Current Events > Apparently 9 out of 10 Americans have less than $100,000 in savings

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REMercsChamp 01/05/20 4:10:58 PM #1:	They should really implement some sort of financial literacy class in high school or something --- Haha, Yeah! ARGULA! Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions <cite>REMercsChamp posted [p:932507087] in Apparently... [t:78308070]...</cite> <quote>They should really implement some sort of financial literacy class in high school or something </quote> ... Copied to Clipboard!
s0nicfan 01/05/20 4:11:30 PM #2:	Does that number count children? --- "History Is Much Like An Endless Waltz. The Three Beats Of War, Peace And Revolution Continue On Forever." - Gundam Wing: Endless Waltz <cite>s0nicfan posted [p:932507131] in Apparently... [t:78308070]...</cite> <quote>Does that number count children? </quote> ... Copied to Clipboard!
CableZL 01/05/20 4:11:52 PM #3:	They really should. I feel like I spent way too much time learning how to stop drop and roll and never spent any time learning about how money worked. I haven't had to stop drop and roll so far. --- https://i.imgtc.com/d9Fc4Qq.gif https://i.imgtc.com/BKHTxYq.gif https://i.imgtc.com/vYYIuDx.jpg <cite>CableZL posted [p:932507156] in Apparently... [t:78308070]...</cite> <quote>They really should. I feel like I spent way too much time learning how to stop drop and roll and never spent any time learning about how money worked. I haven't had to stop drop and roll so far. </quote> ... Copied to Clipboard!
Christian RULES 01/05/20 4:12:02 PM #4:	I'm fucking poor. I only have like $50k in savings --- TRUMP 2020 - Keep America Great - Promises Made! Promises Kept! #KAG #MAGA RIP Man Fan - http://youtu.be/M1YbbuV9YOk - https://imgur.com/K1Q7M5r <cite>Christian RULES posted [p:932507167] in Apparently... [t:78308070]...</cite> <quote>I'm fucking poor. I only have like $50k in savings </quote> ... Copied to Clipboard!
KillerSlaw 01/05/20 4:12:44 PM #5:	Imagine being that much of a fucking loser Y I K E S --- https://imgur.com/shFkzJJ <cite>KillerSlaw posted [p:932507208] in Apparently... [t:78308070]...</cite> <quote>Imagine being that much of a fucking loser Y I K E S </quote> ... Copied to Clipboard!
Gakk86 01/05/20 4:14:04 PM #6:	I have a couple of thou and that makes me better than pretty much everybody I know. America is just about fucking over anybody and everybody to give more money to billionaires. It's a fucking garbage country and everybody who isn't a bootlicking dumbass knows it. --- All generalizations are false, including this one. <cite>Gakk86 posted [p:932507280] in Apparently... [t:78308070]...</cite> <quote>I have a couple of thou and that makes me better than pretty much everybody I know. America is just about fucking over anybody and everybody to give more money to billionaires. It's a fucking garbage country and everybody who isn't a bootlicking dumbass knows it. </quote> ... Copied to Clipboard!
AFrench2 01/05/20 4:14:06 PM #7:	Christian RULES posted... I'm fucking poor. I only have like $50k in savings k --- Ohh boy <cite>AFrench2 posted [p:932507282] in Apparently... [t:78308070]...</cite> <quote>Christian RULES posted... </cite> <quote>I'm fucking poor. I only have like $50k in savings</quote>k </quote> ... Copied to Clipboard!
g980 01/05/20 4:15:05 PM #8:	Does that include retirement accounts? --- These old bones live to learn her wanton ways: (I measure time by how a body sways). <cite>g980 posted [p:932507329] in Apparently... [t:78308070]...</cite> <quote>Does that include retirement accounts? </quote> ... Copied to Clipboard!
g980 01/05/20 4:15:32 PM #9:	Also financial literacy, while important, doesnt create money out of thin air... --- These old bones live to learn her wanton ways: (I measure time by how a body sways). <cite>g980 posted [p:932507357] in Apparently... [t:78308070]...</cite> <quote>Also financial literacy, while important, doesnt create money out of thin air... </quote> ... Copied to Clipboard!
