Current Events > Credit Card or Debit Card?

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ChrisTaka
10/24/19 1:06:48 PM
#1:


Which do you prefer? - Results (19 votes)
Credit Card
84.21% (16 votes)
16
Debit Card
15.79% (3 votes)
3
Who need a credit card when mattresses exist?
0% (0 votes)
0
So?
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CableZL
10/24/19 1:07:09 PM
#2:


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Smashingpmkns
10/24/19 1:07:51 PM
#3:


There's really no reason to not use a credit card for everything.
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WerewolfPaws
10/24/19 1:10:00 PM
#4:


Smashingpmkns posted...
There's really no reason to not use a credit card for everything.


I can think of plenty.
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PatrickMahomes
10/24/19 1:10:23 PM
#5:


Credit card rewards are literally free money. Just don't be dumb and change your spending habits and/or treating the credit card itself as a free money. Otherwise you'll be paying interest.

WerewolfPaws posted...
Smashingpmkns posted...
There's really no reason to not use a credit card for everything.


I can think of plenty.

I mean there are a few one-off instances. Like my rent for example charges a 3% credit card fee, but my cash back rewards on my Chase Freedom Unlimited is only 1.5% cash back, so obviously I come out behind on that. So even though I would get 1.5% of $881 back ($13.25), it actually costs me $26.50, so it would be a reason not to. Whereas using a debit card only incurs a transaction fee of $3.95.

There are so few reasons not to though. Again just don't be dumb with a credit card and there is virtually no reason not to use one.
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Awakened_Link
10/24/19 1:12:40 PM
#7:


I only used my credit card for big purchases.

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Master_Bass
10/24/19 1:12:53 PM
#8:


I pretty much only use my credit cards. There's next to no reason to use a debit card unless you can't be trusted to use a credit card responsibly. You're just losing money if you don't take advantage of points/cash back cards.
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MC_BatCommander
10/24/19 1:13:41 PM
#9:


Credit card. Finally convinced my wife to put all of our regular transactions on a travel card and we've made 200 bucks in points since July.
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Twin3Turbo
10/24/19 1:14:05 PM
#10:


CableZL posted...
I use a credit card for all of my purchases.



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dummy420
10/24/19 1:16:32 PM
#11:


Had my debit card info taken twice. Got all the money back but credit has easier fraud protection.
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nclrwntr
10/24/19 1:18:07 PM
#12:


You should always use a credit card and pay off the balance each month. It builds your credit history.
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