Current Events > American healthcare is great! Routine colonoscopy = $18,000

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Blackstar110
10/28/19 9:14:59 PM
#1:


I owe almost 1.5k out of pocket.

Included in the itemization was a $2000 stay in the recovery room where I laid for 15 minutes, got dressed, and had a cup of apple juice.

Im about to fucking break bad
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OnWingsOfMisery
10/28/19 9:16:32 PM
#2:


What is routine about a colonoscopy? $1,500 out of pocket for an abnormal thing like that isn't bad. Certainly beats paying 20% more in taxes each and every year even when you don't need it.
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PleaseClap
10/28/19 9:17:19 PM
#3:


Was the apple juice good at least
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Esrac
10/28/19 9:18:12 PM
#4:


OnWingsOfMisery posted...
What is routine about a colonoscopy? $1,500 out of pocket for an abnormal thing like that isn't bad. Certainly beats paying 20% more in taxes each and every year even when you don't need it.


$1500 is still pretty bad.
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OnWingsOfMisery
10/28/19 9:20:02 PM
#5:


Esrac posted...
$1500 is still pretty bad.


Put it on a payment plan and it's just $125 a month for a year. Not bad at all and certainly something that can be budgeted for.
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Sir Will
10/28/19 9:20:41 PM
#6:


JFC your country is horrible.

OnWingsOfMisery posted...
What is routine about a colonoscopy? $1,500 out of pocket for an abnormal thing like that isn't bad. Certainly beats paying 20% more in taxes each and every year even when you don't need it.

Everything about this post is wrong.
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_Matchabuu_
10/28/19 9:21:01 PM
#7:


Ill shove a scope up anyones ass for about 5 dollars why would u pay that much

jk American healthcare is the devil
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MrNintendo1213
10/28/19 9:21:03 PM
#8:


OnWingsOfMisery posted...
What is routine about a colonoscopy? $1,500 out of pocket for an abnormal thing like that isn't bad. Certainly beats paying 20% more in taxes each and every year even when you don't need it.


"Hey I had a little blood in my stool and it isn't going away."

"Okay, try using baby wipes instead of tp and if it doesnt stop take this camera up your ass and then give me 1,500 dollars."

Yeah that sounds great give everyone more of that.

And either way, you still do have to pay for poor people, because healthcare is so expensive poor and homeless people will not go for a long time until they are dying.
Then they go to the emergency room and have several thousand dollars owed, and since they are poor and or homeless they won't pay it. Now they need to charge everyone else more because of all the people who aren't going to pay them.
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mew4ever
10/28/19 9:21:19 PM
#9:


Like I get routine stuff are things you can budget for. But I dont like medical emergencies having the potential to financially ruin people. Its like too bad, dont get sick. And it sounds so ridiculous
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OnWingsOfMisery
10/28/19 9:21:38 PM
#10:


Sir Will posted...
Everything about this post is wrong.


How do you figure
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mattnd2007
10/28/19 9:22:38 PM
#11:


American healthcare is a fucking nightmare

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OnWingsOfMisery
10/28/19 9:22:59 PM
#12:


MrNintendo1213 posted...
"Hey I had a little blood in my stool and it isn't going away."

"Okay, try using baby wipes instead of tp and if it doesnt stop take this camera up your ass and then give me 1,500 dollars."

Yeah that sounds great give everyone more of that.

And either way, you still do have to pay for poor people, because healthcare is so expensive poor and homeless people will not go for a long time until they are dying.
Then they go to the emergency room and have several thousand dollars owed, and since they are poor and or homeless they won't pay it. Now they need to charge everyone else more because of all the people who aren't going to pay them.


Weird, my emergency room costs are pretty low with a decent insurance plan and urgent care centers are good for almost everything despite being much cheaper for me than an emergency room.

