling up and you keep doing just minimum payment. So, all in all, I don't think I'm in debt. The small loan in took I can repay back in 3-4 months time. But I don't really require to as the interest is low and I prefer to have a bit of liquidity. I do have my own property now but I currently rent as I'm not residing in my native country. Renting in this place is a necessary evil and cannot be avoided unfortunately. --- "Ladies don't start fights, but they can finish them." -Marie, Aristocats <cite>Alexandra_Trent posted [p:886340140] in Are you pe... [t:75758882]...</cite> <quote>Well.....yes and no. It really depends on what one means "debt". It also has to do with why loans are taken. Some take loans not because the immediate funds are required but because they want to maintain their current lifestyle and invest their other funds elsewhere. They play with their money, so to speak. Personally, this is what I do. I do have a small loan and 1 credit card that I pay off completely every billing date. I also invested some of my money in other things so.....it's all about being creative with ones finances. Credit cards are so convenient because you may get freebies and rewards if you do it right. It can also potentially ruin your life if the interest keeps piling up and you keep doing just minimum payment. So, all in all, I don't think I'm in debt. The small loan in took I can repay back in 3-4 months time. But I don't really require to as the interest is low and I prefer to have a bit of liquidity. I do have my own property now but I currently rent as I'm not residing in my native country. Renting in this place is a necessary evil and cannot be avoided unfortunately.</quote> ... Copied to Clipboard!
mooreandrew58 09/10/17 11:39:53 AM #33:	Yellow posted... I'm smart with what little money I have, so no. Cacciato posted... mooreandrew58 posted... I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college. Lol It might actually be worth it to look for more clever options when crushing debt is on the line. Might be worth it to get educated in another country, I don't know how viable that is, maybe in another county or state. yeah moving to another country isn't exactly a option to me. that would cost about as much money(just the trip alone) as it would just to go get a 6 month course at a college to get certified in something. which is what i ultimately plan to do anyways. not everyone has to be a laywer or a doctor etc. --- Cid- "looks like that overgrown lobster just got served!" Bartz-"with cheese biscuts AND mashed potatoes!" <cite>mooreandrew58 posted [p:886348778] in Are you pe... [t:75758882]...</cite> <quote><cite>Yellow posted...</cite> <quote>I'm smart with what little money I have, so no. <cite>Cacciato posted...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote>I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college.</quote> Lol</quote> It might actually be worth it to look for more clever options when crushing debt is on the line. Might be worth it to get educated in another country, I don't know how viable that is, maybe in another county or state.</quote> yeah moving to another country isn't exactly a option to me. that would cost about as much money(just the trip alone) as it would just to go get a 6 month course at a college to get certified in something. which is what i ultimately plan to do anyways. not everyone has to be a laywer or a doctor etc.</quote> ... Copied to Clipboard!
gguirao 09/10/17 1:23:05 PM #34:	Yes, from college. --- Donald J. Trump--proof against government intelligence. <cite>gguirao posted [p:886353298] in Are you pe... [t:75758882]...</cite> <quote>Yes, from college.</quote> ... Copied to Clipboard!
Zeus 09/10/17 1:37:38 PM #35:	Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc. --- (\/)(\/)\|-\| In Zeus We Trust: All Others Pay Cash <cite>Zeus posted [p:886354076] in Are you pe... [t:75758882]...</cite> <quote>Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc.</quote> ... Copied to Clipboard!
Cacciato 09/10/17 1:53:52 PM #36:	mooreandrew58 posted... Cacciato posted... mooreandrew58 posted... I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college. Lol well I had to watch my brother get a 40k debt slapped on him then to add insult to injury hes yet been able to get a job in that career field. after said college promised "job placement" upon graduation It's a shame there aren't ways to have school paid for based on your, I dunno, scholastic ability <cite>Cacciato posted [p:886355084] in Are you pe... [t:75758882]...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote><cite>Cacciato posted...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote>I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college.</quote> Lol</quote> well I had to watch my brother get a 40k debt slapped on him then to add insult to injury hes yet been able to get a job in that career field. after said college promised "job placement" upon graduation</quote> It's a shame there aren't ways to have school paid for based on your, I dunno, scholastic ability</quote> ... Copied to Clipboard!
