Poll of the Day > How to I pay for college/take out a loan myself?

Topic List
Page List: 1, 2, 3
-Komaiko54-
06/28/19 5:43:52 PM
#1:


People on reddit keep bitching about how I should stop telling my parents to get a loan when I should pay for it but they're so reluctant on telling HOW I can pay for it? Like, WTF I am MORE than willing to pay for it myself!

Problem is I have no credit history! Am I supposed to work my $10.50 per hour job until I'm able to rack up $58K?

I tried calling a couple banks and demanding that they let me speak to someone who can give me the loan despite no credit history but those poor ladies kept refusing. Jerks

I bring this up again because UD is forcing me to take summer classes, which is fine except it takes place during two events very personal to me that I refuse to miss them. It's a once in a life time opportunity!

So yeah I'm totally gonna throw away a 6K college to attend these two events, now I'm back to square one

it's either American (45K, 58K if I can't cut room and board. I was kind of planning on living in my car)

or Houston (~20K though I didn't get official financial aid yet. could be more, could be less)

please help me guys my DESTINY is riding on it.
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
green dragon
06/28/19 5:49:45 PM
#2:


bro, stop asking us. people have provided answers over and over again but you keep asking the exact seem thing.
---
.
... Copied to Clipboard!
-Komaiko54-
06/28/19 6:10:29 PM
#3:


green dragon posted...
bro, stop asking us. people have provided answers over and over again but you keep asking the exact seem thing.


I don't recall anyone telling me which bank to go to to take out the loan.

I only post here because everyone else is giving me ass answers as well, leaving me with little to do
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
TheWitchMorgana
06/28/19 6:15:51 PM
#4:


-Komaiko54- posted...
Am I supposed to work my $10.50 per hour job until I'm able to rack up $58K?

yep. better start asking for overtime
---
formerly Kanakiri, Sefrig, etc. no longer into soda :(
https://i.imgtc.ws/hzzfqsE.jpg
... Copied to Clipboard!
JOExHIGASHI
06/28/19 6:21:55 PM
#5:


look into scholarships
---
Next Xbox will be named Xbox1 2
... Copied to Clipboard!
Cacciato
06/28/19 6:26:42 PM
#6:


Why the fuck do you constantly ask the same questions
... Copied to Clipboard!
-Komaiko54-
06/28/19 6:29:34 PM
#7:


JOExHIGASHI posted...
look into scholarships


I'm trying--- there aren't any left this time around

Cacciato posted...
Why the fuck do you constantly ask the same questions


because no one fucking answers the question!
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
TheWitchMorgana
06/28/19 6:37:37 PM
#8:


everyone has been answering the question, you just don't want to swallow your pride and do what you need to do to get there. you want to be given the shortcuts when you clearly haven't earned them
---
formerly Kanakiri, Sefrig, etc. no longer into soda :(
https://i.imgtc.ws/hzzfqsE.jpg
... Copied to Clipboard!
-Komaiko54-
06/28/19 6:40:09 PM
#9:


TheWitchMorgana posted...
everyone has been answering the question, you just don't want to swallow your pride and do what you need to do to get there. you want to be given the shortcuts when you clearly haven't earned them


What are you talking about? What exactly do I need to do?
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
TheWitchMorgana
06/28/19 6:42:39 PM
#10:


you said you had access to free community college but said no to it. now you're doing nothing instead
---
formerly Kanakiri, Sefrig, etc. no longer into soda :(
https://i.imgtc.ws/hzzfqsE.jpg
... Copied to Clipboard!
CTLM
06/28/19 6:44:01 PM
#11:


-Komaiko54- posted...
TheWitchMorgana posted...
everyone has been answering the question, you just don't want to swallow your pride and do what you need to do to get there. you want to be given the shortcuts when you clearly haven't earned them


What are you talking about? What exactly do I need to do?


You need to talk to financial aide for the college you're going to attend if you want to take out any aide. You'll need to go to the FASFA website eventually, as well as sign promissory notes when the time comes
... Copied to Clipboard!
-Komaiko54-
06/28/19 6:50:01 PM
#12:


TheWitchMorgana posted...
you said you had access to free community college but said no to it. now you're doing nothing instead


because it's dumb, and no I'm not doing "nothing'

CTLM posted...