CableZL 01/05/20 4:16:41 PM #10:	g980 posted... Also financial literacy, while important, doesnt create money out of thin air... True, but it also at least arms you with the knowledge to avoid making really stupid financial decisions purely out of ignorance. --- https://i.imgtc.com/d9Fc4Qq.gif https://i.imgtc.com/BKHTxYq.gif https://i.imgtc.com/vYYIuDx.jpg <cite>CableZL posted [p:932507410] in Apparently... [t:78308070]...</cite> <quote>g980 posted... </cite> <quote>Also financial literacy, while important, doesnt create money out of thin air...</quote> True, but it also at least arms you with the knowledge to avoid making really stupid financial decisions purely out of ignorance. </quote> ... Copied to Clipboard!
cmiller4642 01/05/20 4:16:58 PM #11:	I forgot that everyone who posts on CE makes $300,000+ a year and has 0 financial problems. <cite>cmiller4642 posted [p:932507427] in Apparently... [t:78308070]...</cite> <quote>I forgot that everyone who posts on CE makes $300,000+ a year and has 0 financial problems. </quote> ... Copied to Clipboard!
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emblem boy 01/05/20 4:17:49 PM #13:	REMercsChamp posted... They should really implement some sort of financial literacy class in high school or something What would a financial literacy class consist of? --- Pitter-patter, let's get at 'er <cite>emblem boy posted [p:932507477] in Apparently... [t:78308070]...</cite> <quote>REMercsChamp posted...</cite> <quote>They should really implement some sort of financial literacy class in high school or something </quote> What would a financial literacy class consist of?</quote> ... Copied to Clipboard!
REMercsChamp 01/05/20 4:18:38 PM #14:	emblem boy posted... What would a financial literacy class consist of? How to work harder and make more money, for starters How to stop wasting money on shit you don't need also --- Haha, Yeah! ARGULA! Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions <cite>REMercsChamp posted [p:932507515] in Apparently... [t:78308070]...</cite> <quote>emblem boy posted... </cite> <quote>What would a financial literacy class consist of?</quote>How to work harder and make more money, for starters How to stop wasting money on shit you don't need also </quote> ... Copied to Clipboard!
CableZL 01/05/20 4:18:51 PM #15:	emblem boy posted... What would a financial literacy class consist of? How interest rates work, how credit cards work, stocks and other investment strategies, mortgages, different kinds of savings accounts, retirement accounts, etc. --- https://i.imgtc.com/d9Fc4Qq.gif https://i.imgtc.com/BKHTxYq.gif https://i.imgtc.com/vYYIuDx.jpg <cite>CableZL posted [p:932507529] in Apparently... [t:78308070]...</cite> <quote>emblem boy posted... </cite> <quote>What would a financial literacy class consist of?</quote> How interest rates work, how credit cards work, stocks and other investment strategies, mortgages, different kinds of savings accounts, retirement accounts, etc. </quote> ... Copied to Clipboard!
Tupacrulez 01/05/20 4:19:55 PM #16:	There was an accounting class in high school when I was in it. --- Suck less, Rock Moar Company I work for sends screwed up pieces out all the time.-r4xor, the professional welder. <cite>Tupacrulez posted [p:932507564] in Apparently... [t:78308070]...</cite> <quote>There was an accounting class in high school when I was in it. </quote> ... Copied to Clipboard!
PrettyBoyFloyd 01/05/20 4:20:17 PM #17:	Godnorgosh posted... Not the most surprising statistic, and it also understates the problem. Nearly 80% of Americans report living paycheck to paycheck. No one who lives paycheck to paycheck is going to have 100k in savings. Indeed. Took me 3 years to save $5,000. And most is from tax returns and cashing in vacation time. --- The Evil Republicans - Est.2004 - WoT [Government Destabilizing Branch] <cite>PrettyBoyFloyd posted [p:932507583] in Apparently... [t:78308070]...</cite> <quote>Godnorgosh posted... </cite> <quote>Not the most surprising statistic, and it also understates the problem. Nearly 80% of Americans report living paycheck to paycheck. No one who lives paycheck to paycheck is going to have 100k in savings.</quote>Indeed. Took me 3 years to save $5,000. And most is from tax returns and cashing in vacation time. </quote> ... Copied to Clipboard!