mooreandrew58 09/10/17 1:55:11 PM #37:	Cacciato posted... mooreandrew58 posted... Cacciato posted... mooreandrew58 posted... I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college. Lol well I had to watch my brother get a 40k debt slapped on him then to add insult to injury hes yet been able to get a job in that career field. after said college promised "job placement" upon graduation It's a shame there aren't ways to have school paid for based on your, I dunno, scholastic ability not easy to get. plus i'm at a age where colleges are less likely to help me out. I mean my step sister who is 18 and has damn good grades is struggling to find a scholarship --- Cid- "looks like that overgrown lobster just got served!" Bartz-"with cheese biscuts AND mashed potatoes!" <cite>mooreandrew58 posted [p:886355162] in Are you pe... [t:75758882]...</cite> <quote><cite>Cacciato posted...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote><cite>Cacciato posted...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote>I go out of my way to avoid debt, its pretty much the main reason I didn't go to college past community college.</quote> Lol</quote> well I had to watch my brother get a 40k debt slapped on him then to add insult to injury hes yet been able to get a job in that career field. after said college promised "job placement" upon graduation</quote> It's a shame there aren't ways to have school paid for based on your, I dunno, scholastic ability</quote> not easy to get. plus i'm at a age where colleges are less likely to help me out. I mean my step sister who is 18 and has damn good grades is struggling to find a scholarship</quote> ... Copied to Clipboard!
ClarkDuke 09/13/17 4:34:57 PM #38:	Zeus posted... Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc. Renting at your age, that's depressing, ok? --- http://i.imgur.com/qL0DHFI.gif http://i.imgur.com/JL9rRLt.gif https://youtu.be/dQw4w9WgXcQ <cite>ClarkDuke posted [p:886537584] in Are you pe... [t:75758882]...</cite> <quote><cite>Zeus posted...</cite> <quote>Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc.</quote> Renting at your age, that's depressing, ok?</quote> ... Copied to Clipboard!
RCtheWSBC 09/13/17 4:36:30 PM #39:	ClarkDuke posted... Zeus posted... Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc. Renting at your age, that's depressing, ok? People can choose to rent property at any age (18 and over of course!). You don't know his finances; it may be the better option for his household. --- http://i.imgur.com/1yl1fH0.jpg the White-Sounding Black Chick <cite>RCtheWSBC posted [p:886537655] in Are you pe... [t:75758882]...</cite> <quote><cite>ClarkDuke posted...</cite> <quote><cite>Zeus posted...</cite> <quote>Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc.</quote> Renting at your age, that's depressing, ok?</quote> People can choose to rent property at any age (18 and over of course!). You don't know his finances; it may be the better option for his household.</quote> ... Copied to Clipboard!
Dikitain 09/13/17 4:39:14 PM #40:	In the sense of having debt, yes I have a mortgage. However, it is currently the only loan I am paying off, and I have no problem paying my bills. --- I am a senior software engineer. If you see me post here, I am tired of writing TPS reports. <cite>Dikitain posted [p:886537797] in Are you pe... [t:75758882]...</cite> <quote>In the sense of having debt, yes I have a mortgage. However, it is currently the only loan I am paying off, and I have no problem paying my bills.</quote> ... Copied to Clipboard!
mooreandrew58 09/13/17 4:40:33 PM #41:	RCtheWSBC posted... ClarkDuke posted... Zeus posted... Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc. Renting at your age, that's depressing, ok? People can choose to rent property at any age. You don't know his finances; it may be the better option for his household. also in some renting scenarios if something breaks the person who actually owns the property has to fix it, not you, so you save money in more ways than one. --- Cid- "looks like that overgrown lobster just got served!" Bartz-"with cheese biscuts AND mashed potatoes!" <cite>mooreandrew58 posted [p:886537872] in Are you pe... [t:75758882]...</cite> <quote><cite>RCtheWSBC posted...</cite> <quote><cite>ClarkDuke posted...</cite> <quote><cite>Zeus posted...</cite> <quote>Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc.</quote> Renting at your age, that's depressing, ok?</quote> People can choose to rent property at any age. You don't know his finances; it may be the better option for his household.</quote> also in some renting scenarios if something breaks the person who actually owns the property has to fix it, not you, so you save money in more ways than one.</quote> ... Copied to Clipboard!
Dakooder 09/13/17 4:45:55 PM #42:	8k in tools, and $60 on my credit card. Other than those, no. <cite>Dakooder posted [p:886538144] in Are you pe... [t:75758882]...</cite> <quote>8k in tools, and $60 on my credit card. Other than those, no.</quote> ... Copied to Clipboard!