You need to talk to financial aide for the college you're going to attend if you want to take out any aide. You'll need to go to the FASFA website eventually, as well as sign promissory notes when the time comes


I already did that, and I've already tried begging to my school's financial aid office
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
SpeedDemon20
06/28/19 6:54:47 PM
#13:


CTLM posted...
You need to talk to financial aide for the college you're going to attend if you want to take out any aide. You'll need to go to the FASFA website eventually, as well as sign promissory notes when the time comes

Hey, you were right yesterday! Good memory!
---
http://orig14.deviantart.net/59f8/f/2009/047/4/9/rylai_crestfall_by_eyue.jpg
Crystal Maiden... gal could break your heart in a thousand pieces. -Rucks
... Copied to Clipboard!
JazzMasterZero
06/28/19 6:57:25 PM
#14:


https://www.salliemae.com/

Here now quit asking and enjoy being in terrible debt once you get done with school.
... Copied to Clipboard!
-Komaiko54-
06/28/19 7:30:31 PM
#15:


JazzMasterZero posted...
https://www.salliemae.com/

Here now quit asking and enjoy being in terrible debt once you get done with school.


Still says I need a cosigner

Awesome, can't wait to bug their customer support tomorrow and demand the loan
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
WastelandCowboy
06/28/19 7:39:59 PM
#16:


-Komaiko54- posted...
JazzMasterZero posted...
https://www.salliemae.com/

Here now quit asking and enjoy being in terrible debt once you get done with school.


Still says I need a cosigner

Awesome, can't wait to bug their customer support tomorrow and demand the loan

Check out the sense of entitlement on this guy!!
... Copied to Clipboard!
-Komaiko54-
06/28/19 7:41:03 PM
#17:


WastelandCowboy posted...
-Komaiko54- posted...
JazzMasterZero posted...
https://www.salliemae.com/

Here now quit asking and enjoy being in terrible debt once you get done with school.


Still says I need a cosigner

Awesome, can't wait to bug their customer support tomorrow and demand the loan

Check out the sense of entitlement on this guy!!


what are you talking about?
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
#18
Post #18 was unavailable or deleted.
-Komaiko54-
06/28/19 8:10:13 PM
#19:


Zangulus posted...
My favorite part is planning on living in your car.


It's a valuable strategy. AU has communal bathrooms so I can come in and use those. if that doesn't work I'll just join a why or something
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
LeetCheet
06/28/19 8:16:26 PM
#20:


Why are you so insistent going to college?
You're only going to get into a hugeass dept.
---
... Copied to Clipboard!
-Komaiko54-
06/28/19 8:19:58 PM
#21:


LeetCheet posted...
Why are you so insistent going to college?


I would only have to go for one year and then I have a strong chance of getting back to West Point. They told me I have to go SOMEWHERE for one year
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
MrMelodramatic
06/28/19 8:28:41 PM
#22:


-Komaiko54- posted...
join a why
... Copied to Clipboard!
#23
Post #23 was unavailable or deleted.
-Komaiko54-
06/28/19 8:39:34 PM
#24:


Zangulus posted...
MrMelodramatic posted...
-Komaiko54- posted...
join a why


He does that on purpose for attention.


don't know how making a simple grammar error means I'm attention seeking

literally said in the coffee thread to ignore my typos or you suck
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
LeetCheet
06/28/19 8:44:00 PM
#25:


This is the Internet. No one will take you seriously if you can't grammar : P
---
... Copied to Clipboard!
#26
Post #26 was unavailable or deleted.
#27
Post #27 was unavailable or deleted.
Dynalo
06/28/19 9:21:10 PM
#28:


Zangulus posted...
My favorite part is planning on living in your car.


That was my takeaway as well.
---
Assassins do it from behind.
... Copied to Clipboard!
Cacciato
06/28/19 9:25:07 PM
#29:


-Komaiko54- posted...
LeetCheet posted...
Why are you so insistent going to college?


I would only have to go for one year and then I have a strong chance of getting back to West Point. They told me I have to go SOMEWHERE for one year

On the bright side, West Point is safe in that case
... Copied to Clipboard!
PMarth2002
06/28/19 10:14:27 PM
#30:


Have you visited your school's financial aid office? Or potential school if you aren't enrolled?
---
No matter where you go, there you are.
... Copied to Clipboard!
RedPixel
06/28/19 11:16:03 PM
#31:


-Komaiko54- posted...
People on reddit [...] bitching [...] HOW I can pay for it? [...] WTF [...] I have no credit history! [...] Jerks

I bring this up again because UD is forcing me to take summer classes, which is fine except it takes place during two events very personal to me that I refuse to miss them. It's a once in a life time opportunity!

please help me guys my DESTINY is riding on it.


https://www.youtube.com/watch?v=yVIRcnlRKF8" data-time="


My new tag for you is REQUIEM, because the build up in the song is so fittingly repetitive and dramatic.