Hexenherz 01/05/20 4:20:19 PM #18:	"Apparently 9 out of 10 Americans have less than $100,000 in savings" We're missing key information here, like... what the age range is there. Because if it's like "9 out of 10 18-to-28 year old Americans have less than $100,000 in savings" I wouldn't be surprised. Also how are they defining "savings"? --- FFXIV: Lucius Hexenseele (Brynhildr) \| RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting https://letterboxd.com/BMovieBro/ <cite>Hexenherz posted [p:932507584] in Apparently... [t:78308070]...</cite> <quote>"Apparently 9 out of 10 Americans have less than $100,000 in savings" We're missing key information here, like... what the age range is there. Because if it's like "9 out of 10 18-to-28 year old Americans have less than $100,000 in savings" I wouldn't be surprised. Also how are they defining "savings"? </quote> ... Copied to Clipboard!
FF_Redux 01/05/20 4:21:51 PM #19:	I have $500 in savings --- https://imgur.com/hRsG4 https://i.imgtc.com/zZQ38Hb.jpg https://imgur.com/Z4cir https://imgur.com/qEyGS https://imgur.com/37KDT <cite>FF_Redux posted [p:932507672] in Apparently... [t:78308070]...</cite> <quote>I have $500 in savings </quote> ... Copied to Clipboard!
Pepys Monster 01/05/20 4:22:30 PM #20:	This topic is classist. --- GOML <cite>Pepys Monster posted [p:932507712] in Apparently... [t:78308070]...</cite> <quote>This topic is classist. </quote> ... Copied to Clipboard!
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Umbreon 01/05/20 4:23:21 PM #22:	REMercsChamp posted... They should really implement some sort of financial literacy class in high school or something That would hurt the colleges though. There's a reason they don't educate you on finances. --- This is a mobile account, forgive any errors. ~DYL~ 12-18-19: Donald Trump has been impeached. <cite>Umbreon posted [p:932507767] in Apparently... [t:78308070]...</cite> <quote>REMercsChamp posted... </cite> <quote>They should really implement some sort of financial literacy class in high school or something</quote> That would hurt the colleges though. There's a reason they don't educate you on finances. </quote> ... Copied to Clipboard!
Darmik 01/05/20 4:23:24 PM #23:	CableZL posted... How interest rates work, how credit cards work, stocks and other investment strategies, mortgages, different kinds of savings accounts, retirement accounts, etc. Yeah this all should really be standard stuff. --- Kind Regards, Darmik <cite>Darmik posted [p:932507773] in Apparently... [t:78308070]...</cite> <quote>CableZL posted... </cite> <quote>How interest rates work, how credit cards work, stocks and other investment strategies, mortgages, different kinds of savings accounts, retirement accounts, etc.</quote> Yeah this all should really be standard stuff. </quote> ... Copied to Clipboard!
furb 01/05/20 4:26:10 PM #24:	100,000 in savings is a lot. I think you mean 1000. If the average household income is 45 to 50,000, it would take a long time to save 100k. --- You know how fads are. Today it's brains, tomorrow, pierced tongues. Then the next day, pierced brains. -Jane Lane <cite>furb posted [p:932507978] in Apparently... [t:78308070]...</cite> <quote>100,000 in savings is a lot. I think you mean 1000. If the average household income is 45 to 50,000, it would take a long time to save 100k. </quote> ... Copied to Clipboard!
Gakk86 01/05/20 4:28:39 PM #25:	REMercsChamp posted... How to work harder and make more money, for starters Yeah, because nobody works hard except for the rich, you bootlicking piece of shit. --- All generalizations are false, including this one. <cite>Gakk86 posted [p:932508125] in Apparently... [t:78308070]...</cite> <quote>REMercsChamp posted... </cite> <quote>How to work harder and make more money, for starters</quote>Yeah, because nobody works hard except for the rich, you bootlicking piece of shit. </quote> ... Copied to Clipboard!
DD Divine 01/05/20 4:28:54 PM #26:	I mean not in my savings account but in my 401k and Scattered investments I do. --- while driving yesterday I saw a banana peel in the road and I instinctively swerved to miss it, thanks a lot Mario Kart. <cite>DD Divine posted [p:932508139] in Apparently... [t:78308070]...</cite> <quote>I mean not in my savings account but in my 401k and Scattered investments I do. </quote> ... Copied to Clipboard!
Hexenherz 01/05/20 4:31:09 PM #27:	CableZL posted... How interest rates work, how credit cards work, stocks and other investment strategies, mortgages, different kinds of savings accounts, retirement accounts, etc. We had to take this at our high school so I'm always surprised to hear this wasn't a thing at other schools. --- FFXIV: Lucius Hexenseele (Brynhildr) \| RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting https://letterboxd.com/BMovieBro/ <cite>Hexenherz posted [p:932508260] in Apparently... [t:78308070]...</cite> <quote>CableZL posted... </cite> <quote>How interest rates work, how credit cards work, stocks and other investment strategies, mortgages, different kinds of savings accounts, retirement accounts, etc.</quote>We had to take this at our high school so I'm always surprised to hear this wasn't a thing at other schools. </quote> ... Copied to Clipboard!
