Current Events > I spent $300 on new golf clubs using only credit card rewards points.

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PatrickMahomes
12/03/19 10:36:31 PM
#1:


And I still have over half my initial point total remaining. Had like $650, decided to splurge on cyber monday for some clubs.

THIS IS WHY YOU USE CREDIT CARDS.

Haven't even had the card for two years yet. Just a Chase Freedom Unlimited. Changed literally nothing about my spending habits and no annual fee. Free $650 in less than two years.

Why do people still use debit cards and/or cash?
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cavalierking
12/03/19 10:44:38 PM
#2:


if you're gonna use just one card, then you might as well have made it the citi double cash back card

but you could get way more if you'd churn
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PatrickMahomes
12/03/19 10:56:56 PM
#3:


cavalierking posted...
if you're gonna use just one card, then you might as well have made it the citi double cash back card

but you could get way more if you'd churn

Citi double cash seems interesting, it's basically 2% then right?

As for churning, I definitely don't have the balls for that but I absolutely see how it works lmao
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Tired-Insomniac
12/03/19 11:02:22 PM
#4:


cavalierking posted...
if you're gonna use just one card, then you might as well have made it the citi double cash back card

but you could get way more if you'd churn


That card bugs me

You get 1% on purchases
And then 1% when paying them off

Why not just give 2% back
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PatrickMahomes
12/04/19 12:55:36 PM
#5:


Tired-Insomniac posted...
That card bugs me

You get 1% on purchases
And then 1% when paying them off

Why not just give 2% back

Yeah I feel like there's a catch or something - Like I've never once missed any payments or carried over balances or anything like that, so it does sound like 2% back, but something about it just doesn't sound right.

So much free money indeed.
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