Current Events > Amex Gold is really great now

(+) Yeah! (+)

- 4x points on groceries
- 4x points on dining
- 3x points on flights booked directly with airlines
- 1x on all other purchases

- $10 a month credit at a few restaurants (Grubhub, Seamless, The Cheesecake Factory, Ruths Chris Steak House and Shake Shack)
- $100 annual airline credit for incidental airline fees like baggage and seat upgrades

The annual fee is $250 now but those credits make up most of it and the points are awesome. Also it's a charge card so you don't have to worry about paying interest because you have to pay for what you bought in full every month.
---

Stasahp this shit
---

Is it better than gamefaqs gold?
---

If a card has a fee I won't use it. I'm not going to pay money to spend my money.
---

JustAndrew88 posted...

If a card has a fee I won't use it. I'm not going to pay money to spend my money.

This is a bad way of looking at it. I mean if you don't spend much at restaurants or grocery stores then sure, but if that's a lot of your spending then you can easily get positive value, especially with those credits.
---

Damn_Underscore posted...

This is a bad way of looking at it. I mean if you don't spend much at restaurants or grocery stores than sure, but if that's a lot of your spending then you can easily get positive value, especially with those credits.

You're not wrong. If you spend a lot at those places already I'm sure it works fine.
---

What's the amount spent needed at any of those to break even on the annual cost?
---

Me and the lady folk spend about $300 a month on groceries. Would it be worth it?
---

Wait, you arent Bluemonk
---

glitteringfairy posted...

Me and the lady folk spend about $300 a month on groceries. Would it be worth it?

Fuck I need to eat cheaper. I spend $400/month by myself and I only eat like 2000 calories/day
---

theAteam posted...

glitteringfairy posted...

Me and the lady folk spend about $300 a month on groceries. Would it be worth it?

Fuck I need to eat cheaper. I spend $400/month by myself and I only eat like 2000 calories/day

It could just be what you're buying. Eating healthy is a lot more expensive.
---

JustAndrew88 posted...

theAteam posted...

glitteringfairy posted...

Me and the lady folk spend about $300 a month on groceries. Would it be worth it?

Fuck I need to eat cheaper. I spend $400/month by myself and I only eat like 2000 calories/day

It could just be what you're buying. Eating healthy is a lot more expensive.

Yea we aren't eating healthy I don't think. Mostly just stock up on beef and chicken and then she'll make us meals with it throughout the week
---

JustAndrew88 posted...

theAteam posted...

glitteringfairy posted...

Me and the lady folk spend about $300 a month on groceries. Would it be worth it?

Fuck I need to eat cheaper. I spend $400/month by myself and I only eat like 2000 calories/day

It could just be what you're buying. Eating healthy is a lot more expensive.

I buy almonds in bulk lol. I also live in Southern California.
---

Oh, well there's no such thing as cheap in California.
---

Let's see, $300 a month would be 1200 points a month, or 14400 points annually. Amex points are valued at 1.9 cents each (https://thepointsguy.com/) which would = $273.96 from groceries alone.

So yes.
---

^but you would have to apply those points to travel with transfer partners to get that value

https://www.creditdonkey.com/membership-rewards-transfer-partners.html
---

bump
---

The phrase anyone who badmouths credit hasnt grown up in the real world is rolling around in my head as I read this topic.
---

Millennials in general seem to be interested in credit cards + rewards, it's interesting that so much of CE hates them
---