ClarkDuke 09/13/17 4:53:27 PM #43:	RCtheWSBC posted... ClarkDuke posted... Zeus posted... Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc. Renting at your age, that's depressing, ok? People can choose to rent property at any age (18 and over of course!). You don't know his finances; it may be the better option for his household. He's single running on 50, claiming he's got a GREAT government job, ok? --- http://i.imgur.com/qL0DHFI.gif http://i.imgur.com/JL9rRLt.gif https://youtu.be/dQw4w9WgXcQ <cite>ClarkDuke posted [p:886538498] in Are you pe... [t:75758882]...</cite> <quote><cite>RCtheWSBC posted...</cite> <quote><cite>ClarkDuke posted...</cite> <quote><cite>Zeus posted...</cite> <quote>Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc.</quote> Renting at your age, that's depressing, ok?</quote> People can choose to rent property at any age (18 and over of course!). You don't know his finances; it may be the better option for his household.</quote> He's single running on 50, claiming he's got a GREAT government job, ok?</quote> ... Copied to Clipboard!
mooreandrew58 09/13/17 4:56:50 PM #44:	ClarkDuke posted... RCtheWSBC posted... ClarkDuke posted... Zeus posted... Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc. Renting at your age, that's depressing, ok? People can choose to rent property at any age (18 and over of course!). You don't know his finances; it may be the better option for his household. He's single running on 50, claiming he's got a GREAT government job, ok? some people don't feel like blowing more money than they need on housing. i'm of the same mindset, as long as where I live is reliable (won't fall apart anytime soon) I can find hundreds of things i'd rather blow money on --- Cid- "looks like that overgrown lobster just got served!" Bartz-"with cheese biscuts AND mashed potatoes!" <cite>mooreandrew58 posted [p:886538655] in Are you pe... [t:75758882]...</cite> <quote><cite>ClarkDuke posted...</cite> <quote><cite>RCtheWSBC posted...</cite> <quote><cite>ClarkDuke posted...</cite> <quote><cite>Zeus posted...</cite> <quote>Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc.</quote> Renting at your age, that's depressing, ok?</quote> People can choose to rent property at any age (18 and over of course!). You don't know his finances; it may be the better option for his household.</quote> He's single running on 50, claiming he's got a GREAT government job, ok?</quote> some people don't feel like blowing more money than they need on housing. i'm of the same mindset, as long as where I live is reliable (won't fall apart anytime soon) I can find hundreds of things i'd rather blow money on</quote> ... Copied to Clipboard!
RCtheWSBC 09/13/17 4:59:39 PM #45:	ClarkDuke posted... RCtheWSBC posted... ClarkDuke posted... Zeus posted... Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc. Renting at your age, that's depressing, ok? People can choose to rent property at any age (18 and over of course!). You don't know his finances; it may be the better option for his household. He's single running on 50, claiming he's got a GREAT government job, ok? Maybe he lives in assisted living already. ;-; --- http://i.imgur.com/1yl1fH0.jpg the White-Sounding Black Chick <cite>RCtheWSBC posted [p:886538793] in Are you pe... [t:75758882]...</cite> <quote><cite>ClarkDuke posted...</cite> <quote><cite>RCtheWSBC posted...</cite> <quote><cite>ClarkDuke posted...</cite> <quote><cite>Zeus posted...</cite> <quote>Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc.</quote> Renting at your age, that's depressing, ok?</quote> People can choose to rent property at any age (18 and over of course!). You don't know his finances; it may be the better option for his household.</quote> He's single running on 50, claiming he's got a GREAT government job, ok?</quote> Maybe he lives in assisted living already. ;-;</quote> ... Copied to Clipboard!
ClarkDuke 09/15/17 12:02:56 AM #46:	RCtheWSBC posted... ClarkDuke posted... RCtheWSBC posted... ClarkDuke posted... Zeus posted... Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc. Renting at your age, that's depressing, ok? People can choose to rent property at any age (18 and over of course!). You don't know his finances; it may be the better option for his household. He's single running on 50, claiming he's got a GREAT government job, ok? Maybe he lives in assisted living already. ;-; Please, no tears RC, ok? --- http://i.imgur.com/qL0DHFI.gif http://i.imgur.com/JL9rRLt.gif https://youtu.be/dQw4w9WgXcQ <cite>ClarkDuke posted [p:886629480] in Are you pe... [t:75758882]...</cite> <quote><cite>RCtheWSBC posted...</cite> <quote><cite>ClarkDuke posted...</cite> <quote><cite>RCtheWSBC posted...</cite> <quote><cite>ClarkDuke posted...</cite> <quote><cite>Zeus posted...</cite> <quote>Not by any conventional definition. I pay the entirety of my credit card balance monthly, I rent so I don't have a mortgage, etc.</quote> Renting at your age, that's depressing, ok?</quote> People can choose to rent property at any age (18 and over of course!). You don't know his finances; it may be the better option for his household.</quote> He's single running on 50, claiming he's got a GREAT government job, ok?</quote> Maybe he lives in assisted living already. ;-;</quote> Please, no tears RC, ok?</quote> ... Copied to Clipboard!
