Poll of the Day > To anyone with stocks, shares, investments, etc. How do you handle it?

(+) Yeah! (+)

Recently friends and I were talking about Netflix growth and how it went up about $100 a share in a year which makes me wonder if I should pay more attention to the market as a whole.

Some family and friends seem to regularly keep up with various prices of stocks, shares, etc. and might grab buy/sell them when the prices seem optimal. I am not sure if they deal with brokers or handle their investments directly.

Personally I've kinda just treated it as fire-n-forget with Franklin Templeton Investments and just put in X dollars per month and hope for some growth. With my 401k I do meet with our company's broker every few months to see what he advises and adjust my portfolio from there.

To anyone with stocks, shares, investments, etc. How do you handle it? Do you just let your broker handle whatever money you put in each month or do you handle it directly?

Comments are appreciated,

Thank you.
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Do you just let your broker handle whatever money you put in each month or do you handle it directly?

Directly ^.^

Meanwhile, some friends like to go further and play around with individual stock trading, but I just stick to mutual funds. ^.~
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cute_fan posted...

some friends like to go further and play around with individual stock trading

I can't help but wonder if one needs a sizable amount of stock to really get into this. Granted if the jump in value is big enough, that's probably still more gain than what most folks get with their annual interest.
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Index fund.
401k.

Don't monitor it and don't take anything out until you absolutely need it.

I invest and then I forget my login info for a long time
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401k and IRA

In other words, I don't. Yea, I look at something like bit coin and may think "I should have bought a bunch of that when it was cheap as hell", but long term I would rather have steady constant growth then put a bunch a money into something and pray it will work out.
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All my accounts are with Vanguard. Non-retirement account is a diversified mutual fund. Retirement accounts are one Roth IRA and one Traditional IRA from a previous employer.
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knivesX2004 posted...

Don't monitor it and don't take anything out until you absolutely need it.

Dikitain posted...

long term I would rather have steady constant growth then put a bunch a money into something and pray it will work out.

I've kinda been going with a similar approach. I figure in the long run there'll still be some gain, hopefully. To effectively play with the market would require more effort on my part to keep up with it. I've kinda been relying on our company's broker to shift my 401k funds around.

RCtheWSBC posted...

All my accounts are with Vanguard. Non-retirement account is a diversified mutual fund. Retirement accounts are one Roth IRA and one Traditional IRA from a previous employer.

I know my 401k funds are with Vanguard, BlackRock, and FPS Crescent. My non-retirement account is being handled by Franklin Templeton Investment. Beyond this I do not know what the brokers are investing the money into. I just hope/assume it'll be a gain over the next 30-40 years.
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InfestedAdam posted...

I know my 401k funds are with Vanguard, BlackRock, and FPS Crescent. My non-retirement account is being handled by Franklin Templeton Investment. Beyond this I do not know what the brokers are investing the money into.

You should look up a prospectus and start investigating all that. They should have a breakdown of their fund allocations somewhere.
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RCtheWSBC wrote:

You should look up a prospectus and start investigating all that. They should have a breakdown of their fund allocations somewhere.

I agree ^.^
The prospectus has all of the detailed information.
For a quick easy-to-read overview, however, sites such as morningstar.com and fidelity.com (even for non-Fidelity products), can be very helpful.

Good luck ^.^
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cute_fan posted...

RCtheWSBC wrote:

You should look up a prospectus and start investigating all that. They should have a breakdown of their fund allocations somewhere.

I agree ^.^
The prospectus has all of the detailed information.
For a quick easy-to-read overview, however, sites such as morningstar.com and fidelity.com (even for non-Fidelity products), can be very helpful.

Good luck ^.^

Thank you for the suggestions. I'll take a look at these sites.
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