Someone said it perfectly earlier:

green dragon posted...
bro, stop asking us. people have provided answers over and over again but you keep asking the exact same thing.

---
Working in a team is great! It always helps to have someone else to blame.
... Copied to Clipboard!
wwinterj25
06/28/19 11:19:19 PM
#32:


-Komaiko54- posted...
People on reddit keep bitching about


https://www.youtube.com/watch?v=nDD0RC0PKBM" data-time="&start=125

---
One who knows nothing can understand nothing.
http://psnprofiles.com/wwinterj - https://imgur.com/kDysIcd
... Copied to Clipboard!
wolfy42
06/28/19 11:21:39 PM
#33:


Well, I do think the world is overpopulated so I have a solution for you. Hire yourself out as an assassin!!!

Yep!! It pays great!! Slightly illegal though, so you probably don't wanna get caught, but.....you could have enough for college in no time!! Best yet, since you wanna go to an expensive college, just swing by there and get the rich kids that are already going to pay you to take out the worst teachers!!! Not only will you make more then enough to go to the school......but the bad teachers will be gone as well!! Double win!!!

*This is humor.....not serious......I am not advocating actually becoming an assassin, especially not of teachers*
---
We are 4 oreos from Heaven!!!!
... Copied to Clipboard!
Smarkil
06/28/19 11:22:31 PM
#34:


Cacciato posted...
-Komaiko54- posted...
LeetCheet posted...
Why are you so insistent going to college?


I would only have to go for one year and then I have a strong chance of getting back to West Point. They told me I have to go SOMEWHERE for one year

On the bright side, West Point is safe in that case


As a former military man, what do you think his experience is gonna be like if he ever gets his foot in the door?
---
I promise that if the game stinks I will make a topic about how I hate it and you can all laugh at me - Mead on Fallout 76
... Copied to Clipboard!
-Komaiko54-
06/29/19 2:24:32 PM
#35:


PMarth2002 posted...
Have you visited your school's financial aid office? Or potential school if you aren't enrolled?


yeah, they told me to fuck off

Smarkil posted...
what do you think his experience is gonna be like if he ever gets his foot in the door?


epic
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
CTLM
06/29/19 2:52:38 PM
#36:


-Komaiko54- posted...
PMarth2002 posted...
Have you visited your school's financial aid office? Or potential school if you aren't enrolled?


yeah, they told me to fuck off

Smarkil posted...
what do you think his experience is gonna be like if he ever gets his foot in the door?


epic


I highly doubt they told you to fuck off, even in an professional manner. Colleges want as many students to enroll as possible. Enrollment specialists typically bend over backwards to get new students in there

That means you are possibly:

lying

Were completely evasive at answering all their questions and they couldn't help you

You actually didn't graduate high school

They actually did say that because they're awful at their job and want to cost the school money because the school gets paid partly through enrollment numbers

Which one?
... Copied to Clipboard!
-Komaiko54-
06/29/19 2:57:58 PM
#37:


CTLM posted...

I highly doubt they told you to fuck off, even in an professional manner.


I was exaggerating

They basically kept telling me to find somewhere to apply for a loan but that never works because I don't have an eligible cosigner that can take out a damn near $58K loan (at worse)
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
CTLM
06/29/19 3:00:59 PM
#38:


-Komaiko54- posted...
CTLM posted...

I highly doubt they told you to fuck off, even in an professional manner.


I was exaggerating

They basically kept telling me to find somewhere to apply for a loan but that never works because I don't have an eligible cosigner that can take out a damn near $58K loan (at worse)


Why do you need a cosigner for student loans? I never had to do that
Ever
... Copied to Clipboard!
-Komaiko54-
06/29/19 3:01:49 PM
#39:


CTLM posted...
Why do you need a cosigner for student loans? I never had to do that


I mean private loans

my student loans don't cover the tuition at all

Unless it's supposed to? Am I crunching the numbers wrong?
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
CTLM
06/29/19 3:19:57 PM
#40:


-Komaiko54- posted...
CTLM posted...
Why do you need a cosigner for student loans? I never had to do that


I mean private loans

my student loans don't cover the tuition at all

Unless it's supposed to? Am I crunching the numbers wrong?


Typically you see how much you need for tuition. Then you can see if you can (if you want) borrow from the government the full amount or a combo of private and government

For example; my school is 35k for the year. I borrowed the full amount, 17.5k for each semester, from the government because I never could get that from a bank

Student loans suck but I'll be making about 75k with my Masters, so I can pay mine off pretty quick

Edit- these are broad descriptions and steps really. There's more to it but you get the idea. No point in writing an essay
... Copied to Clipboard!
myghostisdead
06/29/19 3:26:30 PM
#41:


-Komaiko54- posted...
TheWitchMorgana posted...
you said you had access to free community college but said no to it. now you're doing nothing instead


because it's dumb, and no I'm not doing "nothing'

CTLM posted...