TheWorstPoster 09/15/17 12:08:40 AM #48:	MasterGakke posted... CedarPointcp posted... MasterGakke posted... Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them. were you able to find a job in your field? do you regret going to college? HAHAHAHAHA I got a Master's Degree in Literature that I finished in 2009, just in time for education to swing completely toward vocational and make my degree a nice, expensive nothing. Not a chance I got a job in my field. At least I got a shit ton of scholarships along the way so the total hit was way less than many other people, less than 60k for 6 years of schooling. As for regretting going to college, not really. I enjoyed getting to talk about stuff that interested me with other people who were interested in it. It's your damned fault for going after a completely useless degree. <cite>TheWorstPoster posted [p:886629782] in Are you pe... [t:75758882]...</cite> <quote><cite>MasterGakke posted...</cite> <quote><cite>CedarPointcp posted...</cite> <quote><cite>MasterGakke posted...</cite> <quote>Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them.</quote> were you able to find a job in your field? do you regret going to college?</quote> HAHAHAHAHA I got a Master's Degree in Literature that I finished in 2009, just in time for education to swing completely toward vocational and make my degree a nice, expensive nothing. Not a chance I got a job in my field. At least I got a shit ton of scholarships along the way so the total hit was way less than many other people, less than 60k for 6 years of schooling. As for regretting going to college, not really. I enjoyed getting to talk about stuff that interested me with other people who were interested in it.</quote> It's your damned fault for going after a completely useless degree.</quote> ... Copied to Clipboard!
mooreandrew58 09/15/17 12:13:53 AM #49:	TheWorstPoster posted... MasterGakke posted... CedarPointcp posted... MasterGakke posted... Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them. were you able to find a job in your field? do you regret going to college? HAHAHAHAHA I got a Master's Degree in Literature that I finished in 2009, just in time for education to swing completely toward vocational and make my degree a nice, expensive nothing. Not a chance I got a job in my field. At least I got a shit ton of scholarships along the way so the total hit was way less than many other people, less than 60k for 6 years of schooling. As for regretting going to college, not really. I enjoyed getting to talk about stuff that interested me with other people who were interested in it. It's your damned fault for going after a completely useless degree. it is a masters degree, might be enough to get a teaching position at a community college, though idk might have to go get a degree in teaching as well. --- Cid- "looks like that overgrown lobster just got served!" Bartz-"with cheese biscuts AND mashed potatoes!" <cite>mooreandrew58 posted [p:886630006] in Are you pe... [t:75758882]...</cite> <quote><cite>TheWorstPoster posted...</cite> <quote><cite>MasterGakke posted...</cite> <quote><cite>CedarPointcp posted...</cite> <quote><cite>MasterGakke posted...</cite> <quote>Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them.</quote> were you able to find a job in your field? do you regret going to college?</quote> HAHAHAHAHA I got a Master's Degree in Literature that I finished in 2009, just in time for education to swing completely toward vocational and make my degree a nice, expensive nothing. Not a chance I got a job in my field. At least I got a shit ton of scholarships along the way so the total hit was way less than many other people, less than 60k for 6 years of schooling. As for regretting going to college, not really. I enjoyed getting to talk about stuff that interested me with other people who were interested in it.</quote> It's your damned fault for going after a completely useless degree.</quote> it is a masters degree, might be enough to get a teaching position at a community college, though idk might have to go get a degree in teaching as well.</quote> ... Copied to Clipboard!
