Current Events > I think I've earned the right to spend irresponsibly now.

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DarkRoast 02/21/21 7:39:43 PM #1:	Paid off all my student loans Refinanced to a 15-year mortgage at 2.25% Maxed out my 401k contribution Maxed out my Backdoor Roth IRA contribution Over $100,000 in stable investments Not exactly sure what else I even need to do at this point, I pretty much followed the Dave Ramsey formula to its ultimate conclusion. I don't know why but I always feel guilty if I buy something expensive that I don't need --- Razer Blade 15 - Core i7-9750H, 32 GB RAM (2666), RTX 2080 MQ <cite>DarkRoast posted [p:950923522] in I think I'... [t:79309470]...</cite> <quote>Paid off all my student loans Refinanced to a 15-year mortgage at 2.25% Maxed out my 401k contribution Maxed out my Backdoor Roth IRA contribution Over $100,000 in stable investments Not exactly sure what else I even need to do at this point, I pretty much followed the Dave Ramsey formula to its ultimate conclusion. I don't know why but I always feel guilty if I buy something expensive that I don't need </quote> ... Copied to Clipboard!
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nothanks1 02/21/21 7:41:08 PM #3:	TC marry me it'll be a platonic relationship just pay for my tendies --- for the alcohlics https://www.aa.org/ <cite>nothanks1 posted [p:950923573] in I think I'... [t:79309470]...</cite> <quote>TC marry me it'll be a platonic relationship just pay for my tendies</quote> ... Copied to Clipboard!
AloneIBreak 02/21/21 7:42:16 PM #4:	DarkRoast posted... I don't know why but I always feel guilty if I buy something expensive that I don't need As is the Dave Ramsey way. --- CE's friendly neighborhood rationalist. <cite>AloneIBreak posted [p:950923619] in I think I'... [t:79309470]...</cite> <quote>DarkRoast posted... </cite> <quote>I don't know why but I always feel guilty if I buy something expensive that I don't need</quote>As is the Dave Ramsey way. </quote> ... Copied to Clipboard!
DarkRoast 02/21/21 7:42:40 PM #5:	AloneIBreak posted... As is the Dave Ramsey way. It's a curse --- Razer Blade 15 - Core i7-9750H, 32 GB RAM (2666), RTX 2080 MQ <cite>DarkRoast posted [p:950923641] in I think I'... [t:79309470]...</cite> <quote>AloneIBreak posted... </cite> <quote>As is the Dave Ramsey way.</quote> It's a curse </quote> ... Copied to Clipboard!
No_U_L7 02/21/21 7:43:04 PM #6:	treat yo self --- https://imgur.com/QPgN9 <cite>No_U_L7 posted [p:950923654] in I think I'... [t:79309470]...</cite> <quote>treat yo self</quote> ... Copied to Clipboard!
Bloodporne 02/21/21 7:43:12 PM #7:	Death, taxes, and TC humblebragging <cite>Bloodporne posted [p:950923664] in I think I'... [t:79309470]...</cite> <quote>Death, taxes, and TC humblebragging </quote> ... Copied to Clipboard!
The Trent 02/21/21 7:44:04 PM #8:	you should be giving the difference to charity now --- i swear to God most of y'all cats just don't know The Trent you barely know yourself so i guess most of y'all should be offended <cite>The Trent posted [p:950923689] in I think I'... [t:79309470]...</cite> <quote>you should be giving the difference to charity now </quote> ... Copied to Clipboard!
Smackems 02/21/21 7:44:51 PM #9:	Oh yeah? I did all that but double --- Common sense shot Elmo! - some dude <cite>Smackems posted [p:950923722] in I think I'... [t:79309470]...</cite> <quote>Oh yeah? I did all that but double </quote> ... Copied to Clipboard!
nothanks1 02/21/21 7:45:28 PM #10:	She should be donating it to try to stop this place dying hire someone who's good at programming to replace devin and fix the bugs --- for the alcohlics https://www.aa.org/ <cite>nothanks1 posted [p:950923739] in I think I'... [t:79309470]...</cite> <quote>She should be donating it to try to stop this place dying hire someone who's good at programming to replace devin and fix the bugs</quote> ... Copied to Clipboard!
No_U_L7 02/21/21 7:46:29 PM #11:	never ceases to amaze me how salty ppl on here get. just because everyone is lazy and unsuccessful, you cant even simply talk about your life when you're not without it being a "humble brag" --- https://imgur.com/QPgN9 <cite>No_U_L7 posted [p:950923767] in I think I'... [t:79309470]...</cite> <quote>never ceases to amaze me how salty ppl on here get. just because everyone is lazy and unsuccessful, you cant even simply talk about your life when you're not without it being a "humble brag"</quote> ... Copied to Clipboard!