LordRazziel 01/05/20 4:31:11 PM #28:	https://i.imgur.com/r3yVOhp.gif How do you people keep falling for TCs troll topics? --- https://i.imgtc.com/xg91pMF.gif https://i.imgtc.com/YvvIsuz.gif. On really romantic evenings of self, I go salsa dancing with my confusion. <cite>LordRazziel posted [p:932508264] in Apparently... [t:78308070]...</cite> <quote>https://i.imgur.com/r3yVOhp.gif How do you people keep falling for TCs troll topics? </quote> ... Copied to Clipboard!
furb 01/05/20 4:32:11 PM #29:	I want to be clear, you know incomes are noted in gross and not net. People do not just get 40k per year in the clear. That 40k pays local, state, and federal taxes. Rent and mortgage. Food and healthcare. Transportation. Utilities Even if you vacation in thr backyard, hitch hike, and avoid all entertainment for years, it is going to take a long time to save 100k. --- You know how fads are. Today it's brains, tomorrow, pierced tongues. Then the next day, pierced brains. -Jane Lane <cite>furb posted [p:932508341] in Apparently... [t:78308070]...</cite> <quote>I want to be clear, you know incomes are noted in gross and not net. People do not just get 40k per year in the clear. That 40k pays local, state, and federal taxes. Rent and mortgage. Food and healthcare. Transportation. Utilities Even if you vacation in thr backyard, hitch hike, and avoid all entertainment for years, it is going to take a long time to save 100k. </quote> ... Copied to Clipboard!
PIITB415 01/05/20 4:47:47 PM #30:	In my 401k and IRA combined I have more. --- https://imgur.com/VawbBVM https://imgur.com/6Si4h <cite>PIITB415 posted [p:932509103] in Apparently... [t:78308070]...</cite> <quote>In my 401k and IRA combined I have more. </quote> ... Copied to Clipboard!
PrettyBoyFloyd 01/05/20 4:49:08 PM #31:	Like how much do someone expect to make a hour or year anyway? --- The Evil Republicans - Est.2004 - WoT [Government Destabilizing Branch] <cite>PrettyBoyFloyd posted [p:932509168] in Apparently... [t:78308070]...</cite> <quote>Like how much do someone expect to make a hour or year anyway? </quote> ... Copied to Clipboard!
Sabram 01/05/20 4:49:24 PM #32:	100k is a lot of money for most people. When you consider the median income for an individual is between 30k and 40k that represents about 3 years pay. A lot of people making those amounts can't afford to put any aside for savings. I barely manage to yet I make a bit less than 30k --- Check out my YouTube! https://www.youtube.com/user/SaintSabram Switch Friend Code: SW-1661-1393-5330 PSN: Sabram <cite>Sabram posted [p:932509186] in Apparently... [t:78308070]...</cite> <quote>100k is a lot of money for most people. When you consider the median income for an individual is between 30k and 40k that represents about 3 years pay. A lot of people making those amounts can't afford to put any aside for savings. I barely manage to yet I make a bit less than 30k </quote> ... Copied to Clipboard!
NinjaBreakfast 01/05/20 4:50:01 PM #33:	why have people taken this topic so seriously lmao --- https://imgur.com/nGZeEqw Do you really think you can beat me? <cite>NinjaBreakfast posted [p:932509212] in Apparently... [t:78308070]...</cite> <quote>why have people taken this topic so seriously lmao </quote> ... Copied to Clipboard!
Zeus 01/05/20 6:52:49 PM #34:	If it's sitting in savings, it's wasting money, tbh. --- (\/)(\/)\|-\| There are precious few at ease / With moral ambiguities / So we act as though they don't exist. <cite>Zeus posted [p:932514498] in Apparently... [t:78308070]...</cite> <quote>If it's sitting in savings, it's wasting money, tbh. </quote> ... Copied to Clipboard!
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Current Events > Apparently 9 out of 10 Americans have less than $100,000 in savings (+) Yeah! (+)

Current Events > Apparently 9 out of 10 Americans have less than $100,000 in savings