TheWorstPoster 09/15/17 12:17:04 AM #50:	mooreandrew58 posted... TheWorstPoster posted... MasterGakke posted... CedarPointcp posted... MasterGakke posted... Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them. were you able to find a job in your field? do you regret going to college? HAHAHAHAHA I got a Master's Degree in Literature that I finished in 2009, just in time for education to swing completely toward vocational and make my degree a nice, expensive nothing. Not a chance I got a job in my field. At least I got a shit ton of scholarships along the way so the total hit was way less than many other people, less than 60k for 6 years of schooling. As for regretting going to college, not really. I enjoyed getting to talk about stuff that interested me with other people who were interested in it. It's your damned fault for going after a completely useless degree. it is a masters degree, might be enough to get a teaching position at a community college, though idk might have to go get a degree in teaching as well. A degree that is only useful for teaching others to get that degree, who would then do nothing but teach others to get that degree. <cite>TheWorstPoster posted [p:886630122] in Are you pe... [t:75758882]...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote><cite>TheWorstPoster posted...</cite> <quote><cite>MasterGakke posted...</cite> <quote><cite>CedarPointcp posted...</cite> <quote><cite>MasterGakke posted...</cite> <quote>Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them.</quote> were you able to find a job in your field? do you regret going to college?</quote> HAHAHAHAHA I got a Master's Degree in Literature that I finished in 2009, just in time for education to swing completely toward vocational and make my degree a nice, expensive nothing. Not a chance I got a job in my field. At least I got a shit ton of scholarships along the way so the total hit was way less than many other people, less than 60k for 6 years of schooling. As for regretting going to college, not really. I enjoyed getting to talk about stuff that interested me with other people who were interested in it.</quote> It's your damned fault for going after a completely useless degree.</quote> it is a masters degree, might be enough to get a teaching position at a community college, though idk might have to go get a degree in teaching as well.</quote> A degree that is only useful for teaching others to get that degree, who would then do nothing but teach others to get that degree.</quote> ... Copied to Clipboard!
mooreandrew58 09/15/17 12:18:34 AM #51:	TheWorstPoster posted... mooreandrew58 posted... TheWorstPoster posted... MasterGakke posted... CedarPointcp posted... MasterGakke posted... Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them. were you able to find a job in your field? do you regret going to college? HAHAHAHAHA I got a Master's Degree in Literature that I finished in 2009, just in time for education to swing completely toward vocational and make my degree a nice, expensive nothing. Not a chance I got a job in my field. At least I got a shit ton of scholarships along the way so the total hit was way less than many other people, less than 60k for 6 years of schooling. As for regretting going to college, not really. I enjoyed getting to talk about stuff that interested me with other people who were interested in it. It's your damned fault for going after a completely useless degree. it is a masters degree, might be enough to get a teaching position at a community college, though idk might have to go get a degree in teaching as well. A degree that is only useful for teaching others to get that degree, who would then do nothing but teach others to get that degree. yeah had the same thought, but it was just a option I was throwing out to make some use of said degree since they already went and got it. --- Cid- "looks like that overgrown lobster just got served!" Bartz-"with cheese biscuts AND mashed potatoes!" <cite>mooreandrew58 posted [p:886630180] in Are you pe... [t:75758882]...</cite> <quote><cite>TheWorstPoster posted...</cite> <quote><cite>mooreandrew58 posted...</cite> <quote><cite>TheWorstPoster posted...</cite> <quote><cite>MasterGakke posted...</cite> <quote><cite>CedarPointcp posted...</cite> <quote><cite>MasterGakke posted...</cite> <quote>Like 7 grand left on my student loans, almost there. Got a few credit cards but I rarely use them.</quote> were you able to find a job in your field? do you regret going to college?</quote> HAHAHAHAHA I got a Master's Degree in Literature that I finished in 2009, just in time for education to swing completely toward vocational and make my degree a nice, expensive nothing. Not a chance I got a job in my field. At least I got a shit ton of scholarships along the way so the total hit was way less than many other people, less than 60k for 6 years of schooling. As for regretting going to college, not really. I enjoyed getting to talk about stuff that interested me with other people who were interested in it.</quote> It's your damned fault for going after a completely useless degree.</quote> it is a masters degree, might be enough to get a teaching position at a community college, though idk might have to go get a degree in teaching as well.</quote> A degree that is only useful for teaching others to get that degree, who would then do nothing but teach others to get that degree.</quote> yeah had the same thought, but it was just a option I was throwing out to make some use of said degree since they already went and got it.</quote> ... Copied to Clipboard!
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Poll of the Day > Are you personally in debt? (+) Yeah! (+)

Poll of the Day > Are you personally in debt?