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Damn_Underscore 10/04/18 1:11:39 PM #1: |
- 4x points on groceries
- 4x points on dining - 3x points on flights booked directly with airlines - 1x on all other purchases - $10 a month credit at a few restaurants (Grubhub, Seamless, The Cheesecake Factory, Ruths Chris Steak House and Shake Shack) - $100 annual airline credit for incidental airline fees like baggage and seat upgrades The annual fee is $250 now but those credits make up most of it and the points are awesome. Also it's a charge card so you don't have to worry about paying interest because you have to pay for what you bought in full every month. --- Shenmue II = best game of all time Shenmue = 2nd best game of all time ... Copied to Clipboard!
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spudger 10/04/18 1:12:04 PM #2: |
... Copied to Clipboard!
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Hairy-man 10/04/18 1:16:07 PM #3: |
Is it better than gamefaqs gold?
--- Your friendly, neighborhood Hairyman CEW Commissioner ... Copied to Clipboard!
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JustAndrew88 10/04/18 1:18:02 PM #4: |
If a card has a fee I won't use it. I'm not going to pay money to spend my money.
--- You don't understand. Edgar is the one in the hole. ... Copied to Clipboard!
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Damn_Underscore 10/04/18 1:20:55 PM #5: |
JustAndrew88 posted...
If a card has a fee I won't use it. I'm not going to pay money to spend my money. This is a bad way of looking at it. I mean if you don't spend much at restaurants or grocery stores then sure, but if that's a lot of your spending then you can easily get positive value, especially with those credits. --- Shenmue II = best game of all time Shenmue = 2nd best game of all time ... Copied to Clipboard!
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JustAndrew88 10/04/18 1:21:58 PM #6: |
Damn_Underscore posted...
This is a bad way of looking at it. I mean if you don't spend much at restaurants or grocery stores than sure, but if that's a lot of your spending then you can easily get positive value, especially with those credits. You're not wrong. If you spend a lot at those places already I'm sure it works fine. --- You don't understand. Edgar is the one in the hole. ... Copied to Clipboard!
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Smashingpmkns 10/04/18 1:24:03 PM #8: |
What's the amount spent needed at any of those to break even on the annual cost?
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glitteringfairy 10/04/18 1:26:37 PM #9: |
Me and the lady folk spend about $300 a month on groceries. Would it be worth it?
--- "How come you can believe in God but not Bigfoot?" V-E-G-Y https://imgur.com/AqR3aeX https://imgur.com/vvuUXpp https://imgur.com/r9xK2NR ... Copied to Clipboard!
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Alpha218 10/04/18 1:26:53 PM #10: |
Wait, you arent Bluemonk
--- I'm Commander Shepard, and this is my favorite user on the Citadel. https://gamefaqs.gamespot.com/boards/1349-mario Now Playing: nothing :( ... Copied to Clipboard!
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theAteam 10/04/18 1:28:37 PM #11: |
glitteringfairy posted...
Me and the lady folk spend about $300 a month on groceries. Would it be worth it? Fuck I need to eat cheaper. I spend $400/month by myself and I only eat like 2000 calories/day --- Buffalo Bills 2018-19 Season Prediction: 5-11 Season Record: 1-3 Next Up: Tennessee Titans (3-1) ... Copied to Clipboard!
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JustAndrew88 10/04/18 1:30:22 PM #12: |
theAteam posted...
glitteringfairy posted...Me and the lady folk spend about $300 a month on groceries. Would it be worth it? It could just be what you're buying. Eating healthy is a lot more expensive. --- You don't understand. Edgar is the one in the hole. ... Copied to Clipboard!
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glitteringfairy 10/04/18 1:32:09 PM #13: |
JustAndrew88 posted...
theAteam posted...glitteringfairy posted...Me and the lady folk spend about $300 a month on groceries. Would it be worth it? Yea we aren't eating healthy I don't think. Mostly just stock up on beef and chicken and then she'll make us meals with it throughout the week --- "How come you can believe in God but not Bigfoot?" V-E-G-Y https://imgur.com/AqR3aeX https://imgur.com/vvuUXpp https://imgur.com/r9xK2NR ... Copied to Clipboard!
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theAteam 10/04/18 1:40:11 PM #14: |
JustAndrew88 posted...
theAteam posted...glitteringfairy posted...Me and the lady folk spend about $300 a month on groceries. Would it be worth it? I buy almonds in bulk lol. I also live in Southern California. --- Buffalo Bills 2018-19 Season Prediction: 5-11 Season Record: 1-3 Next Up: Tennessee Titans (3-1) ... Copied to Clipboard!
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JustAndrew88 10/04/18 1:40:45 PM #15: |
Oh, well there's no such thing as cheap in California.
--- You don't understand. Edgar is the one in the hole. ... Copied to Clipboard!
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Damn_Underscore 10/04/18 2:36:22 PM #16: |
Let's see, $300 a month would be 1200 points a month, or 14400 points annually. Amex points are valued at 1.9 cents each (https://thepointsguy.com/) which would = $273.96 from groceries alone.
So yes. --- Shenmue II = best game of all time Shenmue = 2nd best game of all time ... Copied to Clipboard!
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Damn_Underscore 10/04/18 3:48:44 PM #17: |
^but you would have to apply those points to travel with transfer partners to get that value
https://www.creditdonkey.com/membership-rewards-transfer-partners.html --- Shenmue II = best game of all time Shenmue = 2nd best game of all time ... Copied to Clipboard!
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Damn_Underscore 10/04/18 6:37:00 PM #18: |
bump
--- Shenmue II = best game of all time Shenmue = 2nd best game of all time ... Copied to Clipboard!
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SolidSonicEX 10/04/18 6:40:11 PM #19: |
The phrase anyone who badmouths credit hasnt grown up in the real world is rolling around in my head as I read this topic.
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Damn_Underscore 10/04/18 8:07:32 PM #20: |
Millennials in general seem to be interested in credit cards + rewards, it's interesting that so much of CE hates them
--- Shenmue II = best game of all time Shenmue = 2nd best game of all time ... Copied to Clipboard!
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