Don't go to emergency room if it isn't emergency. Use urgent Care center and be diligent about maintaining your health. It doesn't have to cost much
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Blackstar110
10/28/19 9:23:04 PM
#13:


OnWingsOfMisery posted...
What is routine about a colonoscopy? $1,500 out of pocket for an abnormal thing like that isn't bad. Certainly beats paying 20% more in taxes each and every year even when you don't need it.

Shut the fuck up
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OnWingsOfMisery
10/28/19 9:23:27 PM
#14:


mattnd2007 posted...
American healthcare is a fucking nightmare


$1,500 out of pocket for a rare thing is a nightmare? It is certainly better than taking home 20% less each year forever
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OnWingsOfMisery
10/28/19 9:24:02 PM
#15:


Blackstar110 posted...
Shut the fuck up


What a great rebuttal. Im convinced
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mattnd2007
10/28/19 9:24:58 PM
#16:


OnWingsOfMisery posted...
$1,500 out of pocket for a rare thing is a nightmare? It is certainly better than taking home 20% less each year forever
Wait until you get cancer or something. Even with healthcare the costs are outrageous.

Like oh good you survived. Here is a good chunk of financial ruin in your life

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BilalPowell
10/28/19 9:25:21 PM
#17:


Thats why you get it while on medicaid
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MabusIncarnate
10/28/19 9:25:31 PM
#18:


TC i'll take care of it for you for $200 I have a pretty clean garden hose
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Blackstar110
10/28/19 9:25:34 PM
#19:


mattnd2007 posted...
OnWingsOfMisery posted...
$1,500 out of pocket for a rare thing is a nightmare? It is certainly better than taking home 20% less each year forever
Wait until you get cancer or something. Even with healthcare the costs are outrageous.

Like oh good you survived. Here is a good chunk of financial ruin in your life

Nah man hell just budget; nbd
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Gakk86
10/28/19 9:26:24 PM
#20:


OnWingsOfMisery posted...
mattnd2007 posted...
American healthcare is a fucking nightmare


$1,500 out of pocket for a rare thing is a nightmare? It is certainly better than taking home 20% less each year forever

You have no idea what you're talking, just shut up. Colonoscopies are a routine thing. Just because you're talking out your ass doesn't mean you won't have a camera shoved up it many times in your life as you get older. Unless of course you don't have great insurance or we somehow keep our busted ass medical system, then you'll probably die of some kind of bowel disease.
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OnWingsOfMisery
10/28/19 9:28:37 PM
#21:


mattnd2007 posted...
Wait until you get cancer or something. Even with healthcare the costs are outrageous.

Like oh good you survived. Here is a good chunk of financial ruin in your life


There's like a .01% chance of getting cancer. If it happened that would suck and I would hope we could have better strategies for it, but this topic isn't about cancer. It's about something that is actually a very reasonable out of pocket cost.
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hockeybub89
10/28/19 9:28:42 PM
#22:


OnWingsOfMisery posted...
What is routine about a colonoscopy? $1,500 out of pocket for an abnormal thing like that isn't bad. Certainly beats paying 20% more in taxes each and every year even when you don't need it.

Colonoscopies are routine. The exorbitant amounts we pay for healthcare are unacceptable. And some people don't mind paying taxes. Helping everyone includes helping yourself.
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OnWingsOfMisery
10/28/19 9:30:13 PM
#23:


Gakk86 posted...
You have no idea what you're talking, just shut up. Colonoscopies are a routine thing. Just because you're talking out your ass doesn't mean you won't have a camera shoved up it many times in your life as you get older. Unless of course you don't have great insurance or we somehow keep our busted ass medical system, then you'll probably die of some kind of bowel disease.


Gonna need some citations for how common colonoscopies are. $125 a month for a year is not a bad outcome which is the point of the topic.

It's not some huge amount. The insurance did its job. He could probably when make a phone call or two and talk his portion down to $0.
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OnWingsOfMisery
10/28/19 9:32:06 PM
#24:


hockeybub89 posted...
Colonoscopies are routine. The exorbitant amounts we pay for healthcare are unacceptable. And some people don't mind paying taxes. Helping everyone includes helping yourself.