You need to talk to financial aide for the college you're going to attend if you want to take out any aide. You'll need to go to the FASFA website eventually, as well as sign promissory notes when the time comes


I already did that, and I've already tried begging to my school's financial aid office


So what is so dumb about free community college?
---
"Mom, was I in a wreck?"
... Copied to Clipboard!
CTLM
06/29/19 3:38:32 PM
#42:


myghostisdead posted...
-Komaiko54- posted...
TheWitchMorgana posted...
you said you had access to free community college but said no to it. now you're doing nothing instead


because it's dumb, and no I'm not doing "nothing'

CTLM posted...

You need to talk to financial aide for the college you're going to attend if you want to take out any aide. You'll need to go to the FASFA website eventually, as well as sign promissory notes when the time comes


I already did that, and I've already tried begging to my school's financial aid office


So what is so dumb about free community college?


Some people feel Community college is "below" them unfortunately, free education or not. It's sad really
... Copied to Clipboard!
Kyuubi4269
06/29/19 3:46:03 PM
#43:


You shouldn't go to college because you will fail, it will be a waste of money.

No bank will loan to you because you're never going to pass, and even if you did, you're not capable of operating independently enough to acquire a job that will pay them back in any kind of acceptable time frame.

Accept your future of shitty knock-off tie vendor in buttfuck nowhere.
---
Doctor Foxx posted...
The demonizing of soy has a lot to do with xenophobic ideas.
... Copied to Clipboard!
DeathMagnetic80
06/29/19 3:59:28 PM
#44:


-Komaiko54- posted...
JOExHIGASHI posted...
look into scholarships


I'm trying--- there aren't any left this time around

Cacciato posted...
Why the fuck do you constantly ask the same questions


because no one fucking answers the question!


The answer is: you can't. Apply for a Pell Grant and student loans at the school you want to attend, but with no income or credit history you can't get a loan from a bank. Period.
... Copied to Clipboard!
Lorthremar
06/29/19 4:08:46 PM
#45:


DeathMagnetic80 posted...
-Komaiko54- posted...
JOExHIGASHI posted...
look into scholarships


I'm trying--- there aren't any left this time around

Cacciato posted...
Why the fuck do you constantly ask the same questions


because no one fucking answers the question!


The answer is: you can't. Apply for a Pell Grant and student loans at the school you want to attend, but with no income or credit history you can't get a loan from a bank. Period.

can't do Pell Grant if he's a dependent of someone who is expected to produce income and judging off of his incompetence, he's dependent.
---
the 9/11 buildings got destroyed in the 9/11 thing - xyphilia
... Copied to Clipboard!
DeathMagnetic80
06/29/19 4:44:18 PM
#46:


IF what you're saying is true about just having to do something for a year and you stand a good chance of getting in to West Point... I really don't get why you won't just do community college for a year and you know, not how into a bunch of dept.
... Copied to Clipboard!
-Komaiko54-
06/29/19 4:59:57 PM
#47:


myghostisdead posted...
So what is so dumb about free community college?


There's just so many opportunities elsewhere

Kyuubi4269 posted...
you're not capable of operating independently enough to acquire a job


Don't know what you're talking about, I already have a job lined up (2nd lt......)
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
Sefrig
06/29/19 6:00:54 PM
#48:


-Komaiko54- posted...
myghostisdead posted...
So what is so dumb about free community college?

There's just so many opportunities elsewhere

not for you theres not. you clearly dont qualify for any of those opportunities, but you wont take the path that will actually open that door for you. a lot of people do 2 years of community college and then transfer to a uni... it literally makes no sense not to. you just want to be given things you havent shown youve earned
---
... Copied to Clipboard!
dedbus
06/29/19 6:25:44 PM
#49:


You're supposed to go into crippling debt that you will never be about to pay off. It's the new indentured servitude since actually calling it that is illegal or frowned upon now a days.
... Copied to Clipboard!
-Komaiko54-
06/29/19 7:07:31 PM
#50:


Sefrig posted...
you clearly dont qualify for any of those opportunities


what does that even mean?

Sefrig posted...
a lot of people do 2 years of community college and then transfer to a uni...


I theoretically have one year, I might as well make the most of it
---
"I'm touched by the arrow of God that left scars." - CYNE
... Copied to Clipboard!
Topic List
Page List: 1, 2, 3