Board 8 > Why has my credit score been fluctuating ~40 points these past few months?

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RikkuAlmighty
10/05/21 4:37:09 PM
#1:


Wtf? Nothing different has really happened, no missed bills or anything.

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Leafeon13N
10/05/21 4:43:04 PM
#2:


You can find this out for free 3 times a year and most major credit cards come with some free form of credit monitoring.
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RikkuAlmighty
10/05/21 4:43:29 PM
#3:


Do they actually spell out what affected the score, though?

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Leafeon13N
10/05/21 4:43:53 PM
#4:


Did you finish paying off a loan of some sort perhaps(a car or something)?

Believe it or not that drops your score.
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Leafeon13N
10/05/21 4:52:08 PM
#5:


RikkuAlmighty posted...
Do they actually spell out what affected the score, though?
When my score drops whatever it is in the Chase app that monitors credit gives the best guess as to what inpacted my score. A couple of my other cards come with similar monitoring.
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Emeraldegg
10/05/21 4:54:16 PM
#6:


Leafeon13N posted...
Did you finish paying off a loan of some sort perhaps(a car or something)?

Believe it or not that drops your score.
I hate the credit system

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I'm a greener egg than the eggs from dr. seuss
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Dragonair
10/05/21 5:04:20 PM
#7:


just take out another loan to make up for the drop after finally paying off your debts

definitely working as intended

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FALCON PUNCH!
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#8
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KingButz
10/05/21 5:35:04 PM
#9:


Did you make a large purchase on a credit card recently? Your utilization % is a significant factor in your score.
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rip imgcake
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