$1,500 out of pocket for a colonoscopy is certainly a lot cheaper than the enormous tax increases we would need after Warren becomes president.

And also a much less frequent bill than having even more of your income seized by the state each and every month. Maybe adults should be budgeting better so they already have some money saved when they need a colonoscopy or some other thing that is infrequent and not covered 100%
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#25
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Chicken
10/28/19 9:34:39 PM
#26:


With that kind of cost they should make it so your farts smell like cinnamon rolls
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OnWingsOfMisery
10/28/19 9:36:54 PM
#27:


Chicken posted...
With that kind of cost they should make it so your farts smell like cinnamon rolls


Note that the individual did not pay $18,000. They paid $1,500. Which is much closer to what the cost of the colonoscopy is.

The insurance saved him from the hospital that billed nearly 15 times more than what the service costs. And they'll negotiate on his behalf for the rest of the bill, with the $1,500 he owes even being negotiable if he calls them.

People here are so misinformed about how this all works. Probably because the average age is so small that the average poster is on their parent's insurance and has no real world experience.
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mattnd2007
10/28/19 9:37:41 PM
#28:


OnWingsOfMisery posted...
There's like a .01% chance of getting cancer. If it happened that would suck and I would hope we could have better strategies for it, but this topic isn't about cancer. It's about something that is actually a very reasonable out of pocket cost.


Even though you're probably trolling.
https://www.cancer.org/cancer/cancer-basics/lifetime-probability-of-developing-or-dying-from-cancer.html

0.01% right....


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MudKip_Master
10/28/19 9:37:44 PM
#29:


Are you over 40?
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hockeybub89
10/28/19 9:37:54 PM
#30:


OnWingsOfMisery posted...
It's not some huge amount. The insurance did its job. He could probably when make a phone call or two and talk his portion down to $0.

Insurance companies are famous for being easy to communicate with.

oh.
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#31
Post #31 was unavailable or deleted.
OnWingsOfMisery
10/28/19 9:42:02 PM
#32:


mattnd2007 posted...
Even though you're probably trolling.
https://www.cancer.org/cancer/cancer-basics/lifetime-probability-of-developing-or-dying-from-cancer.html

0.01% right....


Eventually old age causes us to die of cancer or basically anything else, but for the healthy person the odds are quite low of getting it at a young age.

We can definitely improve how we treat those people though. But that doesn't change anything I said to the TC about his post.
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OnWingsOfMisery
10/28/19 9:42:35 PM
#33:


hockeybub89 posted...
Insurance companies are famous for being easy to communicate with.

oh.


Yeah you can call them or get in touch via their app nowadays. Do you have your own insurance or are you still on your dad or mom's?
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mattnd2007
10/28/19 9:43:21 PM
#34:


Ok nothing to see here people. Stop taking the bait

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OnWingsOfMisery
10/28/19 9:49:41 PM
#35:


mattnd2007 posted...
Ok nothing to see here people. Stop taking the bait


According to your link it isn't until 60 years of age that a man will have 10% chance of developing cancer sometime in the next 10 years.

With proper nutrition and exercises I'm sure that number is much better for individuals.

So yes, I'm not worried about cancer since I'm young. I don't intend to support much higher taxes on individuals due to cancer since that isn't a good argument. Giving up a huge chunk of my earnings for something that may happen when I'm old enough to face death from a ton of other things doesn't seem like a smart trade.
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DrizztLink
10/28/19 9:52:55 PM
#36:


Why are you guys bothering with the latest stolen account's shitposting?
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OnWingsOfMisery
10/28/19 9:54:37 PM
#37:


I like how people throw out insults like alt right and shitposter even though no one can give a rebuttal for my position
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Tired-Insomniac
10/28/19 9:57:19 PM
#38:


My sister in law owed like $3000 out of pocket for giving birth

"Hey we know having a kid is gonna make your finances into a fucking trainwreck so let's get you prepared for that!"