Webmaster4531 02/21/21 7:49:06 PM #12:	You could donate to Texas relief and buy yourself something. --- Ad Hominem. <cite>Webmaster4531 posted [p:950923842] in I think I'... [t:79309470]...</cite> <quote>You could donate to Texas relief and buy yourself something.</quote> ... Copied to Clipboard!
emblem boy 02/21/21 7:53:14 PM #13:	Your partner and you are both doctors/PA's right? I'd say just set a long term retirement goal and once you've invested/saved enough for that, spend what you want. Be charitable with some of the money as well if that will make you feel more comfortable with spending. You probably make really really good income. One of the main benefits imo of being financially secure is not letting spending bother you and not letting it unnecessarily worry you. That's where we're all trying to get to. You seem to have reached that point(or close to it depending on your goals). Take advantage of those benefits --- Pitter-patter, let's get at 'er <cite>emblem boy posted [p:950924009] in I think I'... [t:79309470]...</cite> <quote>Your partner and you are both doctors/PA's right? I'd say just set a long term retirement goal and once you've invested/saved enough for that, spend what you want. Be charitable with some of the money as well if that will make you feel more comfortable with spending. You probably make really really good income. One of the main benefits imo of being financially secure is not letting spending bother you and not letting it unnecessarily worry you. That's where we're all trying to get to. You seem to have reached that point(or close to it depending on your goals). Take advantage of those benefits</quote> ... Copied to Clipboard!
Cleo_II 02/21/21 8:03:02 PM #14:	Thats amazing. Good for you. We hope to get there soon. Finally paid off a big loan and now looking at refinancing to 15 years and maxing out my 401k (my husband is already maxed). Then build up savings from there. Maybe invest in a rental property in the future. <cite>Cleo_II posted [p:950924406] in I think I'... [t:79309470]...</cite> <quote>Thats amazing. Good for you. We hope to get there soon. Finally paid off a big loan and now looking at refinancing to 15 years and maxing out my 401k (my husband is already maxed). Then build up savings from there. Maybe invest in a rental property in the future. </quote> ... Copied to Clipboard!
DarkRoast 02/21/21 8:05:52 PM #15:	Cleo_II posted... Thats amazing. Good for you. We hope to get there soon. Finally paid off a big loan and now looking at refinancing to 15 years and maxing out my 401k (my husband is already maxed). Then build up savings from there. Maybe invest in a rental property in the future. Hell yeah go for it! --- Razer Blade 15 - Core i7-9750H, 32 GB RAM (2666), RTX 2080 MQ <cite>DarkRoast posted [p:950924510] in I think I'... [t:79309470]...</cite> <quote>Cleo_II posted... </cite> <quote>Thats amazing. Good for you. We hope to get there soon. Finally paid off a big loan and now looking at refinancing to 15 years and maxing out my 401k (my husband is already maxed). Then build up savings from there. Maybe invest in a rental property in the future.</quote> Hell yeah go for it! </quote> ... Copied to Clipboard!
Arcanine2009 02/21/21 8:41:45 PM #16:	I mean treat yourself every now and then, but its always good to save some for emergencies --- Less is more. Everything you want, isn't everything you need. <cite>Arcanine2009 posted [p:950925820] in I think I'... [t:79309470]...</cite> <quote>I mean treat yourself every now and then, but its always good to save some for emergencies </quote> ... Copied to Clipboard!
UnholyMudcrab 02/21/21 8:46:31 PM #17:	I saw a GTX 1060 being sold for $925 earlier today. Doesn't get much more irresponsible than that. --- https://imgur.com/VeNBg https://imgur.com/gd5jC8q https://imgur.com/PKIy7 https://imgur.com/3p29JqP <cite>UnholyMudcrab posted [p:950925991] in I think I'... [t:79309470]...</cite> <quote>I saw a GTX 1060 being sold for $925 earlier today. Doesn't get much more irresponsible than that.</quote> ... Copied to Clipboard!
TheGoldenEel 02/21/21 9:18:31 PM #18:	DarkRoast posted... I don't know why but I always feel guilty if I buy something expensive that I don't need But not about bragging on a dying video game websight --- The words of The Golden Eel have been revealed... Games: http://backloggery.com/wrldindstries302 \\ Music: http://www.last.fm/user/DrMorberg/ <cite>TheGoldenEel posted [p:950927027] in I think I'... [t:79309470]...</cite> <quote>DarkRoast posted... </cite> <quote>I don't know why but I always feel guilty if I buy something expensive that I don't need</quote>But not about bragging on a dying video game websight </quote> ... Copied to Clipboard!
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Current Events > I think I've earned the right to spend irresponsibly now. (+) Yeah! (+)

Current Events > I think I've earned the right to spend irresponsibly now.