Honestly, anyone who thinks America's healthcare system isn't fucking awful is a fucking idiot.
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The Great Muta 22
10/28/19 9:58:54 PM
#39:


DrizztLink posted...
Why are you guys bothering with the latest stolen account's shitposting?


Especially one who posts bait like someone having to budget in an extra $125 a month in expenses is "no big deal". That made it too obvious
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bobbaaay
10/28/19 10:01:34 PM
#40:


Colon cancer is one of the more common forms of cancer. I love how that poster tried to play it off as rare.
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BilalPowell
10/28/19 10:01:47 PM
#41:


I could add $125 a month no problem if necessary. I'm not rich.
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OnWingsOfMisery
10/28/19 10:05:12 PM
#42:


An extra $125 a month really isn't that much to budget for out of pocket health expenses when you consider the median household income and the average amount spent on dining out and entertainment.

https://money.howstuffworks.com/personal-finance/personal-income-taxes/discretionary-income1.htm

$12,000 a year on that to be precise. Surely $1,500 of that can be saved each year to account for any extra healthcare needs like what TC had? Or do we absolutely need to reduce people's take-home pay by more than the $125 it would cost to get there.
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TheGoldenEel
10/28/19 10:06:17 PM
#43:


OnWingsOfMisery posted...
What is routine about a colonoscopy? $1,500 out of pocket for an abnormal thing like that isn't bad. Certainly beats paying 20% more in taxes each and every year even when you don't need it.
Terrible gimmick bro

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hakujo
10/28/19 10:06:59 PM
#44:


Government doesn't care about it's people. We get it.
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OnWingsOfMisery
10/28/19 10:07:48 PM
#45:


bobbaaay posted...
Colon cancer is one of the more common forms of cancer. I love how that poster tried to play it off as rare.


https://seer.cancer.gov/csr/1975_2014/results_merged/topic_lifetime_risk.pdf

Scroll down to page 21. You have less than a 1% chance of getting colon cancer in the next ten years, every ten years until you get to 70. Then the probability increases slightly but still remains very improbable.

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OnWingsOfMisery
10/28/19 10:08:18 PM
#46:


TheGoldenEel posted...
Terrible gimmick bro


Either dispute the actual points I'm making or don't post kthxbai
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Scody
10/28/19 10:10:40 PM
#47:


OnWingsOfMisery posted...
What is routine about a colonoscopy? $1,500 out of pocket for an abnormal thing like that isn't bad. Certainly beats paying 20% more in taxes each and every year even when you don't need it.


And this is why your country has such horrific health care costs. You're literally ok with it. Thats pathetic of you lol
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Unsugarized_Foo
10/28/19 10:11:12 PM
#48:


My kid cost $6000 after insurance for a C-section

My friend who had a kid was free cause she was purposefully poor. She now is a stay at home mom with food stamps, heat and cooling assistance, Medicare, with section 8. Sounds kinda nice right now
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TheGoldenEel
10/28/19 10:12:50 PM
#49:


OnWingsOfMisery posted...
Either dispute the actual points I'm making or don't post kthxbai
Well for one you called a colonoscopy, a procedure that 80% of people will have at least once in their lifetime, with many having multiple, not routine

i used to repair the sterilizers used for scopesI know a thing or two about the procedures and the actual costs involved in them

health care prices in the US are ridiculously overinflated

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OnWingsOfMisery
10/28/19 10:14:21 PM
#50:


Scody posted...
And this is why your country has such horrific health care costs. You're literally ok with it. Thats pathetic of you lol


I am okay with adults who on average spend $12,000 a year eating out and on entertainment being responsible for $125 of their own monthly healthcare spending, yes.

Not my problem to take care of the inflated hospital billing for someone else.
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